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phone scam?
Just been phoned on my landline by 01792211844 announcing that I can wipe out 70% of my debts by pressing 5 I dont have debt, but I know someone who does, who I have been trying to help via my email account - does this mean that I have been hacked by a scammer? It sounds well dodgy to me, especially as I have been…
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in a pickle.. need a 1000 loan to buy a new car.
Right im currently unemployed but have been offered a job as a head chef for a an out of town public house some 15 miles from where i live. Due to the hours and distance and location involved i will require a car. Public transport isn't an option. Im lookin at borrowing a 1000 pounds. Due to bad credit high st lenders…
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If rejected for loan which company best try
Help I am trying to get a 10000 loan to pay all dept off and have less monthly payments. The interest on my present dept is crippling me. I have been refused by my bank due to my score. I am on SMP so my wage has dramatically dropped and when I do return my child care will be high. I feel forced to go back to work and the…
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Declined loan due to financial association
Hello everyone, I was wondering if anyone had experience in this and any advice to offer. I have recently been declined a personal loan from my bank which was to pay for buying a used car. After several phone conversations with my bank, they actually told me that the sole reason for it being declined was a financial…
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Can you claim back for a loan that was mis-sold not just the PPI on it?
Hello, my father in-law was sold a loan some time ago (around 2005 without getting the paperwork out to look) to cover the cost of having his windows fitted. he was talked into having the finance option, with the PPI on it also, as the salesman promised him money off the windows (although over the term of the loan he ended…
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Is my secured loan front loaded?
Hi Can someone help explain something to me please as Ive got myself really confused... I took out a secured loan for £40k with GE Money almost 5 years ago. Ive been making my regular payments of £300 per month and have today recieved a statement showing the outstanding amount as £38,500? Does this mean the loan is front…
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Nram - when will they wind up?
Good morning people. Pretty much as the title asks: OH has been paying £10 per month towards an unsecured loan he had with Northern Rock. Our calculations show it'll take many many years to pay, which leads us to the question: How long will the Gov let nram run for before it winds them up? OH has a feeling that a maximum…
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Amigo Loans
http://www.amigoloans.co.uk/ Representative Example: Borrowing £500 over 12 months, repaying £180 per month, total repayable £7890. Interest rate 41.16%. Representative 49.9% APR (variable) 7300 interest over 6 months.....thats mental :rotfl: never trust a web site who cant get the front page right
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surrender car on finance
hey guys.. bought a car in 2008 and paid over the half mark and in 2011 i VT the car, they said they would send a pack for me to fill in, never came... ordered another, never came... they sent an agent round my house without a phone call to me to make sure i was in, so he left his number and i rang him 5 times over the…
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Wonga
Hi All, I'm new to this so please be gentle with me. I work as a self-employed taxi driver and I took out a payday loan with Wonga in October 2012 (Yes, stupid I know) with a payment promise date in November 2012. Three days before the payment promise date, My taxi was flooded in the nationally reported floods in North…
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Nationwide and Money
Applied for a loan last Wednesday and was accepted in principle but the cash has still not arrived. Does anyone know how long it normally takes for the money to be deposited. Thanks
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Council debt from previous owners
Hi all, This isn't really a loan-related question but I couldn't find an obvious board to post it and I know the expertise will be here. Basically we have received letters from "Collect Debt Services" relating to a debt of £420.34 owed to our local council for a "road traffic debt". The debt is in the name of the person we…
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Dealer finance or Bank Loan?
Hello all, I was just to get some advice, as I need to (quite soon) purchase a used car, since my previous T reg Vauxhall Corsa, is now on it's last legs and after consulting 4 mechanics, they have all quoted me £1000+ to fix it up to MOT standards. Most of the cars, that meet my needs are around £3,500-4,500 and I would…
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Advice Needed
I have been asked this and I was unable to give advice So I thought who better to ask than the helpful people on Martins I was renting a house before moving out of the UK and I thought all my bills were settled but I missed this one Electricity bill was due Sept 2007 - I moved out of the UK for a year without realising the…
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Student Loan Repayment + Grandparent's wills
My maternal grandparents have set aside £25k in their will with the condition that it is used to pay off my student loan, any surplus to use as I want. They're are 92 and (nearly) 87. They're in pretty good health so one or other may last another ten years or more. But my loan repayment has got me thinking. Would I end up…
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Advice on applying for a loan?
Hello Everyone, I am new here so please be gentle :) Basically we need to get a new car quite urgently as ours is on itss last legs (one of our children has problems getting around). I have some money available towards but could do with another 2-3 K to get the sort of car we are after. Now normal car finance is a no go…
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Had £69.99 taken from account
I was looking for a payday loan, and it's possible I signed up on a brokers site and have now lost £69.99, so angry. It's a company called ENHANCE, that's all the bank could see, so after a google looks like it's a company called Enhance financial. I take it there's no way to get this money back, such a scam?
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HP Agreement - Black Horse, early get out clause?
In Feb this year, I took out finance on a second hand Qashqai (61 - 2012 reg) over 5 year. I love the car but unfortunately our financial situation has drastically changed meaning we can no longer afford the car. We still need a car but the Qashqai is so costly in terms of the finance and Diesel we're spending money on it…
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NRAM Loan
Hi, Can anyone offer some advice on a loan myself and my partner took out with Northern Rock. It was a unsecured load for 26000 attached to our mortgage, we sold the property after 5 years and the loan remained but with a higher interest rate. We have been paying the loan now for 7 years, but when I requested a settlement…
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Declined - Advice please
Hi guys. My OH has applied for a loan to get a new car, well a second hand car. The bank has declined to lend her the money, but they don't say why and just give a generic answer "Unfortunately at this time we have been unable to accept you". She doesn't have any credit history really except for in the past year or so,…
