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Halifax Loans
Hi, I'm new to this! Bit of background info. I have a Halifax ultimate reward bank account, I am on disability (the maximum you can get) and my wife works in full time for the government with an annual income of roughly £22k. We have fully paid off our mortgage on our house so our monthly outgoings are very little. I was…
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Halifax loans - help and information
Hi, I'm new to this! Bit of background info. I have a Halifax ultimate reward bank account, I am on disability (the maximum you can get) and my wife works in full time for the government with an annual income of roughly £22k. We have fully paid off our mortgage on our house so our monthly outgoings are very little. I was…
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Defaults dates???
I recently obtained a copy of my credit report that lists a defaulted account with HFC bank and an outstanding balance of £92. I last made a payment to this account in August 2006. I contacted HFC who told me that they sold the debt to a DCA in 2008 who contacted me in 2010 at which time I settled this debt. I am confused…
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Star Loans Ltd, Cardiff
Does anyone know anything about this company? Have been trying to contact them by telephone for a refund of fee they charged and it is impossible to get through!! Spoke to them 31/05/2012, told me I had a two week cooling off period then paperwork arrived today, not posted until 19/06/2012 so outside that period!! What are…
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'Revolving Credit Agreement'???!!!!
I am commencing a claim for PPI and have obtained a copy of my credit report as per the excellent instructions on this website. 1. Terrifyingly and ([FONT="]Über[/FONT] stupidly I know) I have discovered from my credit report, I havea Budget Card / Revolving Credit agreement with Santander for 999 payments of £66.00.…
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Rejected for tesco loan ('excellent credit rating')
I've just been rejected for a £12,500 loan and the reason given was 'according to experian you have too high a level of borrowing'. So I've registered on experian and checked my account. I have a score of 999 and rated as 'excellent'. I am a homeowner, earning over 30k with a perfectly clean credit history. The only thing…
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Honest unsecured loan company?
Hello moneysavers :beer: Are there any honest and trustworthy loan companies our there? I tried googling, but I`m getting lost. Even when checking on review sites, they got mixed review. I don`t want to be sucked into broker fee sucking - loan non providing brokers :mad: I don`t own a house, therefore have no security to…
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Property sale in progress- any ideas on how to unlock some profit early?
After struggling to keep head over water with payday loans (yes, I know that was extremely stupid of me, but no need to tell me again here, you would be preaching to the converted!) I’m selling my property – it has been under offer for a month at full asking price with a clear profit of c£60,000. However, because of the…
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Outstanding loan from deceased parent
My Dad recently passed away and has 2 years left on a car loan of £131 a month. My mum is unable to pay this amount as she only receives state pension. How can this be resolved???
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Loan 2 loan uk limited
Does anyone know about this loan company Loan 2 loan uk limited, based in droylsden , manchester , looked at the website looks legit.
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PCP For car
Went to look at a Kia Picanto today new one etc etc so took my details said he will let me know tomorrow if it has been approved. Naturally I worry will it get approved etc etc. My rating is 887 never missed any payments do have a outstanding CC and Loan but manageable on my 24k salary. No dependents on the electrol roll…
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One Stop
Has any one heard of One Stop loans? A friend of mine went on their site and was charged 30.00 GBP for some reason that I can't see when looking on their site! She is very upset about this and is hoping to get the amount reversed by her bank (which I doubt). Sounds like a rip off to me.
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Short term borrowing advice
Hi I'm writing for a little advice from people who have been in my position or have and suggestions as to the best course o action for my situation: I've been working really hard to reduce my debt over the past few years, last month I made the final instalment on a £8k loan. I still have the following borrowing: £5500 loan…
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HSBC Managed Loan
Hi Has anyone any experience of these? I was told by a branch manager back in 2003 to take one of these out, to cover the payment of a graduate overdraft to clear, so i did. However, reading on many PPI claims, I have heard people mention this 'managed loan' as well. As the bank charged me a very high rate of interest, I'm…
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Irresponsible lending by bank
I took out my credit card and loan with halifax. Halifax knew i was unemployed and on benefits when they gave me credit. They kept on increasing my credit limit on my credit card which i didn't want; they automatically did this every time i paid the minimum payment. When i took the credit card out in 2006, they knew i was…
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Best Loans for part time worker!
hi im in 3000 of debt and want to no what the best loan option would be for me any help would really be appreciated I earn around £500 a month.
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peachy loans
Hi, need some help. I had taken out a payday loan of £100 with peachy last month. Unfortunately I lost my job a few days before the loan was due. I informed peachy of this and told them i could repay the loan in weekly instalments. they agreed to this and said that I could repay back when I start receiving my benefits. My…
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taking out a small loan
hi there If my wife take out a small loan (£1000) from pay day loan company and repay it in 4 weeks does it help for her credit rating, is her credit report show this? Many thanks
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Moving loan from santander to nationwide
I currently have a loan with Santander with just under 5 years remaining of approx £13000 and an interest rate of 14.7%. I took this out three years ago when I did all my banking with Santander. I have since switched my banking to Nationwide as I have my mortgage with them. I was looking online and noticed that they offer…
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Need advice of good mortgage loan company for farm/equestrain use
Hi guys need some advice so any info welcomed I'm looking to buy a farm which I am going to use for equestrain livery business The place has 21 acres, barn and stables and already have liveries so already has an income Apparently the best loans available will require a 40% deposit My parents are lending me the deposit but…
