-
Loan help - 14k
Hi I'm looking at taking a Personal Loan of around 14k over 3 years to help fund a number of things (car being the main one). I should be in a position to overpay/pay off at least part of the loan earlier than the 3 years. Can someone please advise as to what the best loan product is? Many thanks Martin
-
Small 1k Loan
Does anyone know where would be a good chance of getting a loan around £1k, I am starting a new job in a few weeks and will be able to afford the monthly repayments, I tried my bank (Halfiax) but they would not give me one despite me having an URCA at £15 a month and never going over my overdraft in the past. Just looking…
-
Co-operative unsecured loan Q's before I buy
found the answers thank you.
-
Need Advice about loan
HELP ANYONE I need a student loan (private) my parents can't cosign and I have no one who can and every loan I apply for wants one. Does anyone know where I can get a loan with no credit/poor credit. I will take anything legit at this point.
-
Sainsburys/Tesco Loan - Approval Chances
I've just applied, and been approved for, a mortgage in Northern Ireland. I'm a Republic of Ireland resident but a few lenders take Irish Credit History into account. When I move into the house, I need to register on the electoral roll, which I can only do after being resident in the UK for 3 months. How long should I…
-
Advice on applying for a new loan.
I've got about £10k of unsecured debt on 4 different credit cards and 1 loan account. The loan is down to about £1100 remaining and will be paid off in about 9 months time. Anyhow, I earn 28k a year, the interest rates on the cards have kept sneaking up so that I'm not managing to pay back much more than the minimum…
-
Unsecured Loan
I have not long had a windfall and I wanted to pay off my small bank loan early. I have been paying it for about 3 years. The loan is for £4000 but when I phoned the bank for a settlement figure they told me that it would be around £3200 this was a few months ago so obviously that figure will be lower now. The point is I…
-
"Pay for delete" possible / legal in UK?
My partner has two defaults in his credit report. Would it make sense to contact the lenders and offer to settle these accounts in full on the condition that they agree to remove the default from his records? Are there legal issues with this in the UK? Has anyone done this successfully?
-
Help for Returned Ex-pat
I'm trying to get a loan, but have been refused because I lived in Spain for 8 years between 2002-2010, and only have 2 years credit score. Credit reports want addresses for past six years. Has anyone else had similar problems? Any advice would be appreciated.
-
Help/Advice over Student Loan 2012
Dear All, Some help or advice here would be appreciated. My fiance's daughter from is about to go to uni as is my son, who lives with his Mum. Whilst our total household income is above £60k a year, I am still paying maintenance for my three children (25% of net salary) and am committed to helping my son at uni as well. My…
-
Minicredit
Mini Credit Payday Loan – Dont Pay Them Now to apply for a Mini Credit loan, you would have had to have provided your debit card details for them, so they can collect payments from you. So the first thing is to cancel it. Mini Credit will ignore any letters/emails/calls from you saying you cant pay, as Mini Credit have…
-
loan application information incorrect
Hi we have recently done an iva with our creditors and going through the documentation noticed that on our loan application they have input our mortgage amount incorrectly, instead of £180,000 they have put £18,000. I was wondering had they input the correct amount we may have never been given the loan and therefore does…
-
Beware of Loans Direct - £50 membership fee charged
My grandson aged 19 just finishing college, is desperate to purchase a van now he's qualified as a Plasterer. However instead of asking the family if they can 'put to' for a cheap van for him until he earns a few bob, he decided to enquire on line for a 'cheap' loan (hmm!) Loans Direct jumped at the chance to help him…
-
ppi
hi,does anyone know how long a ppi cheque takes to come through from lloyds tsb, had offer letter on 12th june
-
Where do I stand with Finance Agreement?
Hi All, I recently took out car Insurance with Octagon Ins, monthly payments to Creation on a finance agreement organised by Octagon Ins. Due to Swinton Ins (policy was with Provident) not issuing my 4 years no claims bonus in time Octagon cancelled my policy, I had contacted Swinton Ins on a few occasions but still have…
-
Seems HP is actually a personal loan...what are my options?
Hi I bought a car from Arnold Clark in 2009 on what I thought was hire purchase. We are now looking at changing cars but the cars settlement figure is higher than the trade in value offered. We were going to look in to VT under the halves and thirds rule but after a fruitless search for the finance companies T&Cs I found…
-
Charge for overpaying Natwest loan
Hi, hoping someone can help as I'm slightly confused! I have a Natwest personal loan for £7500 which I opted to pay back over 36 months at 8.56%, £237.79 per month. I got this very recently at the beginning of May, so the balance is now £7522.87 as the first bit of interest has gone on before the first payment comes out on…
-
Unhelpful Lloyds
Just been to see Lloyds to try and refinance our loans so the monthly payments are less. Basically we would like a joint loan of £25k (which is the amount they gave me personally to consolidate some debts 3 years ago) to clear both our loans and reduce our monthly payments by about £300, which we can use to pay off the…
-
Unfair defaults and how to get rid of them ?
Hi there, Im new to the forum and have seen some great advice being handed out to people. I was hoping to get a little of the same. First of all I took out some payday loans. I Know.. I know I dont need the pep talk BELEAVE ME ive learned my lesson. OK so this is my problem A while back like many here I fell on difficult…
-
Loan Question!
I've been looking to take out a small loan of £2000, either via a 0% balance transfer CC or a cash loan. I have only recently got back in to employment after uni (I only graduated yesterday!), in a contract job that tides me over until my graduate job starts in September. I have a steady job history previous to university,…
