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Honda finance PPI reclaim
Hi I can't seem to find the address for Honda to send them a PPI letter,anyone managed to get hold of it. Thanks
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I have a 19 year unsecured loan - Is this legal?
I took out a £6600 unsecured loan back in 2006. It was running alongside my mortgage but was seperate to my mortgage. It is an unsecured loan currently at the variable interest rate of 4.78% but previoulsy was up at 6 or 7%. It currently is only £45 a month but it still has 13 years to run. I was thinking of paying it off…
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Stuck in paydayloans.
Hello! First of all yes i know i was stupid, really stupid. :( Short story, i had 2 jobs, so i thought i can take out some extra money when i needed for holiday etc. So i done it, then i had some emergency problems, had to pay out more money to things and i taked out again and again... Now im lost one of my jobs and my…
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"we don't actually credit score people" - Equifax
There was an interview with the Executive Director of Equifax on Today this morning. http://www.bbc.co.uk/radio/player/b01k1lpz (approx. 2h41m in) He said "we don't actually credit score people". Oh really? :)
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Help! Borrowing
I'm relatively new to using these forums, although I have enjoyed Martins weekly email for some time. My partners 30th birthday is coming up next April and as a surprise I wanted to take the two of us to New York. I'm stumped however, as to how I'm going to pay for it. I have 2 credit cards, both which are maxed, one at…
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Loan or 0% Credit Card for car purchase
Slightly odd question, but... My wife and I have just had our first baby. I'm quite keen to change her car (Mazda 3) for a BMW 3 series estate, so I'm shopping around for one at the moment. This is as much to do with the fact that the Mazda is getting on a bit as getting an estate, but I quite like the idea of the 3…
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Parental loan NIGHTMARE! Please help!
Right, to cut a long and boring story short, my husband's parents lent him 35,000 GBP as a deposit on his house. This was documented as a loan with the solicitors but done on the understanding it would only need to be paid back if the property was sold and we didn't buy another (as in they wanted stay invested in…
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First Time Loan HELP!
Hiya, I'm hopeing some of you who can help me, I'm after a Long term Loan ( i usually do quick payday loans) - but this is for a car. I joined a website which checks my credit history which i done and it was 810 ( FAIR ). The car i want is either £2500 on a auction site or £6000 from a dealer. My bank is Natwest (never had…
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Avoiding the common problems with payday loans...
Hi all, I've had a few DMs over the past few days regarding some fairly extreme issues with payday loans. I'm by no means an expert on this subject but I have recently spent the best part of April and May sorting out my Sister's financial affairs. Most of which involved the setting up of repayment plans with several payday…
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Enforced repossession?!
Hi, I just checked my new credit report from Noddle/Call Credit and find out I've got defaulted account with enforced repossesion note on it dated 23.5.2012. I've had an hire purchase with them settled in April. I paid them all the money I owe (agreement has been terminated early - 50% paid + costs of damages to the car)…
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what can i do?
Since welcomeloansuk decided to take my money ive taken it upon myself to investigate them a little further,i have come across various pieces of information that link them to other notorious "brokers" the question is what do i do with this information? Would seem a shame to see this research go to waste,as always any…
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Car loans/unsecured loans...heellppp
As someone not very used to using the net to search for a loan, I neeeed HELP - as a discharged bankrupt, with 2 satisfied ccj's and a now improving credit rating, I am looking to get 10K un secured loan to buy a second hand car. I am hoping to get a yes from my bank, and have allready found some "dodgy" brokers wanting to…
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two loans at once?
I need to borrow £20k for a car. I can get one £20k loan at 7.6%apr from Sainsbury's, but if I borrow say £10k their apr would be 5.9%. Tesco charge 6% for a £10k loan. So my question is - why not apply for two £10k loans at once? Anyone know why this may or may not work and whether there would be anything in their T&Cs…
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Help!
Ive managed to mess everything up! My mortgage is due for renewal in two months and I went to the bank to negotiate and because of the loans & credit cards I have they want to extend it from 14 years to 19 years and I am now in a major depression. Ive tried to get a loan to consolidate my debt, I need around £15k over 5…
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FirstPlus Loan
We took out a secured loan with Firstplus in Feb '08, for £26,000. To date we have made 51 payments of £225. As we are changing our mortgage supplier, we are required to clear the balance of the Firstplus loan. Thinking there couldn't be too much outstanding we requested a settlement figure. We got a huge shock when we…
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Creation Consumer Finance Ltd
Hi all Please forgive if this is the wrong section OK i have just got my latest credit report from Equifax and the above named company has appeared on it. I have never seen this before or do i know who they are, Searching on here they appear to be linked with all sorts of retailers from vacuum cleaners to cars. Report says…
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Car purchase for business use - loan or PCP ??
I'm planning to buy a nearly new used car for around £16,000 which I'll keep for three years doing around 20K miles per year. Cash purchase is not an option so I appear to have three finance options; conventional loan, personal contract purchase, personal lease purchase. What are the pros and cons of each ? I'll be making…
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Sallie Mae
Hi, I'm posting for the first time and I'm sorry if I there is a sticky or I'm posting to the wrong thread or whatever. Hopefully someone can lead me in the right direction, basically, I've come here to seek some guidance and hopefully reassurance with regard to my Sallie Mae loan. I took out my Sallie Mae loan around…
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Successful police prosecution for PDL scam?
Has anyone ever managed to get or heard of a successful prosecution resulting from a case like mine (I now know their are thousands of cases like mine!)? Last Monday I noticed a card payment leaving my account for £117 to a PDL called Txtloan. Never used any PDL ever and immediately knew this was fraudulent. This was the…
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advice please on consolidating debt
hello.. well have got myself into a financial nightmare... after taking 4 years off work and retraining my husband and I are about £20k in debt with 9 different credit cards. we also have £8k outstanding on a car loan (2 years left to pay) we don't have any problems paying minimum payments each month but the debts are not…
