Halifax Loans

stevenjames8

Hi, I'm new to this! Bit of background info. I have a Halifax ultimate reward bank account, I am on disability (the maximum you can get) and my wife works in full time for the government with an annual income of roughly £22k. We have fully paid off our mortgage on our house so our monthly outgoings are very little. I was wondering would Halifax approve a loan (I know it's just a guess but any help would be wonderful) and how long it would take to process. The sooner the better! We are looking at roughly £13/14k for various things paid over 7 years. Thanks very much for any info you can give me, very muh appreciated.