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Loan to Purchase Land
Good morning to you I am trying to get a Loan to buy 6 acres of land here in Devon asking price £50k (for own use growing Soft Fruit, planting an Orchard and keeping a few Sheep), I am not a home owner but I do have a 50% deposit. Now the frustration; I could go out and buy a new car for £75k with this deposit which would…
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Santander consumer finance selling on my debt
Hi All, I work away alot sometimes 2-3 months at a time (outside of the EU). The Santander finance is on a car and I was over 4years into a 5yr agreement with no issues! I've just arrived home to find out that for some unknown reason (they don't even know / can't tell me) they stopped claiming their direct debit from my…
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E credit plus?!?!
Hi i have just been running through my bank statement and have noticed a company called ecredit plus taking £39.95 out of my bank. I have never heard of nor dealt with this company and cannot understand why they are taking money out of my account or how they got my card details! Has anyone else had an issue with this…
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Refinancing / repaying a loan early and avoiding fees!
I just thought i'd share this little tip for anyone who may not be aware as it has saved me a few hundred quid in fees and about £25 a month. The EU rules changed late last year meaning that you can make overpayments to loans without fear of penalty. The upshot is that you can repay or refinance taking out a cheaper loan,…
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blocking someone
I KNOW this isnt the right place but I cant find any where relevant, is it possible to block someone on here so you cant see their posts and they cant see yours?
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Debt YElP!
hello everyone long story but please bear with me. I went to university a few years back, I completed my first year and passed, however I enrolled for the second year but because of some serious issues at home I was not able to attend university that year. in the end my first year was the last year of university and I…
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Missing the rolling reg cut off point of August 10th
I have been informed today that I missed the rolling registration cut off point for the electoral roll with Newcastle City Council, the cut off point being 10th August for final updates to the register on 1st of September and. My rolling reg form was received on 14th August. Therefore they advised I would be processed as…
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EGG loan transfered to transferred to Moorgate Loan Servicing?
Hi, I got an Egg 5 year loan over 3 years ago and have never missed a payment, i was made redundant last year and have been getting the payment covered by PP but 4 months into my PP all my Egg accounts have been removed and i received a message saying it had been transferred over to Moorgate loan servicing. I am just…
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Guaranteed loan - help
Hi, Sorry if I've posted in the wrong place............Brief history, my dad stood as guarantor 4 car finance 4 my BIL. On Tuesday my dad received yet another letter informing him that August's payment had not been made & that a £50 charge was been added 2 the account. Now my dad's 74 & really doesn't seem 2 understand…
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Good credit score Can't get finance nor loan HELP!Advise needed
Ok So basically I'm 22yr old I'm full time self employed I run my own business since I was 18, I have a permanent UK Address (lived hear for the past 8years), Never missed payment's. I've been forced in the past to accept high APR Credit cards so I can atleast have some credit to prove myself credit wise. I have done this…
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Bit of a random question - signatures
Sorry, but I'm not really sure what I'm asking - maybe looking for some reassurance. Last week I applied for a joint loan with my husband online with Natwest (who we have a current account with). I have online banking, he doesn't, so it was done through my account. It was accepted pending checks and the papers came…
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Help! Letter from debt agency but not my debt!
I recieved a letter today from Red Castle Recoveries regarding an account with Wonga. Total debt £2000. I have never taken out a loan with Wonga. I rang them up and explained and they said to go to the police station and get a crime reference number. Is this a con or possibly a case of identity theft. It says on the letter…
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Another person's trust deed on my credit file.
Hi guys, I don't post here often, in fact I'm not even sure I'm in the correct section of the forum. My story is this; Upon requesting my credit rating from experian, I have found 30 or so loans, cards, bills etc with my father's name (the same as my own) and his date of birth next to them. Most worrying of all is that his…
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loan to 0% cc?
Hi there I've looked around for an answer to this but can't find one. Apologies if the answer is somewhere else. Hubby and I have a joint loan which we took out to get a new bathroom 3 years ago. We pay £150 a month but due to interest that only pays off around £20 - £45 of the actual loan. Our finances are looking…
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Car loan for bad credit
Hi, I need some urgent help. I have to buy another car as the one I have is now becoming dangerous, but I cannot get a loan from anyone (sensible loan rates that is). I have in the past had credit problems, but over the last year - 18 months all debts have been settled. My credit rating is still VERY low even though I have…
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Unemployed Loans.
Hello, Just wondering if anybody knows of any companies that offer loans for unemployed people? I am currently in full time education, but I need a loan of around £2000 to carry on. With my student loan, I am currently recieveing around £7000 per year so there would be no problem paying it back. Also, My credit is quite…
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help with old bridging loan
Hi, I took out a bridging loan 15 years ago to buy a flat and have since lost all paperwork etc on the terms and conditions. I have been repaying a fixed amount on this loan since it was set up. As I am now looking to sell the flat I have done some research on bridging loans and reading some of the posts on this forum most…
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Urgent help needed - student loan rejection
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A few questions
Good morning all - I have a good read through a number of the pages here but unfortunately cannot find the answers to a few questions I have, I would be very grateful if someone could either help me out or point me in the right direction: Firstly for the last 2 years I have split my time between two addresses, I have been…
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Overpaying loan help
After a bit of advice, oh has 2 loans, 1 due to end early 2013 and 1 mid 2014, I know we are allowed to overpay by 10% per year, but is this 10% of the original loan amount, outstanding balance or monthly payments? They are with Lloyds, oh is working abroad at the mo, and obviously because they're in his name they cant…
