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Loans
Archives for September 2011
Discussion List
1st ever post,sorry if not posted in right place , debt help plz
right here goes......... i have debts totally about £18,000 (omg thats the 1st time ive addmitted that ) i racked these up when i was younger (so probs m ore than that now) basically a visious circle getting debt to clear debt , the biggest baddest loan was at the age of 21 as a single mother working 18 hours a week…
Hounded by CAPQUEST
I am being pursued by this ruthless debt recovering company callled CAPQUEST for an outstanding amount they say I owe ! which I settled in 2009 with the original loan company over 3 years ago. I have had no correspondance from the orginal company since I settled the debt in 2009, now I am recieving threatening letters from…
Could I get a joint loan with CCJ?
Hey Guys, I'm wondering if I could get a joint loan with my Grandmother. I have multiple CCJ's and she has an outstanding credit score. I know FLM offer guarantor loans but I'm looking for around £15,000 for a business venture while they only offer £3000. Thanks
Reduce term or reduce monthly payment by overpaying?
Hi all, I have a loan with Tesco bank and tend to over pay every other month by £500 (about £4900 left on it). Usually when I've overpaid, it just reduces the monthly payment and I get an interest rebate. However, this time I was offered the choice of reducing the monthly payment or reducing the term of the loan. I was…
Loan against my home
Is there anyway i can borrow money using my house as collaterol. I'm a home owning, 45yo male tetraplegic (paralysed from shoulders down). I have about £4,000 left on my mortgage, on a £145,000 property. I don't work so my benefits are my only income.
Credit report for bank loan.
I need some advice or insight as to why i cant get a personal loan. My credit report sumed up as follows:* I am 22 years old, and lived at my adress all my life. * Been in my full time job for over 3 years. * Been on the electoral roll for over 3 years. * Phone contact for 2 years - Full payments and none missed, all green…
Bank current account and credit search
Hi All The last blemish on my credit reports falls off in a few weeks and as soon as it does I want to apply for a proper current account - at the moment ive a basic bank account. It struck me that the bank will perform a credit check but just wondered why this would be a full search on the basis that that Im not applying…
Consolidation Loan Advice
Hi guys, Recently myself and my girlfriend have broken up, she moved out of my house where she was paying half the rent and half the bills which have now gone up due to energy providers and us using twice as much water before she moved in. I also have 2 loans outstanding and with me now having to cover her rent and share…
unauthorised debit card payment
Hi Can someone give me a little advice? I have just found out that Wonga have taken money from my Dads debit card for outstanding money... I have just started a DMP and was advised to canx my own debit cards so no payments where taken but my dad made a payment for me to Wonga months ago and as they now have that card…
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