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Loans for studying abroad
Can anyone shed any light on this subject? My brother is due to go to Canada to study in a few weeks and he needs a loan to finance his studies. Can anyone recommend any loans for this purpose as we have no idea where to start. He can't go down the usual student route as they don't cover overseas study. Thanks.
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free credit report and score - is there a catch?
Hi The experian website is offering a no obligation "free" credit report and score. Is the information generated an accurate reflection of my score and is there a catch with the offer to anyones knowledge? How is the score actually measured (marks out of ten etc)? Thanks
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Handing my car back
Hi i have a car on finance and i can no longer afford the payments . I have had the car for two and a half years and its a five year finance agreement . Can i hand the car back ? with no more money owed thanks
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Lower car repayments...refinance?
I bought a car a few months ago and repay the finance at £164 per month. I want to pay off the outstanding balance and take out a new loan with someone else (went through the dealership, Black Horse) to lower the monthly repayments. Does anyone know any Banks that would give me the money though? I'm 18, have a decent…
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Can no longer afford car finance! Help!
Hi there, i have a 2008 Audi A3, on a finance deal direct with Audi, to cut a long story short, due to a change in circumstances i can no longer afford the finance payment each month, i haven't fallen behind yet, but i'm going to soon unless i find a solution, i've been onto Audi, they have refused to take the car back off…
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So confused I could cry
I am so confused right now, I'm trying to figure out exactly how much I owe (I don't even count my student loan as a debt as I don't even earn enough to start paying it back so put it in the 'will think about it when I am earning a decent wage' drawer). I have two loans with the Halifax, a Post Office credit card, and I…
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loan advice
hi im trying to get a loan but iv checked on experian and i got a low credit score this is due (not to the fact i have bad credit in fact its 100% perfect) its due to a lot of footprints on the account has any 1 got any idea how i could get a loan maybe see the bank manager? i just not sure what to do next. Any help welcome
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Bridging loans
Hello, Does anyone know about bridging loans at all please? We want to buy a house but we also need to sell a property and the house we are interested in is in dire need of renovation so the bridging loan would come in really handy... Any advice would be very much appreciated, re: where to go for this, what kind of…
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iqor text
paying payments standing order they text me today this is to remind you that you may have overlooked the payment due to us recently what do they mean by this please help spudyuk
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iqor help
paying payments standing order they text me today this is to remind you that you may have overlooked the payment due to us recently what do they mean by this please help spudyuk
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Land Of Leather - Faulty Goods - What are my rights?
I purchased 2 leather sofas from Land of Leather about 4 years ago and also purchased a 5 year underwritten guarantee. The leather has started to peel in large patches and the underwriters of the warranty have refused to repair or replace. Where do I stand as a consumer now that Land of Leather no longer exists? Does…
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Need a newer car for new job...advice?
I have just started a new job which is about a 20 mile drive each way. My existing car is getting very old and becoming a liability and I need something more reliable. The issue is my credit rating is not great so i wonder what the best option is? Should I try and get a loan for a car or lease a car? I'd be interested to…
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Loan to pay off Student Overdraft
Hi all, I have just started my first job out of Uni, and although well paid, each month I find myself back in my overdraft. I was wondering wether it would be a good idea to take a small loan just to get myself into the plus, so when I got paid, it didn't just take me back to £000.00 balance! I don't know how good my…
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unsecuredloans.net help :-(
Stupidly I applied for a loan with this company, was told I had been approved but had to pay £59.99 upfront (IDIOT!!!) so I did only to find there 'was something on my file I hadnt disclosed' I answered EVERY question they asked honestly. They did approve a loan at 63%apr if I had a guarantor which I didnt want so I wrote…
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APR on loan from Halifax?
Hi Can anyone help? My girlfriend has just signed up for a loan at the Halifax and they told her the APR will be 28.9% because of her earnings and circumstances? Is this normal practice? If you go on their website the APR for loans less than 7k is 23.9% with no mention of any varying rate, so we are a bit confused? The…
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Best loan for a student getting a scooter.
I know, the title says it all! I live my partner who has recently, after a time of unemployment, has got a full time job. :T We have money in the house again! Out of the 2 of us, I drive but he doesn't. Getting him through driving lessons, putting him on my insurance or getting him his own car etc is going to cost a lot…
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Get a loan for a mortgage?
Any one got any experince or views about getting a small loan to get a step on to shared ownwer ship? The required deposit amount for that is usually between £4000 - £10,000. My out goings is generally around 20% of my income and I know I would be able to handle repaying a small loan and a mortgage at the same time. The…
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Mini credit Loan Sharks
do not use minicredit
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Car finance! :(
Hope some of you can help!!! When I was a very silly eighteen year old I got a car on finance whilst working for hardly any commission in a sales job that I hated! Long story of how I got there but I had the car taken off me and repo'd. I was just about to become a student just after this after giving up the £$% job, so…
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Help needed with loan settlement
Hey guys I took out a loan with BOS in April 2010 for £7000 at 11.55% APR over 84 months (£119 a month). I contacted them today for a settlement figure and they advised £6170.44 which includes 58 days interest to end the loan. In addition I have a barclaycard with a balance of £2200 which I would like to clear. M&S have…