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gregson & brookes
Gregson & Brookes anyone had dealings with them???? Need advice about them
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Student Loan Company sharp practice
I took out the old style Student Loan back in the mid 90's. I have never earned over the Threshold so currently Defer Payment. However I have been late returning the Deferment Form a couple of times resulting in having to pay hundreds over. Is this Legal if I can prove I have never earnt over the limit? I been treated like…
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Landlord reference
Hi: I am signing a contract for a new flat soon and i am wondering if a 400 pound overdraft default which has been paid back in full in one installment, will make me fail the reference check. i have a reference from my previous landlord where i stayed 7 years and always paid promptly. i have proof of employment stating a…
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Increase 'Zopa' loan to pay off credit card debt ?
Hi , i just wanted other peoples advice on a simple thought , my wife has a credit card that she owes £2000 to. I have a loan with zopa which is on a good interest rate that is fixed throughout the 36 month term and there is currently 31 months left to pay. My wife is making minimum payments only to her credit card but…
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Tesco's slow loans?
Just a quick post on info if you think about dealing with Tescos. I contacted them 3 weeks ago regarding a loan extension to fund a newer car. I already had a loan with Tesco with just under 3 years remaining and wanted to keep the payments the same but extend the term back up to the 5 years. It was agreed in principal…
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Urgent help! Yes loans!
Hi All, Need some urgent advice. My husband and i are in a bit of a bind and long story short phoned Yes Loans last night, got the usual speal they wanted £70 odd for their trouble and to send out the paperwork and we set the payment date as monday as I told the lady we wanted to think about it. Was told we could phone up…
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payday loans
Hi, everybody. I'm hoping somebody will know an answer to this. Due to my credit rating being absolutely shot, I am not being accepted for any credit (even sub-prime) apart from Wagedayadvance. I did actually need a small amount last month, borrowed from them and paid it back this month, no problem. My question is - how…
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Loan overpayment
In Dec 2007 I got a loan of £20000 with a 10.9% interest rate for 7 years from NatWest. My monthly repayment of the loan to NatWest is £336,42. Since I had a bit of extra cash I decided to pay an overpayment of £1500 to speed up the repayment of my loan (which should be over in 2014). I assumed that an overpayment of £1500…
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Secured Loans Help.
Cut short, I am a homeowner and house is fully paid for, bought it a month ago in cash. (£62k). Now my credit rating is poor so doubt Id be able to get a loan anywhere, until I read about the secured loans. Not sure whether to look into one but could do with something to help clear some outstanding debt (3-4k), and maybe a…
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Car Finance Help !
I have a question about my car finance and I'm looking for any help ! I got a statement a month or so ago but have properly looked at it now as there where a million other things going on anyways I'll just jump in Agreement Date: 30/04/2010 Amount of Credit: £9503.40 Interest Rate: 3.03% per annum Duration: 37 months Okay…
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Help and advice needed with my loan please
I have a loan with MBNA, it's the last of my debts to shift and the monthly direct debit is £74 (and something pence). Last time I spoke to someone there on the phone they told me my last payment would be November this year. All good. Today I got a letter telling me my final payment will come out on 16th August and it will…
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Rejected for budgeting loan(help please)
I've been out of work since January and recently applied for a budgeting loan,i was rejected because i am not on Income Related benefits.I am currently on contribution based ESA.I have phoned around and there is no help i can get or noone seems to know if i will go on income related benefit.Does anyone know if after a…
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Help payday loan
Hello. I serious need help, I took out a loan with payday about three weeks and they still haven’t paid up, so I rang them up. They said they will put the money in tomorrow. But I no longer need the loan any more, and they are saying I can't cancel the loan. I’m getting it whether I like it or not? How can I stop the loan?…
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Help Please
I'm not 100% sure if this is in the right place but it seemed it might be. I was looking into getting myself on the road and initially felt a loan would have been the right way to do it, after checking credit expert and having a score of over 900 i looked at a couple of loans which all came back as declined. Now I believe…
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Nationwide - "Soft Search"
I am waiting on a mortgage application with Halifax going through. I know you can get a quote online for a loan with Nationwide and they do a "soft search". Before doing the quote I'd like to double check nothing I do would be visible/hamper the mortgage application? Thanks.
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First Plus loan and maternity?
I have a first plus loan in which i pay ppi, when I go on maternity can I take a loan break? Thanks
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How much can I borrow
Well its for a friend to be fair. They have been saving in a credit union for a few months and now has £1100 in savings. What is the recomendation as to how much people lend these days. In other words if you earn for example £12000 per year is there a maximum lenders will borrow you. I hope this makes sense. Thanks in…
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zopa
has anyone used zopa for a personal loan? i'm a bit sceptical about using them?
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Grrr banks!!
Hi all, I just wanted to know if anyone here has had a simular issue as mine below and how you guys dealt with the issue please. I recently checked my credit report online and found that 2 things on there were wrong. I had a default on a loan, saying that I hadn't paid for months, when in fact I have never missed a…
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Personal Loan
Hi All, I am currently looking into personal loans or car finance. Am keen to know currently who the has the best APR rates available for personal laons. Ideally the loan value would be up to £17k, I am open to suggestions and ideas. I apologise as this may have previously been covered and would appreciate any assistance.…