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Aspire
Hi guys, Just wondered if any one can advise - im 24 and when i was young i decided that credit cards where the way forward and brought everything i had ever wanted... silly i know but i have learnt and am now paying for it! i dont have very good credit and after looking under the Loan section on this website i have been…
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Student Loan Help
I went to University in 2006 and wasnt there for very long. I have now applied for student funding for a open university course and they say I owe them money (over a 1,000) I did not know this because they have never sent a letter (to my knowledge) I have moved since I was at Uni. Can i pay back the loan in installments…
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Train2Game / Barclaycard crap :(
Hi there, I could REALLY do with some advice on this matter if possible PLEASE. My boyfriend got a letter recently from Barclaycard stating he had taken out a £5,000 loan, and it has all his details on it, and payment dates etc... except he DIDN'T take out this loan. The loan was taken out on behalf of my boyfriend, by a…
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Blemain Finance
Is there anybody else out there who feels they've been stitched up by this company, it's procedures, and confusing responses?:mad:
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cours payments
Hallo, In 2007 i'v started a IT cours (study at home).After 6 months i had to leave it and go back to work cose i could keep up with my bills. i did'nt finished it but i still have to pay off £ 7000. Can i reclaim PPi?
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Loan with Barclays?
Hi I'm a little confused by a couple of contradicting things that have happened lately. I have a lot of unsecured debt, I've attempted again to apply for personal loans to pay off existing credit cards and as usual I've been turned down. But now bizarrely I've received letters from Barclaycard telling me that they're…
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Student maintenance
Can anyone help with how much students should receive in maintenance from absent fathers and to what age they should receive it. Thanks
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toyota finance , advice needed.
2 weeks ago my son voluntary terminated his loan agreement on his Toyota. He has now received a letter demanding immediate payment of £1100 to cover various scrapes , chips and incomplete service history. The condition report is totally fair and the demand seems to be completely in accordance with his contractual…
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Guarantor on new car finance - just what goes on ?
I'm considering buying a new car. I want to pay cash but there are many discounts and a servicing deal which are only available if the car is financed at a minimum of 65%. I don't want anything in my name but am happy to put it in my wife's name. However, I don't think she'll get the credit. The garage says I can cancel…
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How can you confirm what Loan is secured?
Hi I have a business loan and overdraft with HSBC which is secured against my house. I also have a personnal overdraft and credit card with HSBC which up to now I presummed was unsecured. But someone mentioned the other day that it my well be that the security they have may cover all debts with them whether in the…
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Loan App, Experian holding incorrect data
I have been looking to apply for a loan for a bike to commute to work as i moving home very soon. I Wondered why i had a decline from my bank and a few loan providers. When checking with experian they have me on there notes that i have a alias, which is in fact my partner. This is listed as a alias and not as spouse or…
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FLM Loan guarantor help!
Hello I`m looking for some advice. I am the guarantor for someone for a loan from FLM Now, perhaps I was a bit naive when I did this, but it turns out the loan (and the responsibilty) is mine. I didnt realise this is how it works, and yes I know thats my fault for not researching etc. Thing is, the person who took out this…
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Loan...unlikely?
Hi, I currently dont work, i recieve benefits as my son is severely disabled and right now it is just not possible for me to work. My old car has given up the ghost, im now left with no transport as my son is unable to travel on any kind of public transport. I live in a village that has one shop and thats it, i dont have…
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Best Loan Application Strategy
Hi all, I'm thinking to apply for a loan soon and doing some research for the best loans out there and, of course best ''strategy'' to get it... Need the loan to consolidate some old borrowings (2 credit cards, which 0% on bal. transf. expires in 6 months) plus planning to make some investment, which I'm pretty sure will…
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Help needed
Hi, today I received a letter from ccm instucting me to get in touch asap. I phoned them and they said because ive missed 7 payments for my Black Horse Car Finance they've become involved. They then arranged for someone to visit and make sure we still have the car and to do some kind of report for Black Horse. The finance…
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PPI reclaim for defaulted loan
Hi all, My first post on this site, so....be gentle! I have a question regarding a PPI reclaim for a loan of 2002, with Lloyds TSB. I had defaulted on it when made redundant and I fell behind repayments. Debt passed to a DCA (AIC Ltd) and eventually 'settled' with an agreed settlement payment in 2008 (house sale). Hearing…
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Payday loan company has been bought over
Just looking a little advice.. I work for a company that does payday loans. at christmas last year my house was flooded, I was made homeless, and at that time was pretty skint . I had to take out an online payday loan, through a company (not my employer) I had managed to get the loan down, but the last bit I have had to…
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What's the worst that could happen?
Evening! I need a bit of advice, a friend of mine took out a loan (30k) in 2008 with Black Horse to purchase a car. All was well until about 15months or so ago when he lost his job. The car was sold to pay Black Horse and other debts, Black Horse are still owed 19k and have been excepting minimal payments for about 9…
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Please help!
Hi, I was wondering if someone could help..? I applied for a tesco loan last week and have still not heard anything. Could this maybe because I applied 6 months ago for a lower amount - I did not go ahead with this loan, I basically left it and didn't take any action. I have now applied for 12,000. I have two jobs, I earn…
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GAP Insurance
Hi all, i'm new to the site so i hope i have posted this to the right place, can anyone give me advice with GAP Insurance? about 14 months ago my partner brought a car on finance, at the time it was all new to her and she signed up for GAP and PPi. I know that this was a big mistake but we are trying to right the wrongs…
