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credit report
hi i not sure this is the right place? but i'll have a go anyway I have just viewed my credit file because i keep getting refused credit Back in 2007 a firm wanted to buy me out of my mobile contract and for some reason sent me out 4 sim cards. Bills started coming in, and i was from the start trying to sort it out.…
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guarantee on business loan
Hi, i am a new poster but have been viewing the site for years! This morning i went back to my old address (my parents house) to find this letter waiting for me. ________________________________________________________ Dear Mr ******* Re Customer *********** We regret to advise that the bank now needs to reply on the…
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credit report advice.
hi all, Im after some advice please.. My partner applied for a loan with his bank santander who hes been with for 20 odd years...hes been in the same job for 22 years..his loan was turned down.. we realised that he wasnt on the elctoral roll and have sent off details that will be updated in june.. his credit rating showed…
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Advice from my experience
Hi all, Ive used this forum/site for ages and never really posted anything. But hopefully my first contribution may be something worthwhile to others. Basically I was after a personal loan for a car and some household improvements. I wanted £10,000 over a 5 year period. I am a homeowner, although when I started looking to…
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Time to re-mortgage?
Hi I'm hoping someone can offer some advice please. I've had a nightmare few years, fighting through the courts to get my house put into my name following a re-mortgage that went badly wrong some 12 years ago. Although the house is now in my sole name, I have run up close to £20k of debt in solicitors fees. I have a case…
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Trouble with finance
Im new here Hi, I was looking to get a bike on finance I registered with finance online with activesport.co.uk. They say on thier application they will get back to you on ( here you choose by phone or email i choose phone) They never contacted me after 2 days so I sent them an email telling them not to process the…
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help with this huge fraud
Im looking for any advice but here is my situation. In december last year my oldest brother stole my mothers bank card, took out 800 worht of pay day loans and withdrew the money (my mother trusted him with the pin for years). He has gambling and drug problems, then he ran away, i spoke to the bank and wonga who said they…
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old debt agreements
Hi, I wonder if anyone can help me. In 2005 I went to Citizen Advice as I was having financial difficulties. They contacted all my debtors and a fixed fee was agreed interest free. I am still now paying one of these but was wondering if this falls within the 5 year payments and then the debt can be written off as some ivas…
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added interest on a front loaded loan
Hi peeps I hope that someone can help with this question...??? I have a loan that is currently outstanding with Santander...originally it was Alliance and Leicester and I borrowed I think at the time around £11,000/£12000 (it was so long ago that I have forgotten). The interest was front loaded and I had made several…
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Interest on Promissory notes
I hope that a promissory note is close enough to being a loan to be a valid post on this board. I have a promissory note written in 1981. It does not mention any interest rate. neither does it say it is interest free. Is there a default in law which says that in the absence of an interest rate being mentioned, that a…
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help and advice were to start??
Hi im 19 and really wanting to get a £2000 to get a load i have looked at the repayments and can afford them but there is so many restrictons on age ect! can any one help with getting one?? Kind regards :money:
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Blemain Finance are they a legitimate company?
I have just noted on another site that there has been over 11,000 users raise concerns with reference to the following committed by a company called Blemain Finance who have subsidiary companies. This involves Bullying and intimidation; repossession of property using illicit practices; falsehood and misinforming the…
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RBS Mental Overdraft Payment Help!!
Hi My friend recieved a letter today from the RBS stating that they're going to stop his repayments of £25 a month for his overdraft and he has to pay his £2000 overdraft in the next 28 days! IF he doesn't they'll pass it onto debt collectors!!?!?!?!? This is mental surely the RBS can't do this if he's still making…
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Will I get a loan ??
Will try to keep it brief... Is it likely I will get a loan ?? I have just been offered a Barclaycard Platinum which I took. Balance £0 - £5.5k Limit. I have a Egg Card. Balance £2.5k - £2.5 Limit I have a Halifax Card. Balance £4.4 - £4.5 Limit I am self employed, approx £32k a year. I think my credit score must be ok to…
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unemployed finance motorcycle
hi i am trying to get on a motorcycle as a few companies are offering me jobs but they wont take me on because i dont have transport i can afford a car i was qouted £5500 for a 1.0l 1998 auto corsa so im trying to get a motorbike would black horse finance be able to do some finance for me the dealer said that it could be…
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information please on claims financial
I'm doing a bit of research about a possible business oppertunity. My question is as an example PPI claims, I want to know what qualifications/regulations have to be followed in order to claim on behalf of a 3rd party ie the likes of Claims direct would have to have. Obviously I know these cliams are useless now as the…
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Peer to Peer Lending
Hi! please redirect me if it is better to post this else where... has anyone used peer to peer lending services? been reading about zopa lately, sounds like a way of borrowing / investing that is new (to me anyway!). Welcome all thoughts.
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loan for 1k or 2k
Hi, I have read quite a few threads on this subject but I have not yet found an answer to my problem. My husband and I have stupidly taken loans out with Wonga, each time we repay it we have to get another and it is never ending and we desperatley want to be free of them. We borrowed some money from a family member to help…
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Barclays Internal Scoring
I am 23 earning 24K a year and currently have access to the following... MBNA Credit Card (£900 outstanding / £3000 Limit) Natwest Credit Card (£1500 outstanding / £3000 Limit) Barclays Platinum Credit Card (ZERO outstanding / £2000 Limit) Barclays Credit Card (ZERO outstanding / £250 Limit) 2 x Barclays current accounts -…
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Credit Card to Loan?
I am looking at getting a loan to cover my credit cards. I have no problem making the minimum payments each month, but I would like to have a definite end date at a possibly cheaper rate. I am looking the M&S loan over 6 years at 6.9%. I currently have: Halifax - £8,863 - Min. Payment £88 - 6.95% for life of the balance…
