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Securing an unsecured loan?
We currently have an unsecured loan with Northern Rock which appears on our mortgage statement. My husband queried what would happen if he were unable to pay the loan and was told that NR would take us to court and have the loan secured on the house. I am confused as to how they can charge a higher interest for an…
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Unsecured Loan Medium credit rating
Hi everyone, I am looking for a loan of £2000 and I have only been with my bank for 3 months so they won't give me one. I am in a full time job, get payed just over 800 a month. I've had a lot of bank charges in the past but have had two credit cards and payed them off in full. I just want a company that will so me a £2000…
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Electoral Roll
My American partner can't get credit because she isn't on the electoral roll. We need to get access to a small loan but we're running out of ideas. (My credit score doesn't help the situation). Does anyone have any ideas?
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best unsercured loan with poor credit, where to go??
Hello, i wondring if anyone could point me in the right direction, im after a unsercured loan of £6000, but the the problem is i have poor credit, so im not getting accepted. just wondering if anyone else with poor credit has been sucessful getting a loan? thanks in advice lee
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Help needed re: fake loan applications
I'm hoping someone can offer me some advice. It would appear that someone has been making loan enquiries and/or applications in my name and I don't know what to do about it. This came to light this morning when I received a text message from a company telling me my loan had been provisionally approved but said that I…
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Help! 'Offsetting' money owed on Halifax against Lloyds account
Help please! I received a booklet in the post today informing me of the merger between Halifax/BoS and Lloyds TSB in mid-March. I am conscious that I have a current and business account with Lloyds (in credit) and an outstanding loan (with an agreement to pay a minimum monthly amount with BoS/Blair Oliver, for which I have…
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Tesco Loan Question
I am looking for a 5k loan and noticed that Tesco have a fairly good rate of 8.7%. My question is... Do they give any points or have any benefits for clubcard or tesco credit card holders ?
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Asset Finance title deeds
Hi we took out several asset finance deals to start up our company which are now coming to an end however the broker did not inform us at the start of the loans about the payments we would have to make to transfer the title deeds to ourselves some of which are higher than our current monthly payment. Does anyone have any…
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My Loan and the Bill of Sale
Howdy, I have a loan secured on a car by a 'Bill of Sale' I am looking to get the Bill of Sale declared void / set aside based on the following reasons. I will continue with the loan payments as it will just be a normal unsecured loan if declared void. There is a statement on the Bill of Sale that states:- "Witnesseth that…
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Suddenly need cash
Martin has shown a number of great 0% credit card debt transfers deals which look quite interesting but I need to lay my hands on some cash - say £1,000 I have Lloyds TSB credit cards (which currently bear no debt) and a platinum Barclays Debit card. Is there a clever ploy I can use (without too high a penalty - 0% is most…
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Loan query
Hi all I gave a loan with lioydstsb,finished around the 2012 Mark.I'm in need of some new wheels and personal cash is low,only need around £1000,what would Tsb charge for me to add this to my loan ? Do they do this or is there a cheaper option ? Advice and views please
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PPI question
Hello, I have a question to do with PPI on a loan and wondered if anyone has any advice. My partner and i have a loan with Natwest, when my partner was made redundant we activated the PPI for the loan, the PPI on this loan doesn't seem to be as straight forward as we though PPI was, in our mind and another policy we have,…
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need advice for paying off loans
hi i have 5 payday loans, which im using to juggle each other, and2 old loans, i am thinking of using a site called debt-line.org.uk, at present i can juggle the loans around each other, but want to be free of the head-ache, do you think i should cancel my card, so money does not get taken and allow debt line to take them…
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Crisis loan
Crisis loans. Do they let you have one to buy carpets and a few lights to put your house on the market as we COULD make 30 thousand gross profit if it is sold? Also to pay council tax? I tried last year for carpets for the winter but also with paying my bank overdrafts off and my credit card total 5000 pounds (carpets with…
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Is my loan application valid???
HI all, new to the site today and hoping for some advice. In 2002 I enquired about a loan from the Coop for some funding for my business. I had a window showroom I wanted to re-fit and I approached a few companies. I explained over the phone what I needed the money for and I decided to go with the Coop. The paperwork was…
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Changed jobs & Loan eligibility
I have just changed jobs in the last 7 days and need to apply for an unsecured loan of less than £15k. Am I likely to get turned down if I declare my new job or should I only reference my job which I left on 14th January? Thanks
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I need £500 for the weekend
Can anyone help me :/ I can't go with provident. I have tried credit union but haven't been saving with them for 3 months. I'm a bit worried about these payday loans, wonga, uncle buck etc and think I might get ripped off. Is there any reputable company that I can trust? Thanks!
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overdraft affect loan application?
Hi My other half was recently turned down for a loan, despite never having any problems in the past with credit. We discussed our situation with the company who were applying and they said it would be worth appealing so have asked for a statutory credit report and 3 months worth of bank statements to prove affordability.…
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Home address on credit check different
Newboy here!! I recently bought a new suit in Burton and was offered a 10% if I took out a store card. I thought why not as I could then pay off the card and benefit from the added discount. However when they checked my credit I was turned down as there was a query on my address. I moved in to a rented flat in Oct 09 and…
