-
Ombudsman tsb complaint
Hi, I have a complaint lodged with the ombudsman about tsb. I have been discussing today with the adjudicator for the complaint. The complaint was sent in September but was covering account charges and an issue with the loan account. I was then informed that the 2 issues would be split and reviewed as two complaints. I…
-
HFC taking over the phone payments
Nevermind.
-
Welcome Car Finance 70% paid
Hi All I was wondering if anyone could help me. I took out vehicle finance with Welcome in Feb 2008. Car price was £6390, PPI £1918.39, total amount payable including interest £12004.96!!!! I was told today that Welcome Car Finance no longer exist and as I have paid 70 % of the balance owing if I stopped making payments…
-
Complaint about carcraft, warranty and practices.
Hi all, Purchased a car from Carshaft on the 21st Nov this year and looking at my online bank statement I seen a payment thats gone out to Premium First. On further checking with my bank its associated to Creation Consumer Finance Ltd and Carshaft sorry Carcraft. At the point of sale at Carshaft the sales guy stated that…
-
loan agreements
can anyone explain why on a fixed sum loan agreement companies can add interest to the interest when you have defaulted surley a fixed sum means a fixed sum as you are paying over the odds in interest anyway
-
Alternatives to wonga
hi im looking for a payday loan but not from wonga. are there any similar alternatives?
-
credit reports
i have just checked my credit report and scores Experian gives me 999 excellent but credicall gives me 549 poor, how can they differ so much
-
Flexcredit
Anyone heard of Flex Credit based in St Johns Wood London before?
-
Redundancy - Outstanding Loan
Hi, My contract is not being renewed this year and have an outstanding loan agreement which is secured on a car I bought. (loan is with in house finance company of a dealer) I don't mind losing the car as obviously I won't be able to afford to run it. I have just typed a letter to them, could somebody give it the once over…
-
Black Horse loan - advice/help needed!
I'm hoping someone can give me a little advice on a problem I have with Black Horse. I have a loan with Black Horse and until I was made redundant a year ago, made my payments no problem. They were very helpful when I was made redundant (no PPI), and agreed to me making a reduced payment until I could afford the normal…
-
Loan
Hi. Had a bit of a shock today as recieved a phone call from the bank saying that I was over my over draft limit of 3,500 by £15. Scary as I have 3 weeks till pay day, a child to feed and bills to pay! Miss calculated how much money I had left, yes I know, a bit careless and I do have regrets for not been more aware. A…
-
Refused credit check
We have recently been refused credit so decided to check our credit score as we cannot think of an obvious reason for refusal. I sailed though the Experian website and came out with an accurate credit report and a very good score. My husband on the other hand could not progress his check on either the Equifax or Experian…
-
debt charged on property
Hello everyone. not sure if i am in right place, as i am a newbie! my hubby has had a problem with a bank loan, he got behind with repayments after being made redundant, after fruitless negotiations with bank, they put charge on property. ever since thn we have been harassed by a company called ascent, even when hubby was…
-
guarantor loans
Hi, I was wondering if you guys could help. I have a friend who requires a loan of around £4000. She has a poor credit rating which is preventing her from getting a loan with a decent APR. I was going to act as her guarantor but I am having difficulty finding banks or main stream lenders that provide guarantor loans. I…
-
Credit Score
I am about to apply for a loan. I have checked my credit score and it says it's good. But what is good? can anyone tell me what a good score is and how high can it go?
-
Credit Score Help
Wasn't quite sure what section to put this in so I apologiose if this is out of place. I have just recently applied for a loan with my bank to purchase a car and was declined. For some reason I cannot seem to get credit anywhere. In the last year I have applied for credit on about 5 occasions and been declined each time. I…
-
Wentworth finance
I need a loan for £7000 I dont have the greatest credit history (nothing to bad just high credit card bills and a small overdraft from 5years ago no defaults, ccj`s or late payments etc) which has made it very difficult for me to get a loan my bank refused me so I applied with a couple of companies online. Wentworth rang…
-
'Midland Mercantile Finance' Fixed sum loan agreement
Hi folks, I have a question regarding my Credit Agreement with Midland Mercantile Finance and wondered if anybody could offer advice. I bought a car from a used car dealer and funded it through a loan with their in-house finance company (the two companies are owned by the same guy but are completely separate) I have…
-
Some advise please
I applied for loan-centre.net, but before I searched about this company i entered my bank account and card details (unused and empty account, i didnt trust 100%). I just want to ask, the account what i provided them there is no funds, its just backup account, can they make my balance minuss? Its just a simple key account.
-
Paying off a loan early ?
Hello all. we have a loan with santander,and wish to pay it off early without being jumped and robbed for those nasty hidden charges. i remember theres a way to do it,but have forgotten the details. [i think it was pay off a monthly payment for the full amount,but not sure] does anyone have experience with this way to…
