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Everyday Loans
Hello 1st time poster I have been trying to get a small loan to get a new boiler so £2500 ish. A few Companies have turned me down as my credit rating is not as good as it needs to be. Everyday Loans called me today to say they could do me one for £2000. Does anyone know anything about the Company, they tell me they are a…
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Student Loans
I’m new to this whole forum game so please be patient with me!!! I may have posted this in the wrong place. My problem is The Student Loan Co. I have been a student twice over and I have a loan under the old system (circa 1996) and an even bigger loan under the new system. The Student Loans Co are insisting that I pay both…
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Over Draft: Halifax
Hi, I have quite a large overdraft with the halifax, and I requested a loan ealier in the year to consolidate it to a loan - but got refused. I used a online application, and my credit score is not great. How is the best way to convert my overdraft to a loan with my bank? Regards BBQ
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Loan Brokers... [TEXT DELETED BY FORUM TEAM]
My question is... is this behaviour accepted.. or expected of loan brokers.. or am I naive [TEXT DELETED BY FORUM TEAM] [TEXT INSERTED BY FORUM TEAM - Please see the link below for an MSE Official Insert regarding Loanfinder.] https://forums.moneysavingexpert.com/discussion/comment/37295642#Comment_37295642
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Please help me
I don't want to lose my car. And I don't have enough money in my account to pay it this month. I need around £750 to cover my outgoings for the rest of the month. The bank won't increase my o/d, I'm thinking a payday loan is the only answer but I really don't want to. I've been refused loans. Please, I am desperate.
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Loan for Bad Credit?
I'm planning to go travelling with friends in October this year. If i'd of known earlier than I would of started saving. Basically I need a loan. I tried applying for one with my bank but that was over Christmas, just before I got paid and had about £30 in my bank. Does how much you have in your account make a difference?…
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Credit score
I recently renewed my contract with my current mobile network provider and upgraded my current account with my bank. Will either of those things count against my credit score? Is it just when I apply for something new which necessitates a credit search?
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unsecured loans company.net
I have reviewed and researched this company quite alot now, they are offering me a lender (obviously for a fee) and like everyone else the are telling me in no uncertain terms that after this fee is paid, I WILL be accepted. I have senn untold bad reviews, I just want to know if there is at least one person out there that…
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Welcome Car Finance
Hi, Back in 2007 I took out a loan with Welcome Finance to buy a car, this was for originally £3,500. About a year later my marriage split up and I was left with a mountain of debt. I fell behind with my loan for a while until finally, once I got my head out of the sand, I agreed with them that for 6 months I would pay a…
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Relationship seperation causing hassle with loans
Following a recent split from my wife, I am really struggling with how to work out my finances. My current situation is: My wife is looking for a job to pay the mortgage so she can stay in the house, I am fine with this. We have a secured loan to the value of 31K on it and an unsecured to value of 7.5k. The mortgage…
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Credit Searches
Could loads of credit searches in a short space of time be a thing of the past? Right payed off my Flybe card and got shot of it,but still kept my barclaycard with a balance of 1.7k limit 3.5k so I just have the one credit card,December 30th Zero credit searches on Experian in the last 6 months,so me and my OH decided it…
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what does this mean surely it should be yes or no???
What happens next Thank you !! You have successfully completed your application for a Tesco Loan. If your loan is approved in principle the pack you receive from us shortly will include a letter confirming the APR offered to you (Please Note: the APR offered is dependant on your personal circumstances and financial…
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How many loans can you apply for?
Hi, I've applied for a £15k+ loan with Tesco. Didn't realise I'd have to wait for the decision to be sent in the post. I was wondering how many different loans it is best to apply for before making a decision. Does it look bad if you put in multiple applications? I wouldn't mind trying out Sainsbury's as they give an…
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loan accepted for nationwide but loan for tesco question
What happens next Thank you !! You have successfully completed your application for a Tesco Loan. If your loan is approved in principle the pack you receive from us shortly will include a letter confirming the APR offered to you (Please Note: the APR offered is dependant on your personal circumstances and financial…
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loans?
Hi guys, hoping for a little advice. I currently have two loans of which im hoping to clear in the next couple of months, plus a small monthly payment to an instore financial agreement and a catalogue payment. the financial agreement is 7 pound and i don't even notice it go, i need to get this cleared off eventually but…
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Halifax Loan and PPI
My wife took out a halifax loan a few years back and was told that she had to PPI. a year latter she phoned up to cancel the PPI. She was told that she would have to have her loan settled and redone. this was done but the new loan was for more than the original loan. Original loan was for £25,000 and the new one was for…
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Can lenders take over £3.5k out of our bank with no notice?!!
Hi all, my hubby is a self employed Driving Instructor and to get rid of the extautionatly high franchise fees we were paying under a Driving School, we thought it better he went alone a couple of year ago.... just as the recession hit... yes, life's been very hard!! Anyhoo, he bought his instructing car under a lease…
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Voluntary Termination of HP agreement
Hi guys, I was hoping that I could gather some advice about the voluntary termination that I am currently undergoing with Honda Finance Europe Plc. I have paid over 50% of the amount owed and am not in arrears. My 2007 Honda Civic Type-r has been collected and 'an independent inspection of the vehicle has been completed'.…
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Friends who bought my car have stopped paying the agreed monthly installments
Hi everyone, Dont know if I am in the right place as I have never used this site before! I sold my car to so-called friends of mine and agreed a payment plan of monthly payments over 24 months. They have now told me of a problem with the car and so they want to return it! I told them that this is not possible, as they have…
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Loan for rental desposit?
Hi all, I am in need of a bit of advice. Me & my partner have been working 5 jobs between us for 2 years to save up enough money to move to London from Norwich. We graduated from art school in 2009 and have been working unfulfilling part-time jobs since. Once in London I plan to divide my time between working part time in…
