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Unsucured Loan For £4000
Hey All, I am looking at getting an unsecured loan to both make my debts more managable and to also pay a deposit on a rental accomodation, I have recently been given a payrise at work and am now earning £28k a year which I feel warrents me to take out a loan... My first questions are if you think this is a good idea or…
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Cheapest Way of Borrowing £3,000?
We have a few things coming up in 2011 including daughters wedding and, as well as using some of our savings, want to take out a loan of about £3,000. The loans listed on MSE all seem to be geared towards people who are borrowing much more than this. So what would be the cheapest way of borrowing this smaller amount? Is…
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Close Premium Finance - Not very helpful!
This is part warning to others, part asking some advice.... I insured my new Motorbike through Bennetts, who are a broker. I opted to pay by installments as I always have through my Car Insurance. Now, my Car insurance has always been with Direct Line, so this is the first time I have dealt with a broker! It seems they…
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consolidation loan advice needed
hi i have need to borrow 9000 to consolidate various outstanding c/cards and loans and want to consolidate that debt and pay over an extended period of time i3 60 months. i want to pay as little interest as possible and i was wondering if anyone had any recommendations or options??
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First + Loans- Rule 78
Hi All, I have a large secured loan with First+ which is halfway through its 12 year term. I am struggling to make ends meet and I am considering my options including Bankruptcy. One possibility is to ask FP if I can extend my loan term to drop the monthly payment (currently £917) down by £200 to £300 per month which would…
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Unknown repayment to loan...
Hi I'm sure all will become clear in due course but I have just checked my online banking tonight to find that my Natwest personal loan has had 2 payments credited to it on 30th December 2010, which I know nothing about... Each month, on the 1st I repay £384.57 from my current account. On the 30th Dec there are two credits…
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Paying off bank loan early
i currently have £1067 left on a a 36 month loan with 12 months left on it. APR is 19.65% with natwest. Would it be better or possible to take out a credit card and work out cheaper to pay the full amount with credit card and then pay back the card instead. or any advice or tips will help. thanks sam currently paying them…
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Loans secured on gratuity
HI, I am leaving the forces in 8 months and my car and my car has given up the ghost. Does anyone know if I can get a bridge loan or something secured on my Gratuity. I then can pay back the amount in 8 months obviously including the interest. Help....
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Payday Mess
Hi All, I was not sure where to post this so thought I would post it here. I have been reading a few topics around sorting out payday messes and have kind of formulated a plan of what I am going to do to sort mine which doesn't involve not paying them. Firstly my sitaution is I have 4 paydays(don't ask) and have got to the…
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premier personal finance
has anyone heard of/used this loan company? many thanks
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Halfway through Cheap Loan with Spare Cash to Repay
Hello, this is my first post and I would appreciate any advice. I have been living very frugally in order to clear my debts and I now theoretically have some surplus cash - I have not been saving over the last few months but paying off large amounts of debt instead. Final Debts £1600 Credit Card Balance (25% Apr) ~£33 per…
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Payday Loan Problems
Hi guys. Was wondering if anyone could help me out with some advice or something, please? I am currently self-employed working for my uncle and about 9 months ago I took out a Payday Loan with Wonga to see my through to my next payday (every 2 weeks). Anyway, I paid that loan back eventually and took another out when work…
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Defered Loan
Hi all, I am due to leave the military in 8 Months. Where I will receive my gratuity etc. I am after a Car loan to be defered unil I leave the Forces. Can this be done. I have done some searches but not sure the best companies
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Student Loan - Are changes to Acts retrospective?
Hi there, Basically my situation is that i went to uni 1999-2003 and have student loans (Northern Ireland education board) from that period. I've paid away at my loans for a number of years PAYE while working in the UK and have now moved abroad. I informed the SLC, checked the default amount for my new country of residence…
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Some advice required please
My boyfriend and I would like to get a loan to consolidate his debts. As he has a poor credit score and I have a good one, we're thinking of getting the loan in my name only. However I bought a car in September so have £6,000 owed on car finance, which I imagine is lowering my ability to gain further credit. I earn £18,500…
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need new car, but still have almost £6k to pay off current loan, HELP!
I really need a good reliable car for work, i have just under £6k to pay off my current loan. The car i have is ok, but i doubt it will see me through another winter. the loan term is 60 months it would be paid off by 2014! ill be lucky if the car lasts 2011, i have spent a fortune in maintenence. I currently still live at…
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Please help!!
Hello all and happy new year :) Ok, so I want a loan of upto 7k-8k maximum and I want to repay it over 3-4 years with maximum 10% APR. I am a undergraduate student and currently on my gap year and I am working full time with a monthly income of £1600-£1800 after tax. I am a Natwest costumer and have ok credit rating I…
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Car finance but with 5 yr old settled defaults
Hi all I am wondering if you could help/ steer me in the right direction, pardon the pun! Following a disaster with a couple of cheap unreliable cars and now going through small claims, I now really need to purchase a newer and more reliable car. I drive for work a LOT and also my workplace is inaccessible by public…
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Maximum un-secured loan amount
Hi, i wonder if anyone can help me with a little bit of information. i keep seeing that the maximum amount you are able to borrow on an un-secured loan is £25k. is there regulation covering this, and if so please can someone point me in the right direction to the relevent paragraphs detailing this. thanks in advance for…
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How do I get rid of my Car Finance
Back in October 2010 I took out a HP Car Finance Loan with the Car Shop. They sold me a Car for £10,000 that was only worth £7,000, stupidly without doing research into the value of the car and going along with their lowest price guarantee promise I went for it. Further down the line, I'm now wanting to get rid of my car…
