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Loans

Archives for January 2011

Secured Loan for £45K?
I Need to raise £45K I own my home outright (worth approximately £250,000) and would like to know the best way to raise £45K. For the first 2 years I could pay back approximately £250.00 per month and thereafter £1000 a month, so would not want to be tied to an early repayment charge. I would appreciate any advice. Many…
some advice please
hi guys new to forum bin reading alot about flm loans but mine question is a little different to alot of peoples because mine aint about there late payment charges. i took out 3k loan in december 2009, is was 3k for 36-38 months. i pay 130.61 a month but the interest every month is 95.63 which technically means im only…
Loan advice please!
I am looking to get a loan for my wedding this year but I want to find out the best way to go about it. We were planning to save but due to events since booking the wedding this is no longer going to cover the cost. We need to borrow around £6000 and can afford up to £400 repayments although around £300 would be ideal.…
Was Natwest Now Moorcroft Loan
Im new to the site so please forgive me, I will try and keep to the facts. 4 years ago I was in £30K debt made up of one whopping great loan with NatWest that I refinance a number of times until I was £19K deep. The remaining amount was made up of credit cards which I am pleased to say that I cleared last July 2010.…
Couple of quick questions...
Hi all, couple q's for ya. 1) Ever had any dealings with a company called iLoans Ltd? They sent me forms etc on behalf of a broker that was paid (not by choice) saying that they had the money to send etc. Sign the forms, send the required documents and all would be sorted... That was done over 3 weeks ago and I haven't…
Police Pension Release
I am in the last 2 1/2 years of my police service which will take me to a full 30 year pension. I am looking to borrow £5000 and wondered if i can borrow the money against my pension rather that a conventional loan. If so, how do i do it? :)
Car finance
Hi there. I need a help from someone really expert about loans.I am living in england since 2006 I had two jobs and two registered addresses since i am living here.To day I tried to apply for a car finance with Infinity Finance off course they refused me:mad::mad: I have a account with Credit Expert my score is 940,never…
Debt consolidation
i have got myself into a bit of a pickle with payday loans. the vicious circle has begun. and i was wondering if anyone has ever consolidated their debts? i seen about this on the internet but am not entirely sure if its what i should do. any help or advice is welcome :) thankyou
pay day loan fraud
i got myself into the dreaded payday loan spiral.i owed 5 companies £2000.i have taken the bull by the horns and decided enough is enough,i have approached the companies and set up repayment plans with 4 of them,they all froze interest and were actually relly understanding.however one of the companies was having none of it…
Professional Studies Loan
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EPDL Patday Loan - Threatening to send doorstep collector?
Hi All I have just started a DMP and had EPDL emailing me to see why I havent paid my contractual payment which was due today. I emailed them back and gave contact info from the DPM and straight away they emailed me with the following: "As a first loan your account will be sent for immediate doorstep collection!!" I have…
Can a Loan Company make you cancel your Phone Contract to pay them?
I got a call form FLM today being complete idiots like usual, telling me I had over £100 in disposable income. I have no idea how they got this figure because there is no way it's even about £20 let alone £100. Basically they are telling us to cancel my Landline phone contract so we can pay them. Saying we don't need it.…
Err?
Not sure this is really the right thread for my question but anyway here goes. I have recently got divorced from my wife, she was running up all kinds of debts, (None in my name) and even after financially disassociating myself from her, still came in with a 'low' credit rating when I applied for a mortgage, whilst still…
Early Settlement Figure - Am I being taken for a ride?
Hi, Was wondering if there is anyone who can help with early settlement figures. I have been giving a settlement figure of £15,013.60 with 54 Months left on my secured loan. The figures are below. I took out a secured Loan for £25,000 with the Halifax in June 2000. Below is the Figures: Loan Amount £25,000 Term:180 Months…
Refund of Student Tuition Fees?
I'm hoping someone can help me, I have finished my second year at Northampton University, studying Interior Design BA Hons Degree, and have now taken a year out to hopefully gain some work experience and decide my next step, as I have found the first two years at Northampton to be a disappointment due to the promise of…
Unable to be on the Electoral Roll - Notice of Correction
Hello, I need some advice and guidance on adding a Notice of Correction to my credit file. I am American and I have lived in the UK for 3.5 years. I am married to a UK citizen, and have indefinite leave to remain in the UK. I don’t, at this point, have plans to become a citizen. Nonetheless, I am unable to register on the…
First Plus Loan Settlement Query
I wonder if anyone can help ? My partner recently passed away and I am now in a position to pay off my 'crippling' First Plus Loan. I was given a settlement figure of £20,093.23 as of date 8/10/10 but was not then in a position to settle. I have now had a new settlement figure (as at 9/2/11) of £19,532.21. This difference…
Loans with bad credit?
Hi I am after a loan for £5000. I have had bad credit in the past but I am ok and paying my creditors on time. I do have a poor credit history because of this. Is there any loan companies anyone advise to use that I won’t have to pay a brokers fee or any upfront charges? Is it normal to pay a brokers fee at all? Many Thanks
My Partner refused a loan because he is financially linked with me.. help!
Hello All, I am after some advise please. My Partner and I have a joint bank account that we only use for direct debits and all the house hold bills, which each month we both pay the same amount in to. My partner has a credit score of 999, and has never had a missed payment or any arrears or anything. I on the other hand…
Capital Finance One - Payday Loan - HELP please....
Hi all Please can I seek some advice? My bank account has been cleared by Capital Finance One, (worst ever people to deal with,) and this has left me in a case of hardship i.e. no money for rent, bills etc. During August 2010, I applied for a PDL with CFO. This was in addition to a number of other debts I had and on…

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MSE News

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