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Anyone heard of Express Finance
Hi Guys and Girls, Has anyone heard of Express Finance in Southampton? I am trying to secure a loan but refuse to pay broker fee's upfront. My Credit is "fair" but find myself struggling to find a "genuine" company that will lend to me. Any ideas?
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Help with welcome finance secured loan
Hi this my first time posting so please be gentle. My sister took out a secured loan with Welcome Finance around 2006 for approx £25000. Since this time she has fallen into financial difficulty and was unable to pay the full amount per month of around £360. She struggled to cope for a couple of years and all her debts…
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First National - Asset LInk Capital
My OH and I took out a loan with First National to pay for our windows back in 1999 the loan did not seem to be going down as much as the payments but being quite naive we carried on paying. Anyway back in 2005 due to illhealth on both our sides and struggling to send our kid through Uni we got into problems and began to…
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Should I switch or stick with it
Hi, I have 2 loans at the moment with 2 different lenders. One loan was originally for 7k but I took out PPI with it, the other is about £1700 with no ppi, total repayable at the moment £8100. I looked at paperwork recently and realised I was paying about £2700 in PPi. I have had a quote from another provider to see if i…
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Removing Financial Associates
I've just checked my credit report and I'm linked to both of my ex's :mad: (totally forgot I had joint accounts with them at one point) Now i really need to remove one of them as he has sooooo much debt and is always applying for credit so he'll affect my score....But how do I remove them both? Thanks in advance
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Santander Loan
Two weeks ago I applied for a personal loan to the value of £5000 via Abbey. The process was straightforward and I received an email in a matter of minutes to say my loan application had been successful. Two days later, I received the documentation in the post to sign and return, which I duely did. A couple of days later I…
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current APR's
Evening all, just applied for a loan with Tesco and have been accepted for 5k over 3 years with an interest rate of 10.6%. Would it be worth appling for another loan to see if I can get a better APR or is this on the money for the current climate, would doing another application have any effect on my offer from Tesco?
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Joint loan with Ex. Help
We bought a house together then took out a secured loan to renovate the house, when we split, due to the drop in house prices we agreed to rent out the house as the valuation for sale was below the mortgage and loan value. The rent now covers the mortgage but im left paying the loan each month, whenever i ask for her share…
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HSBC Graduate overdraft
Hi all, Am in a bit of a fix with my (currently interest-free) graduate overdraft with your friend and mine, HSBC. My overdraft limit is £1750, as it has been for, oooh, since I have been a student. I graduated 2008 and have been unable to make any real headway in paying it back, despite having been employed on a…
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how long are records kept for?
I was just wondering how long companies have to keep you records on file for. Is there a set period of time they have to keep them on site for or are they archived after the loan has been settled?
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Car finance with guarantor
Hi, I need car finance and my dad is willing to be a guarantor - I went bankrupt 4 years ago so that is going against me now, but I earn a good wage and pay all of m bills on time now, but I cannot find a company that will help me? Can any1 suggest a company that can help with my finance and my dad being the guarantor? :)
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B C Loans, Has anyone ever heard of them?
Hiya :) I have a bad credit score and am working towards trying to repair it but in the meantime I do need a loan and have dealt with a few loan brokers (dealt with, ripped off take your pick) Anyway yesterday I received 6 text messages from a company called BC-Loans stating "URGENT, we are now processing your loan…
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5-6K of debt and how to fund a training course..
Hey Guys, a bit about my situation..I was self-employed as a freelance PA for the past year and a bit and didn't save up for my tax bill, I then couldn't find anymore work and got stuck with a 3K tax bill along with a maxed out credit card and overdraft from HSBC and few other bits and bobs of debt. I'm now working at a…
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Loans
Does anyone actually get approved for loans in this country? There are enough lenders and loan providers for Africa yet apparantly it is not enough to meet their "criteria". I just have to wonder that if you cannot be approved for a loan when: you have a 3 year address history, months and months and years of good payment…
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Claims advisory group
hiya, iv just received a call from a company called claims advisory group stating that i could have been mis-sold on my loans and they could claim the money back for me. iv only ever had one loan, a car loan with toyota for approx £6,000. the company are sending me out a claim pack and stated that its no-win, no-fee. im…
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Egg not doing loans
Hi I noticed a while back that the top-up loan feature on my egg account was removed but didnt really care as I didnt need to top-up. Unfortunatly now I do and Egg are not doing loans for new or exsisting customers. Does anyone know why? I would like to clear my overdraft by topping up my loan but I dont think this is…
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Bentley Cooper
I had today been accepted for a loan through Bentley Cooper. I paid £99 for the loan paperwork. After the phone call I have become a bit worried that it is a scam after reading alot of comments on various websites. Has anyone had any dealings with these good and bad. Very worried
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YES Loans
I've read on here all the info about YES loans and have had some experience of them myself, which I won't bother going into now as its more or less the same as everyone elses experiences. However, I just wondered if anyone knows - has YES Loans ever provided a loan for anyone successfully? Surely they are not allowed to…
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Quick Question Please - Im New
Hey All, Been reading for a while and I just wanted to ask a little advice, I dont have bad credit exactly just a real lack of it, can anybody recommend anywhere that will offer a payment plan of an engagement ring on finance for someone like me, or who accepts people with poor credit? Might seem like a stupid question,…
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I need some advice on applying for loans
Hi, i'm after some advice in applying for a loan. I just applied for a Tesco loan - following advice from a new service on Credit Expert which 'supposedly' matches your credit file to suitable lenders. Unfortunatley, the loan was declined. My circumstances; i have around £10,000 outstanding on 2 credit cards - and am…
