Car finance with guarantor

cuminz

Hi,

I need car finance and my dad is willing to be a guarantor - I went bankrupt 4 years ago so that is going against me now, but I earn a good wage and pay all of m bills on time now, but I cannot find a company that will help me? Can any1 suggest a company that can help with my finance and my dad being the guarantor?

Beast

Why not just get your dad to take the loan/finance?

PNPSUKNET

dont let your dad have a financial link with you, it will mess his up big style

cuminz

Thanks for your replys - I cant pay any debt off because I havent got any - I went bankrupt 4 years ago due to a huge misjudgment by myself was I was young!! This is the frustrating thing - i have money to pay off any finance jut cant get it

CLAPTON

well
if you earn a good wage and can afford the loan repayments presumably you have been saving that spare cash.... can't you buy a cheaper car with whatever you have saved?

if a loan is absolutely essential, better for him to get a loan in his own name and you just pay him the money each month

consider trying to get a CC like vanquis and pay in full each month to help build your credit rating for the future.

immoral_angeluk

If you were bankrupt within the last 6 years than getting a financial association with your dad by getting him on as a guarantor will trash his credit rating. Is he aware of this?

Fiddlestick

If you can afford the payments, just save up each month for the car.

If you need a car NOW and don't have one, just buy an old banger to get you from A to B whilst you save up.

welshmoneylover

Save up for one!

And

Don't go bankrupt again!