Quick Question Please - Im New

Nextract

Hey All,

Been reading for a while and I just wanted to ask a little advice, I dont have bad credit exactly just a real lack of it, can anybody recommend anywhere that will offer a payment plan of an engagement ring on finance for someone like me, or who accepts people with poor credit?

Might seem like a stupid question, but its important to me, any recommendations would be greatly appreciated.

Thanks,

Paul.

Peelerfart

Sabastian6 wrote: »

its a short term loan and you are applicable for the quick payday lone ..but before that you should need to fulfill certain requirement which are essentially not too demanding...you can get it in just 24 hours ...they are in the business to “help people”.

is this sponsored by a payday loan company, "help people ?", I think not !

OP - ask your bank for an overdraft or, and I know this is deeply unpopular here,
save the money first.

Do not go to one of these payday loan companies

Apples2

Women aren't worth it mate.

You have bad credit already, don't risk any chance of a credit happy future by this one purchase.

She might leg it never to be seen again leaving you paying it for years to come.

Buy her an expensive ring, and she will expect expensive stuff forevermore.

Buy what you can afford, if she doesn't like it, well, you know what will happen.

Peelerfart

Apples2 wrote: »

Women aren't worth it mate.

You have bad credit already, don't risk any chance of a credit happy future by this one purchase.

She might leg it never to be seen again leaving you paying it for years to come.

Buy her an expensive ring, and she will expect expensive stuff forevermore.

Buy what you can afford, if she doesn't like it, well, you know what will happen.

Sage words indeed Apples :beer:

~Brock~

Apples2 wrote: »

Women aren't worth it mate.

What makes you assume its a woman? These are the touchy feely noughties we are in now mate...:rotfl:

OP - ask at the Jewellers first - they may offer some sort of payment or lay by scheme. (I'm assuming we're not talking Argos here...lol)

immoral_angeluk

Nextract wrote: »

Hey All,

Been reading for a while and I just wanted to ask a little advice, I dont have bad credit exactly just a real lack of it, can anybody recommend anywhere that will offer a payment plan of an engagement ring on finance for someone like me, or who accepts people with poor credit?

Might seem like a stupid question, but its important to me, any recommendations would be greatly appreciated.

Thanks,

Paul.

Awww
High street jewellery retailers do finance.. I used to work for Ernest Jones so know for definite they do, as will Hsamuel and Leslie Davis as they're part of the same group.
IMHO it'd be a better gesture to get her a ring you could afford, rather than skinting yourself out for something material. You could propose to her with a hula hoop crisp and she'd still be touched..

Edit: Unless she's a gold digger, in which case you're better off without!

pippitypip_2

Please, please heed the advice and do not go to a payday loan company - that will not help you, or offer the result you need (apart from to just end up in crippling debt).

You could try saving up for one, putting aside the payments you would have made to a loan, into an ISA or savings account and wait till you have what you want to spend?

Best to get started early on the old savings anyway if you want to be planning a wedding

Oh, and not at all a stupid question OP, imho, the only stupid question is the one you want to, but don't ask!

pippitypip