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buying a car as a self employed
hi, ive got a question no one can answer, especially at tax office. i want to buy a car this december, maybe january the latest. now: 1. is it better to buy a new car with the bank loan? can i deduct all instolments off tax?then theoretically i do not freeze money, but whatever i spend on instolments i deduct of tax each…
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Finance/money brokers
Q1. Just wondering whether after getting a loan provider through a finance/money broker you can then ditch the money broker and go direct to the loan provider? If they found out, is there anything they can do? Q2. Is their a fee for paying your loan earlier than first planned? I.e. I take a loan out for £500 at an APR of…
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Natwest having a laugh
Today i had a appointment with Nat west basically ive a personal loan with them the balance is about £18k however i also have other unsecured debt of about £10k a few weeks ago i had a quick chat with a advisor at Nat west who said he could transfer another £5k there and then however he did warn me it was at 11.4% so i…
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Any Barclays Loan employees around?
I apologise in advance for any grumpy overtones in this thread. I'm not very happy. :mad: Circumstances: I consolidated 2 BarclayLoans (at silly APR's) into 1 BarclayPlus loan in January this year. The first one cleared without issue, but due to January apparently being the switchover to the new computer system - or…
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personal loan or car finance
Am i better going for car finance to purchase new car or personal loan? i am looking to borrow £8000 over 4 years. Abbey are doing 8% working in around 194 per month and car finance with dealer 200 per month. Can anyone suggest which is better to go with or what i need to watch out for? thanks:confused:
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Equifax Loan
Anyone know of a personal loan I can take out where they ONLY search Equifax? Thanks!!!!!!!!!!!!!!
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Need help to set aside judgement by Robinson way & co ltd
Hello everybody, i am new to this, so please bear with me if this is long winded, but i need help. Ok, where do i start. Well we had a unsecured loan out with london scottish, in 2003, then london scottish went bust last year, where robinson way & co ltd, start to chase the debt, but no note of assignment, i moved away…
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Credit Cards/secured loan
Hi all, just looking for a steer on an issue that my wife has just shared with me. We have seperate accounts and have always done so, I pay the mortgage and household bills and my wife pays for shopping, childcare, clothes for kids. This arrangement has always worked fine, until yesterday she confessed that she had amassed…
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anyone heard of zopa?
thinking of getting a loan with zopa but they are not a bank anyone heard of them?
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advice please
:confused: please could somebody advise me as to what is the best bank loan..apart from sainsburys..i just got turned down i need £1500..no bad credit history,in full time work..thanks in advance
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Barclays Loan token payments??
I just wanted to ask a question, regarding barclays, hope you can help. I have a loan with barclays, however currently due to circumstances i have no job, since 1st nov. now i have been on debt management sites and they advise that i should make token payments of £1 until i can start paying again. However i'm not sure how…
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Why was my friend refused a loan?
I'll try to keep it short - he is starting to expand his business and wanted to buy some equipment offered on 6 months interest free credit - total £6k. He has a never defaulted on any loans or been refused credit. I believe the seller were using Barclays to finance the loan. They refused. No reason forthcoming. I wondered…
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Student Loans payment dilemma
Hello Apologies if this query is already answered elsewhere in the forum - I've had a good look but can't find any relevant info. I have a student loan (I started uni in 1999), the balance of which is now £18 000. I'm quite happy to not make any payments on this (except what comes out of my wages), as I'm now 28 & the…
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Where Should I Go To Find Out About Credit Ratings On The Forums?
Ihave a question about credit ratings and would like to post it on here, can anyone point me in the right direction please?
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What the hell?
I have taken a lot of time to get my Credit rating into the "excellent" bracket and about 4 months ago applied for a car loan with A&L. It was for 3K and was approved quickly. I was then offered the money by my father and did not take the loan. 4 months later and I apply for a 1K loan and am turned down flat. Same story…
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Wage Day Advance Ltd Problems. Advice needed
Wage day Advance Ltd How can we find out who the chief executive or director of this company? And the main office address. The address on their website is: Wage Day Advance Ltd 14 Low Street, Keighley, West Yorkshire, BD21 3PN Ok, my gf got a loan from wageday advance. She lost her job she had when she 1st took the loan…
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Clydesdale Bank Overdraft Rate
Hi there, I had a OD from Clydesdale Bank. They offered it to me £5k. I have significant deposits with them like £100,000 + I get zippo interest So when they offered me the OD at 2% over BofE that seemed good to me. (As I try and keep my income below the high tax threshhold its seem good to use the OD) Now they say its…
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Help please!!
I dont know if this is the right place for this and if not then please move. Basically my brother and his girlfriend have got a new sofa being delivered soon which they have got on a 0% interest credit agreement. However as none of them can get credit my dad went with them and took the credit out for them on the…
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shopping around for a loan wqhile accepted
I have enquired and been accepted for a loan, they are currently sending out the paperwork foir me to sign. Am I ok to keep looking around and applying for other loans to see if i can get a better rate or will this go against me? Will the credit check see that i have a loan pending and refuse me outright without giving me…
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Loan not on credit check
Hi, I took a loan out
