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Secured Loan
This may be a silly question but could anyone answer the following question? If a company was to secure a loan agaisnt my property, would they need to ensure that there is enough equity in the prooperty?
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Car Finance provided by Welcome Finance
Guys i'm completly new to this so please be patient and gentle with me. In December 2007 i bought a car on finance with a company called 'Agreed Car Credit' based in Milton Keynes, the finance was provided by Welcome Finance. I bought a BMW 320d for £8,000...i do not have exact figures of what is owed as i am posting this…
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Car Finance CCJs?
I haven't go CCJs yet but I could practically say we have as our credit score is probably not so hot. Is there any way to get car finance? We don't really want to borrow more money but our car is so expensive with repairs and petrol that we would save £200 a month buy buying a new one....any ideas phone local…
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Tesco Loans - Quick Question
Hi all, I applied for a Tesco loan at 8% and was accepted 'in principle', so just had to sign the necessary documents and send back. I then called them and they'd recieved those and said it'd be around a few days. Now the money has hit my account but I've had no confirmation yet. Now, obviously I've had the money put in so…
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Welcome Finance loan
Hi , I am by no means an expert and fully admit, the majority of my situation is my fault. however i wonder if anyone can help. about 5 years ago i took out a 4000 loan from welcome. after paying regularly for about a year i then changed jobs and struggled. they called me in and arranged a reduced interest rate (so he…
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Fraudulent loan app?
Not sure if this is the best board to post this, can a mod move if not? I got a phone call yesterday from a loan company (whose name I foolishly didn't get) saying that they understood I was in the market for a loan. I said no and was about to put the phone down when they said that they had been passed the info by payday…
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Credit Card to Pay off Car?
Its looking like most companies wont touch me for a 5k loan! Im getting so frustrated as i need the loan ASAP!!! Any where that would give me 5k on a credit card and i pay a monthly fee?? Only thing i can think of at mo :( Need to give the money back to the person that lended it me very quickly so your…
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been ripped off
I recently was looking fort a loan on the pc and was givin a few numbers. im a single mum who works full time and trying to make ends meet. Very recently i went to my bank and found out that Baron Lynskey had taken 99.99 out of my account which i later find out was for a loan that i recently was suppose to ave but avent. i…
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Does anyone know what is the easiest type of unsecured loan to qualify for?
1. loan from Bank (Discover loan, Citi, etc) 2. loan from Small community bank 3. loan from Credit Union? 4. Peer2Peer loan (Ex: lendingclub.com, prosper.com) 5. Any others that are easier to qualify for? 6. I've also received an "invitation" from Discover for a personal loan from $5,000 to $25,000, are these easy to…
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Credit history
Just moved back to the UK after living in the Netherlands for 15 years. Consequently, I have no credit history in the UK and therefore can't apply for anything! This is very annoying as I have a healthy amount in my bank account. I wanted to change banks, but no other bank will accept me, because I have no credit history.…
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What Credit Unions pull an Equifax Report?
Equifax has my highest score... I am trying to apply for a personal loan + credit card. Are there any credit unions that pull only Equifax? I live in Southern CA. (Orange County).
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need a small/short term loan/pay day
Hi, starting a new job.will not get paid until the end of the month and need some money to get me through too pay day got a few bills to pays off etc...i can't claim for a JSA job grant as already had one this year...what's the best option i'm looking for about £300... cards/major loan companys keep refusing me because of…
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Consolidation of student loan/card debts via a loan
Hi, I am not sure if I am doing this right but I need some financial advice and my bank seem to be pants at it. I finished my degree in 2007, did a postgrad which finished in 2008. I am currently teaching and earning £30 000 a year and rent. Unfortunately I have a student overdraft of £2000 and some credit card debts of…
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Dell Financial Services - address needed
Does anyone have their postal address in Co. Wicklow?
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Changes to overdraft charges
Has anyone else received a letter advising them of changes to overdraft charges as of Dec 2009 with a leading Scottish Bank? (Not sure if I am allowed to mention their name on the site or not?) Instead of being charged a monthly interest (usually around £10 for us)they are planning to charge £1.00 per day to use your…
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Business loan with no self finance?
Hi all. I've worked in my local convenience store/off licence for the past 2 years and want to buy it. I'm 24 and my friend/colleague is 22. Our old boss had been there for 18 years and we wanted to buy it of him originally but lost out. He wanted £90,000 for the business (last year he made £44k net profit) and has done…
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ADVICE needed on Loan and CC payments freeze
Dear all, I took a £16,000 loan and now the balance outstanding is £9,000. I also have two credit cards of £3,000 and £9,000. I got into this debt because of childcare cost , fees and investment projects. I lost my job in June and ever since I've still kept up to date with my payments, however, I started a part-time course…
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broker through halifax
hi all, my sister went to apply for a loan today at halifax, but was due to her low credit score. the person who did her application refered her to a broker. as she was desperet he said yes. wanted to ask few question; 1. do these brokers defenately give you loan 2. do they find loan from a bank 3. how do they work. please…
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Loan for a self-employed / contractor
Hi, I'm looking for some advice concerning a loan application for a car I intend to purchase. My area of concern regarding my income. I currently work as a contractor in the banking industry. It makes sense for me to receive my pay via a limited company. However it looks like this may cause some problems when applying for…
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Question about overdraft interest??
This is probably easy maths when you know how!! Can you tell me if I apply and manage to get a £2500 overdraft (the paperwork with my current account says should be able to) how much interest would I be charged. Planning to have repaid by beginning of April 2010 at the very latest - careful budgeting!! My account says…
