need a small/short term loan/pay day

worrieddan_2

Hi,

starting a new job.will not get paid until the end of the month and need some money to get me through too pay day got a few bills to pays off etc...i can't claim for a JSA job grant as already had one this year...what's the best option i'm looking for about £300...

cards/major loan companys keep refusing me because of my current cards/loands and i'm already with provident.

I've got myself a job and getting back on track.just need a bit of money to help me out.please lay off the silly comments

many thanks

bradrock

quick quid

worrieddan_2

bradrock wrote: »

quick quid

hi what do i do?

R0bert_Sterling

worrieddan wrote: »

hi what do i do?

Apply .

worrieddan_2

thanks for the detail.
very helpfull

anyone got any reviews on this company just had a quick browse and don't really like the look of them

anyone else?

sdooley

How are you with the bank where you have your current account? If you went in with the contract for your new job and speak to a manager (really depends on the bank as not all are personal these days - HSBC better than Alliance and Leicester for example) - they may offer you a small overdraft or increase your existing limit to cover the first month's work. Anything where the interest rate is worked out annually (credit card, overdraft) is always going to be better for this sort of thing than short term credit like a payday loan.

Or could you approach family? While it's awkward, I bet they'll be pleased you've got a job and want to help you (although if they're brassic themselves this approach doesn't go far).

Or could you sell anything on ebay?

worrieddan_2

tried HSBC and they wont up my overdraft

not sure what to do really,don't like asking my family already living here rent free at the moment.

really annoying the gap between JSA and first wage can see why people don't bother getting a job

dougyd

If you MUST use a payday loan (i.e, no one else can help and you can't negotiate with your creditors) then quickquid are fine.

However if you go through topcashback and search for Paydayuk then you can offset the interest charge against the cashback (you'll get the cashback, £50, in a couple of months).

Either that or look for a shop called 'the money shop' they do payday loans with about 300% interest rather than the customary 1000%+ usually offered.

If you go the topcashback route, send me a PM and if you're not a member I will happily refer you. (I get £2.50 as well!)

R0bert_Sterling

worrieddan wrote: »

what's the best option i'm looking for about £300...

bradrock wrote: »

quick quid

worrieddan wrote: »

hi what do i do?

R0bert_Sterling wrote: »

Apply .

worrieddan wrote: »

thanks for the detail.
very helpfull

How else is your question supposed to be answered???

You asked "What do i do?"

You didn't ask for reviews!!