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Career Development loans
Hi everyone, This is my first post in this section of MSE. It's a very basic question I guess but in regards to CDL's, does anyone know if you are limited to just the one loan or is it a possibility to have 2 CDL's? The reason I ask is that I have been offered a "soccer scholarship" at a University in the USA and…
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Is a loan the best option?
Hi everyone. I'll explain my situation. I am currently employed (earning £13000 a year, working out at £850 a month after tax), living in rented accomodation (£70 per week, averaging at £280 a month). I have a credit card of £1000 which is up to it's limit (just about managing the minium repaymets of £50 a month), I have a…
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£500 loan, 6/12 months
Hi, Had a completely unexpected bill this month, and it's meant I haven't been able to put away for the holiday I'm meant to pay off next month. With just my rent, holiday, and paying back an overpayment of wages I had, will leave me with £-8 for next month. I'm looking to borrow £500 over a relatively short period (6…
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Best Loan???
i am currently pushed into a position i don't want to be in i still have a monthly income but it has been halved, i have a good credit history, excellent in fact and do not want to make any deferrals. before i hastely jump to IVA's bankrupcy or just have to phone my creditors, who are currently offering the best deals on…
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Settle HP with a credit card????
I've managed to sell my car after 3 months! only problem is it's on HP, I owe around £7200, selling for £6300. Intend to pay it off immediately with funds raised from the sale. However buyer is twitchy understandably. Could I pay off the finance with a credit card which would "clear" the debt immediately and solve the…
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best4loans - please help!!
I recently rang through to best4loans for a loan of 2K. I am really struggling at the moment to providefor my little 3 year old. My ex has been great in that he has been really supportive and paid me weeklymaintenance but he is in the building trade and now out of work. I rang them and they were really helpful said that…
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Car Finance and Cooling Off
Hi, I've seen a couple of other threads with similar stories, but I was hoping someone could give me some specific tips! I signed a finance agreement application in a dealership today, which appears to mean that I'm not eligible for 'cooling-off' cancellation. Since signing, a family member as offered to pay the remaining…
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Payment Holiday My A**e!!!
hi,i called black horse the other day to make a payment a little late,they told me i could take a payment holiday! yay i thought as i could do with some help as im not gettin 5 solid days work at the moment. they then told me that my £248 payment would be moved to the end and obviously would ultimately end up costing me…
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loan supermarket/PLG Loans
Hi all New to this site, very informative I must say, so hope am posting in the right place. enquired about unsecured loan through the loan supermarket(credit profile fair to good but not brilliant) they took my details then put me through to plg loans everything ok so far, went through my details again they then said we…
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Welcome Finance!!!!!!!!
Need advice now Took out secured loan with welcome got some arrears but spoken to Welcome and paid last two months then took out a personal loan which has arrears but having trouble paying it if I do not pay welcome payment tonight then they link both loans together and send to legal tomorrow with view to reposses even…
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online secure loans
i have found it difficult getting a loan because of my age (im 18 19 in june) and registered with this site. online-secured-loans i basically got a call and the operator said it was sensible i went to a adviser first and he had found me a loan, he was going to send out the paper work and the money will be in my bank next…
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New Loan Wanted!
Hello I have recently cleared all debts bar my Cahoot Loan. I have £2000 outstanding on my Cahoot loan, along with £1500 I have saved up, on my next pay packet from work I am going to clear my loan so I have no old debts... After this I wish to obtain £6k new loan. I knew this may seem bizarre having just spent three years…
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What does being a guarantor actually involve?
Hi, I've been asked to be a guarantor by my aunt and uncle for a loan they are taking out for £2000 over 3 years in order to buy a car. They've asked me to do this because I have a "clean" credit history and they are unable to get any more credit (I think they may also have CCJs). I agreed because I wanted to help, but now…
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Car finance agreement
Hi, I purchased a car on a finance agreement 4 months ago. The total was 13,000. So far I have paid about 1,000. The problem is that I want to leave the country and cancel this finance agreement. I've been told I can sell the car for around 9,000. Someone suggested: There are companies setup to specifically help people get…
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loan advice for a new motorcycle
Hi guys, i wonder if someone could give me a little advice, i am taking the plunge and finally getting myself some transport, ive picked the bike that i want and got a rought estimate for my insurance, and the various accessories that come along with it. so im basicly looking for advise on what to do, would it be better to…
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Serious Payday Loan Problem!!!!!!!!!!!
Hi I'm new to this site. I'm after some advice as I've found myself in a desperate situation. I have 6 outstanding payday loans totalling £1200 that were due to be repaid today. I know I was stupid to take these in the 1st place but as my annual bonus was due, it easily covered these along with my usual wages. I got paid…
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Splitting a loan
Hi guy,s hopefully somebody can help My girlfriend has a loan with her ex who is a complete tool and is really bad at paying and has bad credit. We are doing really well for ourselves and the loan is becoming a real pain. The loan is with Natwest and there is roughly 2k left to pay. My girlfriend has no problem paying the…
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Bad credit loans
Hi Guys, I have had a DMP with CCCS for about 3 years now, and I am looking to get a loan for £6500 to clear off my DMP and also a £1500 overdraft (i an idiot i know) so that I can improve my credit rating. I actually owe £8000 on my DMP, but I had had a letter from 1 company saying if I can 35% of teh debt, they will…
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"typical" rates
Hi All, Just a quick whinge... :) So I applied for a loan with Sainsburys yesterday, thanks to their advertised 8.1%. Rang for my decision today, they said they'd lend, but at 12.1% instead. I asked why this was, they said it could be down to the amount/duration of the loan, or my credit score. Checked my credit score with…
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Question RE Loan applications
I need a personal unsecured loan asap, since i last applied for a loan the economic climate has obviously changed. As i need this loan quickly is it wise to apply to several lenders at once? - What are the implications of this? Please stay on topic. Thanks
