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Loans

Archives for September 2008

Does anyone know for sure an online company which reallllly loan money?
See above question. All the companies which I contacted till now are asking administrative fees! Do I realy seem to be an idiot to them?:cool:
Bridging loans or something
I need to raise £200,000 to purchase a property as mine hasn't completed yet. any ideas?
Help!-statute barred loan sold to someone else who has taken it to court
I had a personal loan more than 6 years ago with Alliance & Leicester, but moved several times since then - and got married. It seems they have sold the debt to another company who issued court proceedings - (still more than 6 yrs after last contact with A&L). I spoke to National Debtline, who told me to send a N245 form…
Put the kettle on first (Possible HSBC PPI claim with a twist)!!
Hi all, Firstly, I’m really sorry for the long post. but I’m trying to give as much information as possible. I’ve been reading about peoples successes with getting their cash back for Personal Protection insurance but haven’t found a situation quite like mine and hoped someone could shed some light on it for me. I took out…
Credit Crunch Munch
Hi There, okay, I've got a question for y'all! With the state of the economy at the moment, banks are finding it very hard to actually pull-through without being bought out by a bigger bank, or the government...now what would happen if a loan or credit-card securing bank went bankcrupt - who takes on the loan? Does it get…
Money back from payment protection when loan has finished
Hi I have a loan with tesco finance with payment protection that will end in 2 years, someone said to me last week that when the loan has finished and you haven't made a claim you can claim some part of the money back, Is this true ? I have looked on the t&c on my paper work but cant find anything
Does your credit score affect the APR on a loan you are applying for
I went on money supermarket to compare loans, i opted for the one with least APR 11.9 % with Moneyback Bank, but when all the paperwork arrived for me to sign, it had gone up to over 16%APR. Anybody know why?
Unenforceable Loans
Hi all Has everyone who took a loan out before April 2007 had them checked to see if they can have it written off???
Help
I cannot access the PPI discussion thread is anyone else having difficulty?
What Shall I Do Offered 25% Back On Ppi
Took Out Loan On Double Glazed Windows For £3,500. 29% Apr Over 10 Years. Five Years On Still Owe £2,500. Been Offered By First Plus To Make A Claim For 25% Back Within 30 Days Of End Of Five Year Plan. Didnt Know I Had . Shall I Send The Template Letter To Them Asking For It All Back As I Didnt Even Know I Had It Till…
simplefast loans.co.uk - CAR LOAN WARNING!!!!
I had a spam email this morning from simplefastloans.co.uk using the trading banner of log book loans. The company offers loans against cars that are clear of finance; so I took a look --- whoa!!!!! 437.4% APR. If there is anyone out there that is so troubled that they have to seriously consider this, please please please…
Which business loan?
Hi, I am looking for some advice on whether to take out a variable or fixed rate business loan. Which will be financially better? :confused:
Lowest APR loans.
With the credit crunch not surprisingly low rates are harder to get. Even so the institutions are still advertising some tasty looking deals-until you try to get one! I applied to my own bank who ive been with for 14 years for a consolidation loan their so-called 'typical' rate is 8.8% APR-allegedly offered to at least two…
Loan Settlement Figure
Hi, First post so be gentle :D I've recently had a settlement figure through for a loan that seems excessively high. The loan was taken out through Ocean Finance :rolleyes: and I pay black horse finance every month. The loan was taken out for £28,000 over 15 years at a rate of 8.4% APR, this gave payments of £309.36 of…
Fortis - would there current situation mean they might negotiate?
I have heard today that Fortis have been in trouble and needed assistance in funding. I have a car lease with them with is in negative equity to the tune of about 3k and i would like to settle. Do you think that in their current situation they might negotiate to get the majority of their funds back in or will it be…
New To This Need Help !! Ppi
Please can anyone advise me, I have sent off the relevant letters from the templates and have had the following reply from LLoyds TSB: You took out a loan on 15th July 2003 for £11,000 and you elected to protect your risk by purchasing an insurance contract for a "oneoff" premium of £2344.59 plus interest. As you have a…
WH Unsecured Loans.
Hello My daughter has recently been trawling the internet looking for a loan. She has just come to me tonight and informed me that after a brief telephone conversation today she was offered a loan from the aforementioned company. I almost choked when she said she has paid a "broker's fee" of £48.70 upfront for the loan to…
Out of work; can I suspend my loan?
Basically resigned from my job due to stress etc, unfortuantely I havn't been able to secure employment as quickly as i thought i would, have been given a verbal job offer but yet to recieve written proof!! Will my bank let me suspend my loan repayments (currently £103.00 p/m) until i finder work? Are there charges or…
Express Finance
Hi all Anyone out there had any dealings with these guys, thinking of taking a loan out with them as I have bad credit and want to check on them before sending my details in - I don't want a thousand calls a day from Yes Loans as you seem to get with most of these brokers Thanks
Age 20, Perfect credit rating, Refused Loan? Any help
Hi, I am 20 years old with a good job and salary, i have a great credit history and no other problems, i apply for a £12000 loan with sainsburys as they had a good apr. I pass the credit check and get a decision in principle and it goes all the way to there `final check` and they decline it? I then get the same problem…

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Loans

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