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Lowest APR loans.
With the credit crunch not surprisingly low rates are harder to get. Even so the institutions are still advertising some tasty looking deals-until you try to get one!
I applied to my own bank who ive been with for 14 years for a consolidation loan their so-called 'typical' rate is 8.8% APR-allegedly offered to at least two thirds of applicants- but they could only offer me a deal at a much higher rate so i told them to shove it up you know where! My repayment record is A1and i have plenty of history.
Typical rates were easily gotten not so long ago so i think they are now telling fibs just to tempt people in and maybe accept something unfavourable.
.
Anyway, as each application has a slight negative impact on one's references who are offering the best rates and acceptances right now for good payers ?
I applied to my own bank who ive been with for 14 years for a consolidation loan their so-called 'typical' rate is 8.8% APR-allegedly offered to at least two thirds of applicants- but they could only offer me a deal at a much higher rate so i told them to shove it up you know where! My repayment record is A1and i have plenty of history.
Typical rates were easily gotten not so long ago so i think they are now telling fibs just to tempt people in and maybe accept something unfavourable.
.
Anyway, as each application has a slight negative impact on one's references who are offering the best rates and acceptances right now for good payers ?
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Comments
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I know barclays currently have loans at 7.9% apr ( I've just applied and been accepted for one ) but I think you have to borrow between a certain amount. You could have a look into that maybe, although im not sure what their acceptance rates are like
GROCERY CHALLENGE!!October £150/£158.61
For petrol, food & toiletries for 2 adults and 2 guinea pigs!
November £150/£213.52 :eek: December £250/£230.92 January £250/£204.270
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