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What Shall I Do Offered 25% Back On Ppi

Took Out Loan On Double Glazed Windows For £3,500. 29% Apr Over 10 Years.
Five Years On Still Owe £2,500. Been Offered By First Plus To Make A Claim For 25% Back Within 30 Days Of End Of Five Year Plan.
Didnt Know I Had . Shall I Send The Template Letter To Them Asking For It All Back As I Didnt Even Know I Had It Till Now.
Need Some Advice Asap As I Need To Get Back O Them. Any Suggstions Thankss
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Comments

  • HAVE YOU CHECKED IF IT IS UNENFORCEABLE?:money:
  • Browntoa
    Browntoa Posts: 49,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    info in their other thread about going to citizens advice for free information about if it's enforceable (from OFT advice , posted by me)

    http://forums.moneysavingexpert.com/showthread.html?p=14460105#post14460105
    Ex forum ambassador

    Long term forum member
  • oldbanker wrote: »
    HAVE YOU CHECKED IF IT IS UNENFORCEABLE?:money:
    what do you mean by this:confused:
  • Browntoa wrote: »
    info in their other thread about going to citizens advice for free information about if it's enforceable (from OFT advice , posted by me)

    http://forums.moneysavingexpert.com/showthread.html?p=14460105#post14460105

    what does that mean ????? shall i ask for paperwork as a back up cause i havnt got any
  • oldbanker wrote: »
    yes but if you pm me i can put you in touch with someone to reclaim it all back
    dont understand what your saying sorry
  • Browntoa
    Browntoa Posts: 49,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    old banker is trying to "sell" their services I expect

    read the forums FREE guide to reclaiming for FREE at the top of this part of the forum

    ADVERTISING

    This site is free from advertising. Posts on any board considered to be advertising goods, services and/or companies will be removed. We also do not allow advertising via PM

    Examples of this can include anything from a specific sales post or a link to your own website in which you attempt to sell something to someone offering their holiday home to forum members. Unfortunately we cannot allow any advertising of any description no matter how honourable the intention.

    This includes the Referrals Board (see below).

    If you think you have a genuinely good deal please contact a Board Guide for the board you’d like to post it on. If they agree with you they’ll contact the MSE Team and it will be considered. Any final decision will be that of the MSE Team. Please do not question the response with the Board Guide

    reported to abuse
    Ex forum ambassador

    Long term forum member
  • Browntoa
    Browntoa Posts: 49,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    the forums FREE guide to PPI reclaiming is here

    http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

    Anyone who’s got or had a personal loan, secured loan, credit or store card may be able to reclaim £1,000s. The mis-selling of Payment Protection Insurance (PPI) on these products has been so severe, some people mightn’t even know they have it. This is a step-by-step guide, including template letters, to reclaim the cost of loan and card insurance
    Ex forum ambassador

    Long term forum member
  • Browntoa wrote: »
    old banker is trying to "sell" their services I expect

    read the forums FREE guide to reclaiming for FREE at the top of this part of the forum

    ADVERTISING

    This site is free from advertising. Posts on any board considered to be advertising goods, services and/or companies will be removed. We also do not allow advertising via PM

    Examples of this can include anything from a specific sales post or a link to your own website in which you attempt to sell something to someone offering their holiday home to forum members. Unfortunately we cannot allow any advertising of any description no matter how honourable the intention.

    This includes the Referrals Board (see below).

    If you think you have a genuinely good deal please contact a Board Guide for the board you’d like to post it on. If they agree with you they’ll contact the MSE Team and it will be considered. Any final decision will be that of the MSE Team. Please do not question the response with the Board Guide

    reported to abuse

    hey whats going on here
  • marshallka
    marshallka Posts: 14,585 Forumite
    oldbanker wrote: »
    I have sent you a message
    I think you've been reported for this :rolleyes:
  • marshallka
    marshallka Posts: 14,585 Forumite
    diddydiner wrote: »
    Took Out Loan On Double Glazed Windows For £3,500. 29% Apr Over 10 Years.
    Five Years On Still Owe £2,500. Been Offered By First Plus To Make A Claim For 25% Back Within 30 Days Of End Of Five Year Plan.
    Didnt Know I Had . Shall I Send The Template Letter To Them Asking For It All Back As I Didnt Even Know I Had It Till Now.
    Need Some Advice Asap As I Need To Get Back O Them. Any Suggstions Thankss
    Come onto the PPI reclaiming thread and someone will guide you through the misselling there.;) You can do this yourself and it will cost you a stamp or two.
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