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Remortgages
Hey, You can get the fast remortgage cash you need... with help from one of the UK's leading adverse credit specialists http://www.fastmoney.co.uk/fastremortgage.php
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Car Loans
I own an old car which I want to run till it dies, I have afamily and would like a family car! What are the merit of running a small car for local runs to the shops and the like, and then renting family cars when I need them, weekends when I need to pick up the kids from school and the odd week when want to go on holiday.…
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Loan for home improvement
I need to borrow money for some home improvements. I'm getting a 20k grant for some of the work but need approx 5k to top this amount up to what the work will actually cost. I got my mortgage 2 years ago with the A&L (59k) when I was on a salary of 20k. I have had a baby and I am now working part-time so I have dropped to…
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Help!! the PPI is gonna get me!!
Please help, I'm a bit new to all this, but I have been completely devoted to MSE for about 8 months now, and you all seem to know what your doing!! About 18 months ago I took out a top up loan... I already had a 10k loan but I needed to move from the exceedingly cheap huge flat i was living in, to the normal priced box…
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Bank of Scotland Personal Loan 6.1%APR - Might Not Be Cheapest
I have applied for the Bank of Scotland Personal Loan through https://www.moneysupermarket.com. It came up top of the list for my loan amount and payment period. Particularly good as the terms and conditions say "Option of no repayments for the first three months." and the product profile says "Deferred Payment Option -…
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Rules for OAP's and credit
I have been asked to find out for someone if it is true that when you are over 70 you cant get credit/loans/hp anymore. They have had provident loans (no good trying to tell them) for years and always paid. Now they want to have another and have been told they are not allowed due to their age. Is this true ar just the…
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Should I try again?
Hi, Pretty much my 1st thread although I have been reading up on here! I am trying to obtain a loan of £10500 in order to consolidate a few cards and a loan etc. I usually have no problem at all with applications and last year I had a mortgage agreed (although not taken up) with Northern Rock for £180k. I moved house in…
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Bank !!!!-up, offer of compensation
I took a personal loan out with my bank of 17yrs last November for £5700. They included Personal Loan Protection, which i had big problems in getting taken off within the cooling off period. Eventually a new loan was drawn up for me. However this was done in a different branch, and consisted of me signing a handwritten…
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OMG how much ????
i used to have a provident loan out yep sad i know .... well then i were a single mum and no other option to be honest so if i wanted to borrow lets say £300 id have to pay back at least £500 my fiance nealry had a fit when he saw my paying in book for it :p .. thankfully im clear and owe nothing to them anmore although i…
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Loan Settlement Figures
Hi, Has anyone else ever been given a loan settlement figure and thought that it was incorrect?? I used to work for a high street retail bank and would often see people take out personal loans, make one or two payments, and then decide to settle them to move to another lender, only to end up paying more money than they…
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Getting decent loan with outstanding debt
Hello, first post, hope somebody can give me some advice... I have outstanding credit card debt of around £4,500, I'm currently paying about £110/month to the credit cards. I have about £3,500 outstanding from a personal loan, paying about £100/month. My annual income is £14500, clearing about £950/month. My Equifax credit…
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llods tsb supposed to freeze interest
i took out a loan with lloyds tsb and my circumstances changed and was unable to pay the full amount. but i offered them amounts and have been paying increasing amounts per month for the past 1 1/2 years. from advice i had i asked them to freeze the interest so it was easier to pay back until i was able to pay the full…
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loan calculation???
I want to give a family member a loan. So how do I calculate the interest of a certain amount over say 10 or 20 years. I've done it in many ways, but so varying amounts of interest. So what is the correct calculation, please. thanks
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Confused
Hi, I just tried to apply for a 3 grand loan for a car with Virgin (took a long time, had an arguement with the lady as she was trying to force me to take out payment protection!) and Ive been refused as i dont have enough credit transactions in my name aparrently. This confused me as I have a credit card with virgin…
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Further Advance advice
Does anyone know how to delete a message?
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Paying of secured + unsecured loan
Hi, I am remortgaging my house and am going to pay off a secured loan (GE Money) and a personal loan. Can i claim back payments made to payment protection as i have not used it? Also have seen posts about this rule 78 thing, the settlement figure for the secured loan is 33800 for an original loan of 25k taken out Oct 2005…
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Fast secured loans
hey , You can get the fast homeowner loan you need... with help from one of the UK's leading adverse credit specialists. http://www.fastmoney.co.uk/fastsecuredloan.php
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Best Buy Now Pay Later companies?
We need to buy a new washing machine, and we don't have the money yet but I've noticed on the Dixons website that they do a buy now pay in 9 months deal, no interest as long as you pay off the balance at 9 months. We have a slightly bad credit rating (my partner more so than myself) but I think it should be ok as things…
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Credit Card/Bank Loan?
Can any person advise me please. my situation is this, i want to add a Conservetry to my House, however i need £5.000 do i take out a Loan or should i use my Credit Card? i have Savings and will be using them also. any Advice would be Welcomed as i am the person who always gets ripped off. Thanks.
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Personal loans - Bad credit history - Who's good?
Hey guys wondering if anyone has any personal recommendation on loan companies. I need to borrow about £8k but am not a home owner and have bad credit history, everyone I try is always a broker and I seem to have no luck or get told they can help me then its something stupid like £1000 loan at tops. x
