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Confused
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Hi,
I just tried to apply for a 3 grand loan for a car with Virgin (took a long time, had an arguement with the lady as she was trying to force me to take out payment protection!) and Ive been refused as i dont have enough credit transactions in my name aparrently. This confused me as I have a credit card with virgin already plus 2 others elsewhere...
Will this affect my chances of getting a loan with someone else?
I just tried to apply for a 3 grand loan for a car with Virgin (took a long time, had an arguement with the lady as she was trying to force me to take out payment protection!) and Ive been refused as i dont have enough credit transactions in my name aparrently. This confused me as I have a credit card with virgin already plus 2 others elsewhere...
Will this affect my chances of getting a loan with someone else?

0
Comments
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It will show on the credit reference agency that you have applied for a loan. Normally you are advised to wait 3months after a loan decline before applying for credit again...0
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