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Personal loans - Bad credit history - Who's good?

Hey guys wondering if anyone has any personal recommendation on loan companies.

I need to borrow about £8k but am not a home owner and have bad credit history, everyone I try is always a broker and I seem to have no luck or get told they can help me then its something stupid like £1000 loan at tops.

x

Comments

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  • Warriorsith
    Warriorsith Posts: 441 Forumite
    Part of the Furniture 100 Posts Combo Breaker Uniform Washer
    Hey guys wondering if anyone has any personal recommendation on loan companies.

    I need to borrow about £8k but am not a home owner and have bad credit history, everyone I try is always a broker and I seem to have no luck or get told they can help me then its something stupid like £1000 loan at tops.

    x

    Hi

    Ignore the above post, he's spamming. If you keep getting Broker companies then your rating for getting very poor. You should try and get a copy of your credit reports from Equifax and Experian to see how you are at repaying etc and too see what's causing your bad history. Both will cost your £2 per report go to the websites to obtain the forms to fill out to get your reports.

    Whilst your waiting for them to arrive, go to the DEBT FREE WANNABE forum and write a post which list all of your monthly debts and household bills, known as an SOA. The people over there will help see ways of saving money each month.

    I suggest the above as it sounds like your in the position I have been in a few years ago and when your ratings poor then no one will help you especially if you need £8k. You'll have to work controlling your spending and improving your rating in the next 6months to 12 months. There is no quick solutions to your current problems, sorry to be like this.
    "I AM THE GATEKEEPER OF MY OWN DESTINY" Nacho Libre

    'Proud To Be Dealing With My Debts' :DDFW Member No.495
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