-
Help I need £80k...!
I've been asked by a friend to help her organise a bridging loan for £80k. :eek: She's in the process of selling two flats to buy a house and needs to move quickly but she's not sure if both of the flats will sell in time. She really wants the house and so is prepared to take out a bridging loan to make up the shortfall…
-
Need a loan but on benefits
Hi guys i need some help. I was offered a loan by welcome of £2000- but i would like to get a loan of £5000, but the snag is i am on benefits and i have a bad rating on credit but it is nothing to do with me. please can someone help the money is needed to pay off scottish power and buy a new PC.. oh and possibly a short…
-
Best way to finance car??
Do i really need to accept car dealer finance??any better ways?? Ta Ian
-
Too easy loans
I really is no wonder that vulnerable people get drawn into taking loans. Last week, I was in a Co-op bank withdrawing a couple of hundred pounds over the counter ( as I refuse to use cash machines) and I was handed a slip of paper with £25000 written on it. After a laugh with the cashier when I said, I only want £200, she…
-
Loan/debt advice please
Was wondering if anyone had any advice as the situation I’m in now is very difficult and I’m struggling with all my payments. Just spoke to my bank about secured loans/further advances, etc. They said they could only lend me £9,000. I have a joint mortgage with my girlfriend of £137,750 A secured loan of £1,500 We owe…
-
Unsecured Loans vs Secured Loans
I need to procure a loan to fullfill my financial needs. But i m confused whether i should avail an unsecured loan or a secured loan. Can anyone help me in taking the above decision? If yes please give me a perfect guidance.
-
Please help. Someone is using my address not name for credit
Can anyone please provide me with help and advice. A previous tennant of the house I own and have done for 4 years, seems to be still using this address for gaining credit. I get many phone calls and letters addressed to this person, I have even taken to phoning some of these companies up and explaining. I believe they…
-
Arrangement To Pay - Overdraft
Hi, need some advice please. I have a 2k overdraft which is up for renewal in July, I have a suspision that they will reduce this to 1k as my wifes salary is not going in anymore. If it does go down and cant pay the 1k off straight away to bring it in line I am told that their would be an option to make an Arangement to…
-
Interest
Hi I am a newbie - last year I bought a Laptop from PC World and used their Credit facilities of 48 months @ £12.30 to pay it off. I have now had a statement from the comopany who they do their agreements through, cos I wanted to pay off what I thought was about £150(I have been putting in extra payments to get the loan…
-
Please Help! Firstplus loan - do I take the ppi?
Can anyone help with our dilemma? We are about to take out a First plus loan for £32,500 to consolidate our debts into one. Firstplus are strongly advising we take out ppi although have said that it won't affect their agreement to give us the loan. They are tempting us by offering a 5 year cashback bonus if we don't claim…
-
Cheapest loan of £5000 to pay off o/draft - help please
Hi guys, Just wondered if you helpful people would point me to a best loan for 5k. We have an o/draft of 5k since we moved house last year, and now want to clear it with a loan. We can afford (just about) £100 month to do it. (looking at over 5 years roughly...) The halifax looks good, but wondered if you have any really…
-
Buy now pay next year loans????
Hi all, I am looking for a " buy now pay next year / 9 months later " loan. But there is a twist, I want to be able to pay it off within that year then pay no interest on the loan. For example June 07 - £1000 loan Nov 07 - Pay off loan June 08 - no interest to pay as i've cleared full loan amount before repayment starts. I…
-
How Far Back Do Credit Companies Go When Rating You?
I have had good credit for the past three years, been fully employed and paid everything on time. But before that I was chronically ill for two years and had to remortgage to pay off my debts in full, which I did in in May 2004. I now need to take out a loan for £3000. How will I be classed in terms of the loan? I do not…
-
loans
my brother emigrated to australia and left a loan of several thousand behind we keep getting letters assresses to him, my question is can they make us pay and if we give them the address in australia can we get him to pay or does he get away with it and leave us to pay
-
Personal loan or additional finance?
My fiance and I are going to re-do our kitchen and lounge flooring in our one bedroomed flat. It will definitely increase the value of the property (currently have red linoleum tiles!). We are not sure how to finance this though: we can't raise the cash in the short term; so an option could be to raise additional finance…
-
Cheapest INTERNATIONAL loans?
Hello :) I read recently that some banks in Japan were giving loans to customers of <=2% - but when I visited their websites, neither their English pages nor the Google translation of the Japanese ones seemed to give me any help (no, I do not speak Japanese). Anyway, which countries' banks offer the cheapest loans (and are…
-
loan broker
My husband has a bad credit rating and we've been trying to get a consolidation loan for ages. We've found a company that says he been accepted to recieve a loan. Thy're called Yes loans. We called them up for more details and theysaythey are a broker and the final decision lies with the lender. They've also asked for an…
-
Student Loan Charges
My first post so please bear with me and be kind!! I got my student loan, £1,200 about 10 years ago. Since being at Uni I have not earned enough to be required to pay it back yet so I have been deferring each year. (I would have been paying back by now, but more to the story!!) About 7 years ago, I missed the deferment…
-
Halifax secured loan
Hi dont know if anyone is able to help but to cut a long story short My partenr and I have now split and wish to transfer the morgatge and Our secured loan in to my name ( I get to keep the house as I have our daughter and have taken on board our secured loan in order to buy him out instead of having to sell if that makes…
-
loan company for housewife?
HI, am wanting to get a loan of around 6k, in order to pay off some existing debt. I am a housewife, and for various reasons, we want to keep the loan entirely in my name, so no joint applications with my husband. Anyone recommend a company with a decent rate that will consider me? Thanks
