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Arrangement To Pay - Overdraft
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Hi, need some advice please.
I have a 2k overdraft which is up for renewal in July, I have a suspision that they will reduce this to 1k as my wifes salary is not going in anymore.
If it does go down and cant pay the 1k off straight away to bring it in line I am told that their would be an option to make an Arangement to pay - which would be noted on my file
Can anyone tell me how this would affect your credit score ? is it really bad.
Think the only reason it would be reduced would be due to only funding account with 1500 as opposed to 2000 a month.
Any views or experiances?
Thks
I have a 2k overdraft which is up for renewal in July, I have a suspision that they will reduce this to 1k as my wifes salary is not going in anymore.
If it does go down and cant pay the 1k off straight away to bring it in line I am told that their would be an option to make an Arangement to pay - which would be noted on my file
Can anyone tell me how this would affect your credit score ? is it really bad.
Think the only reason it would be reduced would be due to only funding account with 1500 as opposed to 2000 a month.
Any views or experiances?
Thks
Dmp Mutual Support thread member No 82
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