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Best way to raise 25k
I need to raise 25000GBP (or 50000USD) quickly, and at as little cost as possible. What ways can this be achieved? I am a homeowner with no other debt. 34f
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Loan for dental work.
Hi Today I went to the dentist's about my underbite (lower teeth is in front of top teeth) and they would refer me to an orthadontist (sp?). I've been told the consultation fee would be about £100 and braces (if I need them!) would be several thousand pounds! I've been off work due to illness for 3 years and am on…
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What Now What Next Where To
Just had my offer of £7k Full and Final Settlement against an early settlement figure £9.3k turned down by HFC. Even though I said in my letter that I could no longer afford the £400 pm and that one third of the offer ie £2400 was being paid by a friend on the basis that it was used as part of a F & FF, they still…
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£5,000 for insurance we won't use -PLEASE HELP
In September we took out a loan for £30,000 from Picture loans, on top of this was just under £6,000 to cover sickness/illness etc with half being returned after 5 years as long as no claim is made. Our circumstances have changed and after only 2 months we asked for a settlement figure, expecting it to be around…
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Loan Advice Please
Need some advice regarding a loan, we really need to borrow about £1000 short term. Our car needs some work done and my husband is in the process of leaving his job and is currently in a home computer scheme which will have to be repaid from his final pay. This will take all of his pay and he'll still owe about £500 which…
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Door step lending
The Competition Commission has ruled out imposing price caps on the door step lending industry. The Commission said that: "despite its high cost, home credit is much valued by many customers and we would not be helping these people if we made home credit less available." What do people think? Should the home lenders be…
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Egg loan not enough - shoudl I get a bigger loan or BT it onto 2 0% cards?
Hey everyone, Im in a bit a of a dilema. Last year I have quite alot of debts spread over 3 credit cards & thanks to this site I found out a way to reduce the intresst. I have was about £5500 in debt. Firstly I applied for a EGG card 0% for 6 months bt across 2250. Then got an MBNA card 0% for 9 months and BT 1800.Then…
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Ugent advise needed re loan
Hi My mum has got herself in a real mess with the help of her bank the co-op. Some background info. She is 64 and due to retire in 8 months with a small personal pension and the gov pension. She asked for a loan of 10,000 which she was granted, over 5 years, (god knows what she was thinking of). When she retires she will…
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got cold feet now need advice
My husband and I were looking at consoldating our debts and had been approved for a secure loan however I have now got cold feet after reading this forum and am thinking about a different approach. No paperwork has been sent back so theres nothing to tie up there. My next approach would be Intelligent FInance as this is…
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Negotiating with a loan company over APR - any success stories?
Hi - my partner and I have a reasonably large amount of unsecured debt, totalling around £22k. Most of this is for our two cars, and is spread over a whole host of cards... Capital One 0% (until January 2007), and some 6.9% life of balance cards. We decided with our wedding upcoming that consolidation was the way forward.…
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Natwest PPI
when writing to cancel this do I just write to my local branch??
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How to send your credit rating to sub zero in next to no time!
How to send your credit rating to sub zero in next to no time! I was trying to by a 2nd house which is a non-standard build house made of precast concrete. Individual mortgage companies would only inform me of a decision to lend after an application had been made. The applications all proved futile, so I attempted to buy…
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PPI on Black Horse HP Agreement
Quickly said: Took Agreement out in May this year. Payment of £163 PPI £30 total £193 Per Month I asked to cancel it to reduce pymt to £163 as Agreement says. They write back and say they will cancel it but estimate my pymt to drop to £181 How do they come by that one then? Any ideas folks?
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XFER Loan to Credit Card - How?
Hi I have a £6k barclayloan at 6.7% :shocked: - can I transfer this to a LOB credit card or 0% credit card? Ideally I would prefer a LOB card at < 4% such as M&S. Just wondered if there is a way to do this? :confused:
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Advice needed re getting rid of 21% CC with 5.5k on it!
Hi everyone, Im after a little advice as my situation keeps changing. Currently I have debts of 12k loan @5.9% over 4.5 years and a CC with 5.5k on it @ around 21%. Our original plan was to wait until we buy our new home and then apply to a loan company to increase its value and incorporate our CC debts. Problem is our…
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Irresponsable Lending
I wonder if anyone can assist me??? I am currently in the process of making a formal complaint against Lloyds TSB relating to possible miss selling of loans (including PPI) and irresponsible lending after they allowed my wife to run up a 1,000 overdraft dispite not having a regular income. They sold her a loan to clear the…
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Question re secured loan
Hi My friend is in a serious amount of bother with her ex partner. She informs me that the mortgage on their house (un married couple) is in his sole name. Is it possible that they could have taken out a secured loan on the property in joint names - without her being on the morgage? She may have a registered interest in…
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Raising my credit limit.
Was just wondering if anyone would be able to help me. I turned 18 in july and started with a fresh credit limit. Got my first contract in september and was running up bills of over £60 each month. I paid them all off and on time. I got my other contract phone at the start of this month. I have bt phoneline in my name as…
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Loan ammount
Is there a calculator to work out how much of your loan you have left to pay - the Loan is with Lloyds tsb and was for £25,000 over 60 months at £500 per month - I have made 26 payment and want to know what is left - The interest is calculated daily if that makes a difference. The rate is 7.9%
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Loan or car credit
Hi, I am hoping to buy a new car (we normally buy old ones cos they're cheaper but the keep braking down on us so we are going for a new on) but am not sure whether it is better to get one on finance or with a personal loan. Could you please give me your opinions on which is best. Thanks x:confused: