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Loans

Archives for December 2005

working out how much owed
well kind of got some steam going sorting out some areas I can save some cash. One being my car loan. Problem being that the loan co is shut over xmas). My steam may well have run out by Tuesday when I'm back at work! Is there a simple way to work out how much I owe? Loan was for 4158.70 apr 16% term 48 months started on…
way to raise 50k?
hi there all, Regards & Happy New Year! PC Wizard!
£25000 unsecured loan help
Hi, Basically i took out a loan from Northern Rock in November for £25000 to consolidate lots of other debt. In June 2005, i started working in a new job with much better pay so i should earn around £60K this year. Even with this however the loan they offered me was with a 12.9%APR. I ended up taking it out as i was going…
loan to salary ratios
Does anyone have any idea who much you are likely to be able to borrow on an unsecured loan as a percentage of your salary or the amount you have left over after paying bills each month ?
Are we able to get a loan at all?
Hi and Merry Christmas everyone! I have a question or two about loans, becuase after some umming and arring about what we should do, my boyfriend and I have decided to buy a new car to replace his car which has just gone bang. We are worried we are going to have trouble getting a suitable loan though as we applied to the…
What would be best for me?
I would like to borrow about £500 - £600. Whether it makes any odds or not, the reason I want to borrow the money is to help pay for my skydiving rig. I would be looking at paying it back within 8-10 weeks. What do you think is the best option for this? A personal loan.... or an overdraft of some sort? Can you only get…
electoral roll 2006
anyone know when experian will update the electoral roll details for 2006? has anyone already seen their 2006 details updated already? dosser :xmassmile
HSBC Loan + PPI - Where are the complaint letters?
I have had a HSBC loan for about 13 of the 36 months. I didn't know about the PPI and have just realised how much i'm being ripped off! :mad: About £600 .... I have heard from a couple of people who have complained and received a refund as this is mis-selling. Has anyone got one of these template letters? Many Thanks
Query About Loans?
A few months back we applied for a loan through egg. We got accepted and completed the agreement signed and returned it. Few days later got the letter back saying we got declined :mad: So we applied for another through Alliance and Leicester, again got accepted but I made sure to ask the advisor "Have we definatly been…
Money lent..can I get it back?
Bare with me on this one guys.. I have lent some money to an ex, who has disappeared. Well..sort of... I transfered £2000 from my Egg card (STB) to help him out for his sisters wedding (in America!), so I can prove the money has been sent to his account and that he recieved it ok. He also owed me from out previous…
How to get out of my car finance... ?
Hi all, Once upone a time, when I was less wise, I bought a car and took out the finance package from the dealer. I have something like 4.5 years to go (over 6 months). I realise (now) that I'm being charged 16.9% APR on my monthly payments (scandalous, I know). I was considering taking a loan (yet another, that is...) at…
accepted for a loan by company you have had no past connection with
anyone out there with any experience of this? what was the loan amount? dosser :xmassmile
asked for salary proof after being accepted for loan
anyone had any experience of this? dosser :xmassmile
Student Loans Company. STILL taking money after completed.
What is it with them? I know numerous people that have had trouble with the student loans company. Surely when a loan is paid off there should be something in place to automatically stop payments coming out! Think of the interest they must be making. Anyone else having this problem? (daft question really as I know the…
On Watchdog, Martin mentioned borrowing at 0% and sticking it in a savings account
On Watchdog, Martin mentioned borrowing at 0% and sticking it in a savings account at 5% and making a few hundred pounds a year. So who's lending money at 0%? I know a lot of credit cards do 0%, but don't they charge interest on cash withdrawls?
Immediately turned down for a loan...but will a credit search show?
Being brief, my credit rating with Equifax is good. I applied for a loan today with Sainsburys Bank who only use them. But as soon as I hit submit, it came back within 20 seconds that my loan had been rejected. Afterwards, I saw something in their smallprint that said they dont recommend applying for 75% or more of your…
please help me find a low rate unsecured loan for £6-£7,ooo
hi we have recently had double glazing fitted and have some more plans for our home as home improvement. i contacted our mortgage lender (alliance and lester) and they said they would be 'happy' to lend us some more ££ (we have mortgage of 50k on a house woth £110k) but they will charge us £150 top proccess application and…
Which credit agency do Egg use?
Do any of you guys know which credit agency Egg use? Wishing everyone a Merry Christmas and Prosperous New Year. Caro69
Which loan for us? (If at all)
Hi, If anyone could offer me some advice here it would be very much appreciated, because I have never dealt with a loan before and haven't really got a clue about how it all works. Basically I am thinking of trying to get a loan for £25000, to cover existing debts (consolidating them into one lump sum) and to purchase a…
~£10,000 required to fund car purchase
My girlfriend is looking to buy a new car after Christmas. Its £14k and she’ll get about £4k part-ex for her current car, but wanted to know the best way to finance it. The dealer gave her an option of doing the car on finance which leaves her paying a silly amount of interest (£98 a month interest alone, I think it was…

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Loans

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