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Payplan - have u used them or heard about them?!
Hey! I am thinking about using Payplan.com to get my finances sorted out. Has anybody used them or have anything good/bad to say about them? Many thanks in advance, James :D
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Secured Loan help request!
Hiya, Does anyone know how long you need to have had your mortgage before you can get a secured loan? :-/ Cheers in advance to anyone who can help x
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Welcome finance - any reviews?
Hey, I went for a loan with Freedom Finance, but was rejected, but have been accepted with Welcome Finance. Has anyone ever heard of this company? If so, any thoughts/experiences, good or bad with them? James ;D
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Bankruptcy and inheritance etc
I read that if you're declared bankrupt you can lose any assets gained over the period such as an inheritance etc. Would you lose the whole amount? What about savings from your wages? Anyone have any more info?
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Loans and liability? Help!
My husband has applied for a secured loan, behind my back, saying we have split up (I have found the paperwork) he has also lied about the amount he earns. I am not impressed!! What will happen if we divorce or he dies? Will I be liable?
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Buying into Resorts
2 years ago, we accepted an invitation to a resort in which after the 90 minute tour, we got carried away and paid down $295 to buy into this. We signed a contract & were given benefits such as travel vouchers, hotel stays at no charge or good discounts. We had 7 days to change our minds. We got caught up in this, but…
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Trying to be different - Advice needed !
Ok guys it's time to get a few things off your chest ! I currently work as a mortgage advisor and will very shortly be starting life as an estate agent as well. No I know that in general both of these roles have quite a negative public image and I want to do my best to change it. So if you can spare the time I would like…
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bridging loan company, how do i check if reputable
I am going to have a bridging loan of 400,000 and a mortgage of 170,000. bridging loan period 1 month 2 bridging loan companies have contacted me but I am know having a few concerns as to how reputable they are. one mortgage adviser can provide both through 2 different companies . mortgage with Capital Home Loans Ltd who…
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Am I doing the right thing with my debt
Hi to you all. I hope some of you will have a minute to look at this and maybe suggest the best course of action for me to take. I am 25 and, up until 2 years ago I was completely debt free. Then I met a girl who in 6 months cost me nearly £6,000. during this period I also needed a new car so rather than buy a banger that…
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Yes Loans UK - any reviews
Hi We have applied for a loan with Yesloansuk, and would appear to have been accepted. I'm a little unsure about them, as it's all been a bit quick, Has anyone got any good/bad stories about them?
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anything better?
I am looking for an unsecured personal loan. Has anyone came across anything better than the rate northern rock provides, 5.6%
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caplital repayments on loans
is it true that if you wish to pay a loan off early, you can make a capital repayment for most of the balance, and then when you settle, you only get charged interest on the amount outstanding and not the full loan amount?
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Refused loan
I currently have an outstanding loan balance with HSBC of £7400 with an overdfaft facility of £1500 and a credit card debt of approx £1850 with the same bank. I am transferring this credit card balance to Halifax where I will get an interest free period for 9 months, by which time I will pay off the lions share. However I…
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ARE YOU WORRYING ABOUT DEBT
Read what dear Auntie says. [ftp]http://news.bbc.co.uk/1/hi/business/3910491.stm[/ftp] Once on the site use this button to navigate
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Combined Mortgage and overdraft Facility
I have an an account that is effectivly my mortgage and current account. The current overdraft limit is approximately £40k, my salary is credited to this account on the last friday of each month. I have standing orders & D/Debits coming out of this account throughout the month. Can you please advise me the best way to…
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Graduate Loan... can I use it to my advantage?
Hi I'm new here so please go easy on me. :-/ I graduated 3 years ago and this is the last year I can get my graduate loan. I've been reluctant to get it because I don't want to feel I'm in any more debt than I already am... so I was wondering if there was a way I could put my loan into a savings account with a high…
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loans
hey guys newbie here, hope you can help. i i take out a loan over 5 years and repayments are say £190 p/m . over 10 yrs repayments are £108 p/m i intend to pay the loan up quickly anywaysay after 3-4 months, both loans have "no redemption penalty", i cannot figure out where the catch is obviously i am gonna take the loan…
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Flexible loan
I am thinking of buying a used/nearly new car, and spending about £15,000. I want to get the money via a flexible loan (eg. Cahoot) and then pay it off with a life-of-balance credit card(s). So I need a flexible loan, or at least a loan with no early repayment penalties. Who except Cahoot gives such loans at what interest…
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Loan for self employed bod
hello all, just an enquiry really, my boyfriend is seperated from his wife, she is now living in there old house and paying the mortgage etc. He used to have all of his wages payed into her account because the bill ect were in her name, it was easier that way. Now they have split up and he is not living at the house…
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Changing payment plan
Hello I would like to thank all posters on this site as I have been given some great advise that has really helped me. Could anyone give me some advise as to changing my payment plans? When contacting my creditors I was frightened into agreeing to a plan that I could ill afford. I would like to reduce this now as I am…
