-
Loan for iva
Hi everyone come to the end of lva now it could be releasing equity or a loan or another 12 month. But does anyone no what sort of apr you would be looking at for a loan
-
IVA arrears and monthly payment reduction
My IVA increased from £200 p/m to 350p/m due to car finance being settled leaving me with surplus income. I am struggling to make the payments as I have done when the payments were £200pm along with £150pm car finance. I emailed my IVA company with a revised I&E report and my options are listed below. -------------------…
-
complaints against an IVA company
I went into an IVA arrangement in 2017 with 21k credit card and overdraft debts, having exhausted all other options. The debt management company insisted I use a PPI claims company and even though I had previously claimed myself and failed to win, they went ahead. They won approx 16.5k on my behalf (almost as much as my…
-
Windfall following final IVA payment
Hi, my parents have gifted me a sum of money to make the final payment of my IVA, after what feels like a very long time! Having recently separated from my other half (child’s father) I have found myself with no where to live, and my family have offered to purchase a house in my name, which I would then repay each month,…
-
Trying to cancel an iva
I took out an iva sep 2019 as I owe over£25000, I’m self employed and the company used my wage from 6 months before to work out what I could afford to pay, although I wasn’t actually earning as much which is why I was struggling. Anyhow, last month I emailed the company to cancel my iva as I’ve decided to apply for…
-
Paypal Blocked
So, I am due to enter an IVA with the creditor meeting due shortly, one of the creditors is Paypal credit. When speaking to the debt company I mentioned about PayPal where PayPal credit is a creditor and they specifically said that the PayPal account would be fine and only the credit part would be closed. As you can guess…
-
Advice appreciated PPI after IVA
Hi, I am looking for some advice. My wifes IVA finished 7 years ago and she was signed off. The company that managed the IVA in its final year or so recently asked her to complete some PPI forms they sent her. The PPI was paid to my wife's bank account (which we haven't touched) at the start of this year and the company…
-
Iva equity release
Hi I am now at that stage where I have to release equity. But could anyone tell me if releasing equity is voluntary. I do have equity but in these unprecedented times nobody knows what the future holds
-
Lloyds froze my account due to partners IVA
Hi, I've had a joint account with my partner on a Lloyds account for the past 5 years. Although he doesn't use it, it's my money that goes in there. Yesterday my card started getting declined. So I called them this morning. And after a lot of confusion because they couldn't figure out the error codes it turns out they've…
-
Completion of Iva witness question
Hi I have just made the final payment of my Iva and have to sign the ppi form, it's asking for a witness to sign, can this be my husband or does it have to be a non family member?Thanks so much