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Over 50 and over 65 isa's ..
Heard a radio advert this morning for a saga over 50's isa and i have seen the over 65's isa advertised on moneysaving expert . Their interest rates are both nothing special . Am i missing something .
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iweb s&s isa charges - confused about possible fees
Afternoon all, a quick question regarding iweb stocks & shares ISA - I'm looking to drip feed monthly (between £1k and £5k for several months - potentially up to £100k in total) to invest in a FTSE 100 fund, but can't figure out if I get charged the fund investment fee each month I add money even if it's into the same…
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Fidelity
Hi - just opened a S & S ISA via Cavendish, with their Fidelity Platform, with a view of buying some shares directly. Started with a very tiny amount of £50 cash to buy shares currently priced at 373p, which by my calculation, should allow purchasing 13 units. However, i can only add 10 units. Looking at the 'illustration'…
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Do I cash in ?
I have lost over 1500 pounds recently on my stocks and shares ISA should I cash it in ?
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Transfer of isa
I have an ISA that I want to transfer to a fixed Isa, and I wanted to transfer some of the funds straight away, and more, including this year's funds within 14 days. The cashier said I would have to transfer all the money at the same time. I disputed this was the case and said that I wasn't splitting this year's funds but…
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Cash Isa Transfer
Probably already been discussed but can someone clarify, please. i have just transferred my cash isas to virgin money together with the full amount for this year,- i have another cash isa which I want to transfer to another provider but can I open another isa to transfer to WITHOUT putting in new money? I dont want to add…
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ISA frustration
I have recently discovered that I have paid into two cash ISAs in the same tax year and that this is against the rules. These are a HTB ISA with Nationwide and a cash ISA with Kent Reliance. Between the two I have only paid in £4,100 so well off the £20,000 annual allowance. I had been planning on paying more into the cash…
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Stocks and shares isa. The right time
Hi all. I'm just coming to the end of a 1 year fixed isa with 40k in it. Before the crash I was considering putting it in a managed stocks and shares isa. Is now the right time or hang fire
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Help to Buy Isa then Lifetime ISA
hi Ive recently bought a house, and i used the help to buy isa to fund my deposit. can i now open a lisa and use it for retirement savings? and will i get 25% bonus on my savings come retirement still? or is this not possible because i have already claimed 25% bonus on my htb isa thanks
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Fixed Term Cash ISA maturing soon. What to do?
I'm asking for my other half as she has a lot on her plate at the moment, but we're both a bit clueless about ISAs.She has a one year fixed rate cash ISA with Newcastle Building Society and has been told by the building society that it's about to mature and that "If you take no further action, on maturity your account will…
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Best ISA funds in a bear market and long term recovery?
With the ISA deadline approaching and the stock market in free fall, any suggestions for funds to take advantage of future long time recovery? Was looking at index trackers like Vantage Lifestyle since the costs are low and the fund has fallen a long way though a lot of other funds have fallen too.
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Can I contribute 50/50 of allowance to two Cash ISAs?
I've held a cash ISA in a bank and building society and contribute monies to one or other on alternate years, however, I would like to split my annual contribution between each of these, can I?
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ISA limits confusion
Hi, I have a cash ISA which I've added a total of £6975 into this tax year. I have since withdrawn £4750 from the cash ISA. My cash ISA statement lists the following: Total funds that can be paid into a Cash ISA £17725 Unrepaid withdrawals in this tax year £4750 Your remaining ISA allowance for this year £13025 I can see…
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Lifetime ISA FTB withdrawal / timing questions
Hi all Apologies if this is a common question but trying to wrap my head around this. We're FTB and have put an offer in on a house. TBC whether accepted but I'm currently planning the best way to sort our deposit out as well as other costs associated with buying. We've maxed out our 2 LISAs for this tax year and the bonus…
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2020-21 ISA limits
Adult ISA limit for 2020-21 remains £20,000. JISA limit for 2020-21 raised from £4,368 to £9,000 (source: https://www.gov.uk/government/publications/budget-2020-documents/budget-2020)
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ISA
Hi I have a sum in Nationwide ISA. Is it possible to invest in stocks and shares ISA through vanguard or do I have to wait until April? Thanks
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Lifetime lisa (stocks n shares)corona fears
Got a stocks and shares LISA 2 years or so in. Was doing well till corona crash. It has now gone down cos of the market and I'm starting to panic, I wanted to buy a house. Put so much into this and have been putting in 200 min a month. I. Not sure whether to max my allowance out for the year another 1400? Carry on putting…
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Should I withdraw my money from my stocks and shares ISA?
My stocks and shares isa has reduced by 10% in the last few weeks. I was planning on not withdrawing the money for another 4.5 years but with it reducing every day at the moment I wanted to know if I should withdraw and put it in a more stable saving account?
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Vanguard life strategy fund and Hargreaves Lansdowne Stocks and shares ISA
Hi, I am an investing newbie and apologise in advance if this is a silly question/has been answered else-where! I have a vanguard lifestrategy 100% Equity fund (investing for the long term and happy to take risk) as well as a HL stocks and shares Lifetime ISA (I already own a house so am planning to use this for retirement…
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Lifetime ISA - early withdrawal penalty
Hi, I’ve opened a LISA with the intention to use it to buy a home with my partner, but for various reasons, that’s not now going ahead. As some of the money was shared, I need to give it back. Should I wait until the bonus has been paid (next month), and once the money has been withdrawn, and penalty charge made, can I…
