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isa account question
I want to use my isa allowance for this year in a cash isa. I don't have internet banking and can't get to a branch so can't open a new account - I haven't been able to get through to bank on phone all day. I've got a 2 year cash isa from a few years ago with Bank A. Can I transfer money from Bank B into it, and it count…
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20k were to put it help
Good evening I have 20k to invest at the moment and am currently looking at my bank accounts etc during the current climate. I have a Santander select account which is maxed out with 20k plus in it,happy with this at the moment however I’m sure with some constructive bank account choices I could do better. It’s the 20 k I…
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Trading Platform with ISA support
Why is it that the UK platforms are so rubbish!? I'm with Lloyds sharedealing and I feel like I am in the dark ages and paying through my nose for it. Though I can't seem to find any decent platform that supports ISAs. eToro would be great, or fidelity or etrade, but none of these have ISA options. I know Interactive…
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Two Cash ISAs funded same tax year
My son opened a Help to buy ISA after being gifted money from his Gran, however he had already paid into an existing cash ISA this tax year and was unaware of the rules, he was only 17 years of age, the amounts are well below the limits, however his bank(Halifax) have just transferred all the monies for this tax year to…
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Minimum opening deposit of £1....... oversubscribing?
**** PLEASE IGNORE ***** wanted to delete but cant see how to......... I have a cash ISA fix maturing on 14th April. I funded it originally with my years subscription of £20,000 then a cash ISA transfer of circa £19,000I now want to open a cash ISA to transfer all this into - Virgin allow deposits for 30 days.BUT they…
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New to ISA
I have only just become a taxpayer again and wanted to invest in an ISA. Got right to the end of an online application on a one year fixed cash ISA and a warning came up that if l asked for the interest to be paid into my current bank account it would lose its tax free status.. l phoned their helpline and they said it's…
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Stock and Share ISA - Withdrawing ?
Morning and hello All, I am new here and this is my first post. :smile: I have questions in regards to ISA. Please note that I searched before posting here. Situation: I saved some money and would like to invest into a Stock & Share ISA via funds. I targeted Nutmeg or Fidelity as good Stock and Shares ISA.…
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Help to buy ISA transfer to different name holder
I have a Help to buy ISA, and I would like to know if I can transfer it to someone with a different name, in a different bank. The ISA hasn't been used and the other person doesn't have a help to buy ISA. Thanks
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Hargreaves Lansdown - Absolute disgrace on ISA transfer times
Hi all, I am using this post more to vent rather than anything as I know with this Corona Virus thing on, customer complaints are not going to be handled in timely manner by either Hargreaves Lansdown ("HL") or the Ombudsman. I initiated an ISA transfer from Hargreaves Lansdown to AJ Bell back in October 2019. It is a…
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[Resolved]- I just joined Cavendish, but all my activity is on Fidelity website. Is that right?
as title really. I joined Cavendish, which took me through to the Fidelity website to sign up. Am I now just based on the Fidelity site?
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SS ISA Cooling Off Period
Hi Is there a cooling off period to close a SS ISA in regards HMRC. If an ISA was opened and funded but the funds not invested, then the funds withdrew and the account closed inside 4 days. Would this be treated as a subscription? I have read GOV.uk but can't find any reference to it. Thanks
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Timing the payment of this year/next year cash ISA
I haven't used this year's ISA allowance yet so would like to put in the max allowance for this year and then do the same again next month. I rightly or wrongly opened a Ford Money 1-yr fixed a/c and have until 25 March to put in any payments so I thought I would put in 20k now, and then open another ISA in April and put…
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Child ISA Parent won't give bank details to child who is now an adult
Hi AllThe scenario is that the child savings account was set up when the adult was a child. The child is now 27 and wants to view the account. The lender is Halifax but does not have any further account details. The bank is saying that they have identified the account but will not release the details unless the original…
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Nationwide ISA - transfer IN from Shawbrook
Unless I've missed it, I don't think I will be able to apply for a new ISA with Nationwide BS and transfer in funds from Shawbrook Bank.Is there a reason Nationwide haven't got Shawbrook as an ISA manager?
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Stocks and Shares ISA
Morning Guys, I currently have £30k+ in a easy access ISA getting me 0.55% AER currently (bad I know and lazy on my part) I’ve been advised to go to a financial advisor about investing in a stocks and shares ISA as you get more back than any of the other savings accounts. Just interested to know what people’s thoughts are…
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Stocks and Shares broker ISA question
Hi, I've been looking this evening at opening a stocks and shares ISA with Interactive Investor (I've not been a member here long enough to post a web link) They offer a flat monthly fee of £9.99 a month with 1 free trade per month The Commission rates are £7.99 for all UK and US shares trades and fund trades. I have…
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Trading212 stocks & shares ISA
Hello, Is it possible to withdraw funds at any time from trading 212's stocks and shares ISA, or are client's required to leave all funds for 12 months? (i.e. does it work like a fixed term cash ISA where withdrawals are not allowed until maturation)? thanks.
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Lifetime ISA Bonus Question
Hi guys, sorry if this is a silly question and if it has already been asked before. I am thinking of opening a LISA before tax year ends and intend to put in max 4,000 as a lump sum. Would I receive the full 25% bonus on this amount end of this month/April as the bonus is paid monthly? Thanks.
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Help! Lifetime ISA - withdrawing funds on completion at 12 months
Hello all, We took out a LISA each with Skipton on 6th of June 2019 and put in £1 to get the clock ticking. Unexpectedly the perfect house for us came on the market, and we made an offer which has just been accepted. It is a part-exchanged property which is being sold by Taylor Wimpey. They want to exchange in 28 days, but…
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Reinvest an ISA withdrawl into the same account
I withdrew 15k from my newly opened stocks ISA,at the start of the Corona epidemic.Would I be able to reinvest the same amount back into the same ISA in this tax year ?
