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Trading212 stocks & shares ISA
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moneysaver2x
Posts: 18 Forumite

Hello,
Is it possible to withdraw funds at any time from trading 212's stocks and shares ISA, or are client's required to leave all funds for 12 months? (i.e. does it work like a fixed term cash ISA where withdrawals are not allowed until maturation)? thanks.
Is it possible to withdraw funds at any time from trading 212's stocks and shares ISA, or are client's required to leave all funds for 12 months? (i.e. does it work like a fixed term cash ISA where withdrawals are not allowed until maturation)? thanks.
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frommoneysaver2x said:are client's required to leave all funds for 12 months?(i.e. does it work like a fixed term cash ISA where withdrawals are not allowed until maturation)?
It is not a fixed term cash ISA - it is a variable return investment product. If you want to get your hands on the value of whatever you bought inside the ISA, and there is sufficient liquidity in the market for you to be able to sell it to someone, and Trading212 are still in business, then you will be able to sell your assets whenever you like, and cash out.
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Fixed term cash ISAs do allow withdrawals however a penalty may apply.
I thought the general idea with Trading 212 was that they would encourage you to gamble all your money away such that withdrawing money becomes an unlikely outcome.0
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