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How can I use my ISA to invest in Silver, Gold, Oil etc
I have a Fixed rate ISA maturing this Month [Northern Rock]. I know it is possible to invest this in Stocks and shares, but what is the best way to invest it in PMs, like silver and gold. I am also considering oil, mining and wheat but not too sure here. Are there funds that any of you can recommend, or just individual…
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Open a second ISA having not put money in the first?
Afternoon All, First post on here, wonder if anyone can clarify something for me? I recently opened a Santander Cash ISA having seen it listed in the MSE emails. However, 6 weeks later there's still no money in it cos Santander are doing their utmost to be obtrusive and awkward. They first failed to tell me I had to set up…
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Stock /shares ISA transfer
I want to transfer a large chunk poor performing stock ISA to some of my other newer stock ISAs .My problem is this would mean transferring in about 1K each into the newer stock ISAs -is this too much to transfer - given pound cost averaging ? Or should i pay in 1k over 12 months or some other gradual way? I assume that…
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Two ISA accounts in one tax year
I applied for a S&S ISA with 'Company A' earlier in the year but did not fund it. I now have funds available and wish to start using a S&S ISA. However I would now much rather do this with 'Company B'. Seeing as I never put any money into the 'Company A' ISA, can I just disregard it or close it, and then open a new ISA…
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How long should an isa transfer take?
I am transferring my first direct isa to a halifax isa and was wondering how long this should take?
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How do I transfer money from my Halifax ISA to my Halifax Current Account?
This might sound like a very common question, but I'm really confused about transferring money from my Halifax ISA to my normal Halifax Current Account. I'm 18 and I've accidentally gone into my overdraft this month :eek: and I am in desperate need of some money from my ISA to cover the christmas present period! The…
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S&S ISA - capital protected?
Hi, Im looking to put in the whole £10,200 into a S&S ISA. I was wondering whether there are any S&S ISA funds that are capital protected and you can have instant access or fixed for only 1 year?
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Companies to Invest S&S ISA Funds?.
Im trying to find out companies that i can buy within my III S&S ISA, i have a list of AIM stocks that can be bought but are there any others?. im going to be selling out soon and will have around 13k to play with. :beer: Im also trying to figure out if i should transfer some into my share dealings account (standard) to…
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Transfering old ISA
I have an ISA with Barclays that has been in for 12 months, now the rate has fallen so I would like to transfer it. I also have an ISA that I took out this tax year with Halifax, can I open another ISA account and transfer the Barclays ISA into it, or can you only open one ISA per tax year?
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Santander Flexible ISA payout date
Back in April, I opened this account at 3.2% (or 2.7% + base rate). The interest and payout date is 1st March 2011. This is before the new tax year start date in April, so I know I won't get a full years interest anyway. I want to transfer this to an existing ISA elsewhere as soon as possible once I've received the…
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Thoughts on Cash ISA transfer to S&S ISA?
Hi all, Cash ISA is due to mature this month - ~£10,500. It is in a HSBC fixed rate ISA at 3.25%aer. I have other cash ISAs maturing at different times next year and already used up 50% S&S allowance for this financial year (other 50% went in cash ISA). I can't decide whether to transfer this money to a S&S ISA. In these…
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Cash ISA Transfer
I want to transfer my Cash ISA from Natwest (AER 1.75) to a building society ISA. The best options seem to be fixed rate ISAs. You can't withdraw money from these for the term of the fixed rate which is fine by me. I've found two decent ones from Nationwide & Skipton (sorry can't do links as a new user). Some questions I…
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Help with wanting new ISA!
Hi all, Last night I threw the towl in with Santander, after months of problems with them I told them I had had enough, and wanted to leave them. Briefly, I have been having problems with them for months. Back in September I was trying to move money out of my ISA to my linked current account (different provider thankfully)…
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Confused about charges
I have my shares and stocks & shares ISA accounts with Halifax and they charge me about £50 a quarter. I also have a stocks & shares ISA with Hargreaves & Lan who don't charge me anything (unless they take it off automatically). Can I move my stuff from Halifax to H&L and save myself the £50 every 3 months?
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postoffice savings and tax please help
right im new to savings ive started saving 650 a month started october 25 and only got 650 in it got a credit of 1.05 and a tax deduct of 11p im not bothred withit being 11p but ius this what hell be like all time taxing me on the intreset or the acutually savings? i thouhgt u dint get tax b4 6500 k please help :rotfl:
