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Super Complaint into Cash ISA transfers launched - let the OFT know you views
[title=http://images2.moneysavingexpert.com/images/dp/wtd_underline.gif] What's this all about?[/title] Following the complaint about the Cash ISA market by Consumer Focus, the Office of Fair Trading has until 29 June 2010 to decide whether to carry out a full investigation and report back on what it intends to do. The OFT…
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Cash ISA Transfers - Why Such a Bad Thing
Assuming that the point of a bank offering an ISA is to get access to your cash in order to invest it in such a was as to make a return for the bank greater than the interest rate it pays you, why do so many Cash ISAs forbid you transferring previous years ISAs in? I'd have thought getting hands on maximum cash was an…
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ISA Transfers from multiple ISAs?
Hi all, First time posting, I've had a search but I can't seem to find the answer to my query. Both my wife and I have ISAs - and we're planning on either putting in the max next year, or opening another two accounts with a different provider should their rate be more attractive than our current providers. My question is,…
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when should I transfer ISA, please?
Hi, Have read around, but my brain is starting to hurt! Would be very grateful for help, please. - I have Egg ISA (opened Aug 2008 with £3, 600; balance as at today £3, 719) with v low interest rate. I want to transfer to Nationwide 2.75 (1.75 when bonus comes off in June 2011). Should I do this now, or wait until after 6…
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Help finding current value of a S & S ISA
I took out a stocks and shares ISA just before the 9/11 attack on the twin towers, when the stockmarket fell quite a bit. This was through the then Woolwich and the money was invested in the L & G (Barclays) MM UK Alpha Fund Cl A (Acc). Other than my annual statement, I don't really know how this fund is performing. I have…
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S&S Investor? FTSE 100 Tracker? Stakeholder? Self-Select?
I've used up my cash ISA allowance & now looking to use up my remaining allowance with a Stocks & Shares ISA before the 5th. However, I'm a little confused by all the options available. Ideally, I'm looking for something that’s easy to set up online, low maintenance, low risk with a decent level of return. Although they…
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Looks like ISAs may be made fairer
Or so reports The Times. http://www.timesonline.co.uk/tol/money/savings/article7082138.ece We may get a better deal. Hope it won't take too long to sort.
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Are there any ISA Transfer Limits?
I have an e-ISA with first direct and currently there doesn't seem to be any ISA offers that are higher than what I get with them (3%) unless I get new current accounts etc. However, this 3% drops to 0.2% in November so what I want to know is: can I put in £5100 into my e-ISA on 06/04/2010 and then transfer the entire…
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Would i be better paying into a standard savings account instead of an ISA??
Currently have 12k in a Nationwide 6 month ISA bond which matures in July. I now have 2x Lloyds Vantage accounts, both with £5k in, which obviously totals £10k. The interest rate for this account is as follows: http://www.lloydstsb.com/current_accounts/classic_and_classic_plus_accounts.asp So i'm hitting 3.14% in my…
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ISA question
Was on the phone to Halifax earlier changing my ISA to the ISA Direct Reward and the person i spoke to on the phone said you can transfer the money money between as many ISA's and open as many as you like but you can only fund one. I didn't realise you could transfer and open them as often as you wanted. Is what they said…
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2010/11 ISAs - When will the 'Top picks' table go live on this site?
Apologies if I am being dense, but I can only spot the guide for 2009/10. I know I can't put any money into a 2010/11 ISA until 6 April, but do banks not start releasing their 2010/11 products until after the current tax year has ended? I want to get my 2010/11 ISA set up as soon as possible so I can transfer into it asap,…
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Fed up with isa merry go round
I've become so disilusioned with isa merry go round I've stuck £7,500 in premium bonds and will hope for the best am I crazy?
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Does Santander Flexible ISA come with cash card?
I know Santander current account customers can 'link' their ISAs to their main debit card, but is there the option to get a stand-alone ATM card with the Flexible ISA?
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ISA query
If i have an ISA at the moment (with a rubbish rate!) and want to transfer it to a better rate can I transfer this years amount currently in the account (£3600) into a new account after the new tax year as well as adding my new years worth of entitelement. So, i'll be transferring £3600 + paying in a new amount of £3600?…
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Cashing in ISA
I have two ISA's both with Barclays. Tax beater Cash ISA 2007 AER 6.50% Golden ISA 2009 AER 3.61% I assume this two rates have dropped dramatically. I see, in some instance, you cannot transfer one ISA into another.(newer one) Can I cash them in at the bank, and then take out another ISA.
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First Direct fixed ISA advice
Hi guys, Last year I opened fixed 4% ISA with First Direct (not regular saver) and only after I found out that I cannot withdraw money over the internet as I don't have their current account. You have to do it via telephone banking (which was set up but never used since). I didn't need the money anyway, but now it looks…
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Regular Saver ISA (tax year 2010-11)
hi guys, I cant seem to find much information on what regular saver ISAs are available for this year. can anyone point me in the right direction or have any suggestions. there seemed to be a few of them around last year, but not this year. cheers in advance !
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A&L question
Hi I've just rang up and found that I'm only earning 0.5% interest on my isa is it worth transferring this for tax year 2009/2010 or shall I wait until 6th april to transfer it along with £5,100 new money
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ISA help please
I've got £3,600 in my A&L isa if I add £5,100 in on april 6th will I get that at 3.5% or 3.2% or is that only for new accounts? am I better of transferring it?
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First Direct ISA - Help Needed!
I subscribed to the FD regular saver ISA in May 2009 and have been putting away £250 per month and now have £3300 in there. I want to open a new ISA with another Provider next year (2010/11) and have just rang FD to cancel my standing order but have been told that as I only started saving in May 09, I have to subscribe for…
