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cash isa confusion - pls help
I am a bit confused about cash isa's. I already have one but am allowed to open another cash isa account with another bank/building society?
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fixed rate ISAs
this may sound daft:o i would like to lock my money away into a Halifax 4 or 5 year isa. i think the min opening is £500 or so. what i am struggling to understand is can you put in the £3600 in the tax year, the same as mini ISA's? i'ts making it out reading the small print that you can only put a lump sum in, say £2000…
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Pricipality BS Fixed Rate ISA for the over 50's - paying 3.8%
Pricipality BS will launch the following products on 21 September: OVER 50s FIXED RATE ISA Issue 55 paying 3.80% will be launched w.e.f. 21.9.09. OVER 50s FIXED RATE ISA Issue 55 (2009/2010): a fixed term cash ISA maturing 30.6.12 with a minimum investment of £3.6K paying 3.80% yearly. Earlier access permitted on closure…
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ISA transfer in different surnames - problem?
I am in the middle of completing the paperwork for my ISA transfer and the person to speak to at the bank is out till monday so just looking for some advice! I got married three months ago so my current ISA is still in my maiden name. My new ISA has been set up to my married name. There is no where on the transfer forms to…
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Isa's all over the place
Hello all I would like to know if my way of thinking is correct. I have 4 cash isa’s that end at several points in the same year, if I leave them past their end date, they go into a variable isa ?.Can I wait until the last one ends and transfer the full total into a new fixed rate Isa.and also add in the Isa allowance for…
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50:50 Cash & Stocks, or...
For the last couple of years I've been 'investing' £100/mth in a FTSE All Share Tracker fund. For the past few years I've 'saved' my maximum cash ISA allowance - however in February I used this to buy a new car, yet have now replenished this back to £3,600 for the current tax year. I have recently increased my monthly…
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Principality ISA Monthley Saver Increased Allowance
Principality will accept payments up to £550 per month from October for those over 50.
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First Direct Regular cash ISA - pay in an extra £1500 in October
Just got a message from them today. With the change in amount you can pay in for the tax year 08-09, for us Golden Oldies (over 50), you can pay in a lump sum of the extra £1,500 as of 6th October I believe, so maximising 7% as soon as possible, then you continue paying your £300 p.m. (i.e. if you are paying in the full…
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withdrawing cash
I have put the max. in my ISA for this year. My OH has put in £500 this year We can in October put in another £1500 each. There are more funds than that in both from previous years. My question is if we want to withdraw £4,500 to pay the balance of a car purchase which account would be better to withdraw from or does it…
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Barclays Golden ISA - delcaration
I applied online for an ISA through online banking. The account is opened. It says they will send me a declaration for me to sign in 5-10 days time. What is this all about?
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depositing online into nsandi
Hey, I went on my nsandi account online and tried to deposite the full £3,600 into my direct isa using a debit card. I fill in the form and click proceed, and then submit on the confirmation page. I then get this message I hadn't entered any address details though :confused: . Does the card need to be registered to the…
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advice needed on going over ISA limit
Hi, I have just realised that I am in a bit of a pickle... I have a shares ISA that I started last year and I have invested the max £7200 this year with selftrade. However, I also have two tracker ISAs with Legal and General which I opened as long term investments for my childrens' university fees in 10 yrs time, into…
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Hight Interest Offshore Savings?
I'm moving to the Antarctic in a few weeks and will be working abroad 8 months out of 12 each year. Can anyone suggest a good savings account? Am I still eligible for an ISA?
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Where should I save?
I have £1,000 that I would like to save until easter/Summer 2010. Where would be the best place to put this money so I can earn some interest. Thanks!:confused:
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Transferring Woes
Hey guys, I'm after a little bit of advice. About 3 months ago now I requested 2 of my old Barclays ISAs get transferred over to my new First Direct ISA. One account was a full ISA, the other just had a small amount in. As I say this was 3 months ago now and I'm still waiting for the larger ISA to get transferred. I raised…
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Self-Select ISA query
Hi, I'm interested in setting up a self select ISA. However, I have specific needs that rule out the likes of "iii" who lock you in to their own share dealing desk when opening an ISA account with them. Instead, I'm looking for an ISA provider (if such a provider exists) that will administer the ISA but allow me to find a…
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Is it possible to close a Halifax ISA Saver Direct account?
My family are needing me to loan them some money which could be more than the amount im allowed to withdraw so i think the only way to lift that amount out would be to close the whole account down. The amount in the account isn't a whole lot more than what is needed and i will be getting the money back in a few weeks but…
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S & S ISA gains
I have 5 funds in a S&S ISA with Hargreaves Lansdown. At the end of March I transferred 2 cash ISAs for the previous and current tax years i.e. 2009-10 and 2008-9, total £7,200. Now worth just over £8,300.00 From next month I can put in more under the new ISA rules, so I've started a savings fund to add to what I have…
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Newcastle BS 5% ISA - increased ISA allowance
From Oct 6th this year over 50 year olds will be able to add £1500 to their ISA for this tax year. However, if you hold a Newcastle BS 5% ISA, as this is now closed, you cannot add to the money already in this account. Strictly speaking you cannot open another cash ISA in this tax year; However, Newcastle BS have thought…
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S&S Dividend Question
Hello, I'm feeling a bit stupid here regarding the way accumulation funds and Corp.A dividends work, whilst I watch Nottingham have quite a good fight back up at Durham (shouldn't have typed that as Hales wicket went as I typed it ! ). I started my S&S isa wwith H&L at the end of the 2008 tax year with 4 funds lump funded…
