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Is this experience common with Nationwide ?
I have a fixed-date Nationwide ISA which matured in July. I'm still exploring how to make best use of it, but in the meantime I went to my local branch last Wednesday (Sept 9) to top-up the ISA. This seemd to cause some confusion among the counter staff who eventually called the manager to hear how to do this. It seems I…
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Opening an ISA now or wait until the new tax year
I was wondering if it's a good idea to open an ISA now or wait until the new tax year starts in April 2010. Opinions appreciated.
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Where to save?
Hi I am going to put aside a certain amount of cash for a holiday & will require it probably in May when payment is due. Because it'll be less than a yr when I require the cash is there any where I could get some interest on it? Appreciate your help
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What type of ISA
I plan on transfering £2,000 from my A&L direct 4 ISA to a better provider. I would like to know the best type of ISA to put my money in. I would like to pay in approx £600 p.m, but that is not a guarentee as I am an agency worker. I want to save because I am going to the USA in Sept 2010 to study for 12 months and will be…
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Alliance Leicester Super Isa 5.5%
I found this today on a comparison website. It is apparently for existing customers only,which I am - my last year's Isa with them is now paying a derisory 0.10%. There is nothing on the website and when I rang A & L they said it is only available in branch and booked me an appointment. The only thing they could tell me…
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Banking by post.
Hi everyone, I have a cash ISA with natwest, and as I'm sure you know, their rates kinda suck. I'm looking to transfer my cash to either the Manchester Building society ISA (because of the nice high rate) , or the IF ISA because of the easy access & online banking. The question is - what is it like to bank by post? I am of…
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ISA transfer Problem?
Hi . On the 27th July £425.71 was transferred from Halifax ISA to my IF account. I originally only sent off my transfer forms because I had all my new ISA account details.Then you started asking for ID documents. After sending various ID documents I assumed the cash would be in my new account. After emailing I was told by…
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ISA Help
Hi, I opened a A&L Direct ISA (Issue 4) in 2008. I have £2,000 in it and I would like to transfer it in to a better ISA. If I transfer my ISA into a new ISA, can I open another ISA in 2009 or must I wait till 2010. What I want to know is, can I pay into more than one ISA at a time, or must I reach the max limit of one ISA…
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Stocks and shares ISA: can I open 2 accounts
Hi All. Can I open 2 different accounts within the limit of £7,200? Thanks
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ISA Interest question
I have just opened my very first cash ISA with First Direct. I paid in £3600.00. The interest rate is advertsied as 3% guranteed until November 2010 when it will fall to a paltry 0.20%. As November is halfway through a financial year, can you just move your money to a different ISA/bank paying more interest? Or are you…
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Stocks and shares ISA allowance
When the allowance goes up to £10,200 next tax year, can all of this be invested in a S and S ISA as is permitted now? My wife has used up her full allowance now with £3600 in cash and £3600 in Shares. She will be 50 soon so how much more can she add into a stock and share ISA? £3000 (full increase) or £1500 (50% of…
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Manchester Premier 45 ISA - Rate change imminent
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Basic ISA Question..
I take it I can have a different provider for a cash ISA and a self investment share ISA in a single year? - The limit would remain at 7200 I understand... Thanks Jane
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Over 50's ISA
My DH is 50 in February so soes that mean he can open an ISA of £5100 this year?
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Basic questions about ISA's..
I'm looking at sorting out first tax free ISA, now i feel like i can put a little money away every month. I've been looking at one http://www.leedsbuildingsociety.co.uk/savings/5year_fixed_isa.html and i'm basically trying to decipher it. 1)Do i have to pay in a set amount every month (do i have to pay in anything every…
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Nationwide Cash ISA Transfers
Does anyone know if Nationwide's customer service has improved with regards to accepting transfer in from other providers?
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Natwest ISA interest rates 2008
I am trying to check the Natwest Cash ISA interest rates and the dates of any changes from November 2008 to March 2009. I can only find the rates from April onwards on the Natwest web site, and I am not confident of the accuracy of any answers I might get by phoning my branch. Does anyone have any references, please, or…
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Transfering 2 different cash isas into a new one.
I have 2 cash Isa's one with Barclays from 2 years ago and one with A & L from a year ago. I havent opened one for this year yet. I just havent been bothered as I see it as a bit of a hassle as I tried to move my Barclays into my AL one but it didnt go through. I didnt find this out until April when they sent statments for…
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Transferring cash isa question
Sorry if this is an obvious question - I'm at work and don't have the T&Cs for my ISA.. I've just applied to transfer my isa to the best buy on Martin's guide. My current cash isa pays interest yearly, so the transfer will go through without including this year's interest I think. Do I get this in March as planned? Or is…
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Shares ISA questions.
1. Can I move any of my existing shares into an ISA? 2. When buying shares can I just instruct broker to "place these in an ISA wrapper". 3. Is the limit higher if I buy shares in a single company?