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Cost to transfer ISA
I was looking through the different ISAs avaliable the other day and looked at the Rugby and Hinckley Building Society, since I live locally and could open an account with them. Anyway, the interest rate wasn't the best so I ignored it, but not before noticing that you can WITHDRAW money from the account FREE OF CHARGE,…
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Are cheque transfer ISAs a con?
Why do financial institutions do ISA transfers by cheque? :confused: I've heard reasons such as the systems can't cope or to ensure money laundering rules are met - but loads of other money transfers are made between accounts, so what makes ISAs different? This seems to lead to 2 main problems: 1. Loss of interest by the…
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Please explain ISA to me
I want to save money with RBS they have suggested I open up an ISA and put in £25 per month .their interest rate is 4% is this good ? I have no idea how an ISA works ?:o
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Leaving A&L Isa for NS&I Isa, how to do it?
I have £16k in A&L Issue 1 ISA. This includes this years £3k, I didnt get Issue 2. Can someone tell me how to work out if it is worth moving this amount for a better deal? I see NS&I offer 5.05% but won't they just drop the rate as soon as I move. They don't say anything about transfering ISA's on their web site. I have…
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Is this a good one?
Hi - well we have just re-mortgaged to an interest only mortgage and now need to open up either an ISA or a savings account for a regular monthly payment of initially £100 a month increasing to around £250 - £300. We would then withdraw this money yearly and pay off onto our mortgage. Looking around this one seems to be…
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Problems transfering ISA
I had an cash ISA with Abbey and decided to transfer it to Alliance Leicester and set up an account online. All the paperwork came through and I filled in the transfer document and sent it off to Abbey. In the meantime my april direct debit went into my Abbey account, once my new A&L account was set up I cancelled the…
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Question about my ISA
I have an HSBC ISA which I got... oooh April 2001 when it was the best rate on the market. I have saved in there but until recently I have used up the savings during uni, and moving to a new country and starting a job. However I still have a few quid, but I haven't paid in for a couple of years. I tried once via online…
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ISA regular investor
Hi I want to invest £100 a month in a mini s&s ISA. I already have a mini cash ISA and have put in my 3k limit this year and i invest £50 per month in a Halifax regular investor mini s&s iSA. The Halifax ISA has done OK but it is a "steady-but-not-spectacular" savings plan and I want to invest in something that performs a…
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cofunds switch good fast provider
i'm using bestinvest but the are so slow lazy it can take upto 7 + days before they update my account so i can't move any funds i think they are a joke anyone know of a good fast provider thanks
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I want to buy an Index Tracker ISA
Being new to this malarkey I've been reading all weekend about what a good idea index trackers are. I'm looking for a low-cost tracker stocks & shares ISA I want a 15 year investment before I'd look at taking anything out of it, but cannot afford the minimum £1000 start off fees of some accounts. Just want a beginners step…
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ISA status after its tax year is over?
Hi, I hope this isn't too stupid a question, but this is something that's been confusing me! Suppose I open a cash ISA in tax year 05-06 (say) and deposit my £3000 at say X% interest. After April 06, if I keep that ISA open, will it continue to earn interest at X% as the years go by (unless the provider changes its rate),…
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Halifax ISA Saver Direct
Hello all, this is a note of caution for anyone planning to open a Halifax ISA Saver Direct. This ISA transfer service has so far taken six weeks and counting. That's fair enough but what annoys me is that when I do finally get my money into the account the only way to access it is to transfer electronically to another…
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Has the A & L Direct ISA 2 Bonus Gone?
I moved a load of mini cash ISA dosh to the A&L Direct ISA 2 some time ago, on Martin's recommendation, and also got a new one for this tax year. Earlier in the year the web adverts talked about 4.5% plus 0.7% bonus (making 5.2%). I notice from tthe web site that there is no mention of the bonus now. Has it been withdrawn?…
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Mini Cash ISA Interest Rates - Whistle Blower Thread
I have noticed in the past that when mini cash ISA interest rates have changed (usually downwards), providers do not usually send notification of the rate change until several weeks after the new lower rate has become effective. I understand that a number of Halifax ISA holders were caught out by this a few months ago, and…
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Abbey ISA transfer error
I've had an Abbey Postal Isa for the last 2 years and decided to open an Alliance + Leceister ISA this year to take advantage of the bonus interest rate until 2007. My plan was to transfer the majority of my Abbey Postal ISA to the A+L just for this period and then tranfer the money back to the Abbey afterwards. I've…
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Paying more than 3kpa into a mini cash ISA
I know you aren't supposed to... but has anyone ever actually tried? I was transferring money today from one A&L account to another and VERY NEARLY put more money into my ISA (selected the wrong one on the 'TO PAY' list by mistake). I have already put in 3k, so it was lucky I noticed it on the confirmation screen and…
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ISAs and selling shares
If I have a mxi ISA and put my money into a FTSE Tracker & decided that because of the stock market crash to pull out - would the money from the shares be held in the ISA until I wanted to reivest or would I have to pull the funds out of the ISA's protection? Any response greatly received. :cool: :cool:
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A&L ISA Transfer complete... but not without questions
Hurrah, at last... my Abbey ISA funds have reached my A&L account. Abbey received my ISA request on 03-May-06, and it has at long last reached my A&L account (onine banking) on 17-May-06. Fortunately, A&L have back dated it, so it shows on my statement as being deposited on 08-May-06, meaning I have lost 5 days interest…
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NSandI Direct ISA
Hi. I applied for a National Savings and Investments Direct ISA on the 4th of May but I still haven't heard anything from them. They didn't even take the £1000 deposit. Does anyone know if this is normal? Thanks.
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Help with transferring ISA please
:confused: Hi I wonder if anyone could help please?I have an Isa with Abbey National in which there is a little more than £3000.I have stopped my direct debit going out to add to it as it was a postal isa with a very good rate and it has gone down.I wanted to transfer to Bradford and Bingleys and was wondering if I have to…