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ISA regular investor
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ijth
Posts: 25 Forumite
Hi
I want to invest £100 a month in a mini s&s ISA. I already have a mini cash ISA and have put in my 3k limit this year and i invest £50 per month in a Halifax regular investor mini s&s iSA. The Halifax ISA has done OK but it is a "steady-but-not-spectacular" savings plan and I want to invest in something that performs a little better. I want a fund that will give a good return over the next 12 years (likely to have twins going to uni in 2018ish) so am prepared to leave it untouched as it builds. Obviously I want to minimise charges too......
not much to ask, but any recommendations?
I want to invest £100 a month in a mini s&s ISA. I already have a mini cash ISA and have put in my 3k limit this year and i invest £50 per month in a Halifax regular investor mini s&s iSA. The Halifax ISA has done OK but it is a "steady-but-not-spectacular" savings plan and I want to invest in something that performs a little better. I want a fund that will give a good return over the next 12 years (likely to have twins going to uni in 2018ish) so am prepared to leave it untouched as it builds. Obviously I want to minimise charges too......
not much to ask, but any recommendations?
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Comments
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Can't recommend specific funds. Not allowed - Forum rules, FSA rules.I'm an Investment Manager. Any comments I make on this board should be not be construed as advice, and are for general information purposes only.0
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thanks. I understand that people cannot make specific recommendations. I guess I should have re-phrased my question along the lines of:
"As a regular investor, where can I go to see a direct comparison of s&s ISAs?"
there's so much info out there but is there an easy like-for-like comparison site?0 -
There is no such thing as a like for like comparison as there are no funds which are like for like. How do you compare a low risk commercial property fund against a high risk China fund?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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ijth wrote:...I invest £50 per month in a Halifax regular investor mini s&s iSA. The Halifax ISA has done OK but it is a "steady-but-not-spectacular" savings plan and I want to invest in something that performs a little better.
OK, let's start from here. The ISA is just the tax wrapper.
What fund(s) is your money actually invested in?Trying to keep it simple...0 -
Sorry to interupt, I don't think you get a choice with the isa investor (Halifax) do you???? i think they allow you choose your level of risk and level of split
I am not clue'd up as you probably can tell
But for example:
UK Growth Fund
UK Equity Income Fund
UK FTSE 100 Index Tracking Fund
Corporate Bond
UK FTSE All Share Index Tracking Fund
Not too sure of the %'s but the bottom 2 have the most amount of shares
am i doing something wrong if you can choose?0
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