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Domestic and General - Advice
Hello to all,
The headband of my Dre Beats Studio 3 broke and I phoned my insurance company to have it repaired. When I received my supposed headphones I found out that they have exchanged it, which I would have no problems with. However, they have exchanged it with the previous model of Beats Studio. When I phoned Ologic…
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United Friendly life insurance with profits policy
My father took out a United Friendly life insurance with profits policy (United Friendly inIndustrial Branch Fund (UFIB) Fund) the 1970's. It was transferred to Royal London in 2001. They wrote to my father recently stating that the pot is getting smaller and that they have been increasing his policy value by adding an…
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Home insurance price hike from 450 to 690
Insured with marks and Spencer for buildings and home insurance and the renewal has come though with a 50% increase. Normally I would consider this the loyalty tax and shop elsewhere but we are in the midst of a open claim following a internal burst pipe last summer that is still undergoing internal building work repairs…
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Bathroom Leak damage
Can anyone advise. Yesterday woke up to bathroom, landing and husbands bedroom (he is severely disabled Struggles to walk, has advanced Alzheimer’s and we are self isolating due to his vulnerability) and kitchen below flooded! The plastic connection on the hot water tap had come undone and was gushing water everywhere,…
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Subsidence claim - worried about innocent non-disclosure
Hi, Any advice would be welcomed. Please don't share horror stories or terrible predictions though! I'm wondering how to approach dealing with a loss adjuster, in the following situation. (Sorry, it's long.) When I bought my house 4.5 years ago I had a Homebuyer's Report. It included a paragraph saying there was evidence…
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Car insurance sent me check 2 weeks later desputing it
Hi i just needed a bit of advice really i was involved in a car accident 2 months ago and had a witness. last week i recived a cheque for the sum agreed at the value of my car from the other drivers insurance company, i have not been able to leave my house to check it with everything going on. I recived a call from a…
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Help - insurance claim against property factor
Hi, I need advice here on a scenario that has happened. I am a resident in Scotland and stay in a block of flats and we all pay monthly money to a factor / property management company. For months I have been emailing the factor requesting that a retaining wall in the car park beside my private car parking space needs…
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Landlord insurance auto renewal
Whilst idly wondering why my credit score was going to pot, I sourced records to see Closer Brothers are listing me in default against an amount borrowed to pay for landlord insurance. I had renewed my landlord insurance with a different company a couple of months ago. It seems my old provider auto renewed without my…
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Car insurance
Hi guys, l am new to the forum and looking for some advise. I work for NHS and for the past 3 years l have been driving a car which l got through my work scheme (salary sacrifice car) and l was paying monthly premiums that included the insurance. I returned the car at the end of my contract and l bought another car to use…
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Change car insurance
Hi . My wife's with swinton and she's selling her car . She's looking for a new one .staying with swinton insurance to avoid cancellation fees .Does she hold off selling till she's got one or is there a way to suspend it for a few week . Would it be illegal for her to be still insured for her old car if someone else has…
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Recovering losses from 3rd party
HiI was in an accident in February. My vehicle was written off and I had some physio. The other party's insurer has apparently been unresponsive / not admitted liability. Not sure if they've made any response whatsoever. In March, my claims team said they've given them a specific, 12 week time frame. I've emailed my…
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Claims Underwriting Exchange Database.
I am stunned to discover that my son’s car insurance premium has been increased by over £100 because he has named me as a driver on it. I was hit in the rear whilst riding my motorbike last year. No damage to my bike. The other person and I agreed not to go through insurance as repairs were minimal. However, being aware it…
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A cunning dodge?
I've just obtained a car insurance quote online from Halifax and checked the details and price were correct. As I skimmed over the introductory (usually unimportant) small print, "£40" had hit my eye, so I went back to check. It turns out that, despite the Halifax "letter-head", I was corresponding with an intermediary…
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Independent health insurance reviews
Hi everyone, I'm looking for reviews of the best health insurance providers in the UK. Does anyone where I could find some? Thanks
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Denied insurance / insurance cancelled
Hi all - looking for a bit of advice. I just moved house. Moved from Northern Ireland to Edinburgh, to a nicer area and on a better salary. I contacted my car insurance company and ended up with a £200 refund on my annual premium because of the new address.... When I phoned the insurance company to change address for my…
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Car insurance voided due to me not knowing it was imported. Help!
Hi all, I bought my car 10 years ago from a large dealership. No problems until this week when my insurance company needed some extra documentation due to some changes on my policy. They've come back and said that apparently the car is an import and because I didn't state this they are voiding my insurance. I went back to…
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Has anyone got a part-refund from Churchill car insurers?
Hi all. A few days ago I received an email to say some customers may be eligible for a part refund due to the coronavirus situation. I filled in the necessary form on the website but not heard anything since. Does anyone know how long they (or for that matter any other insurer who's offering refunds), take to look into…
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Working from Home Insurance
With many people being made by their employer to work from home using their office equipment such as Laptop, Monitors, Docking Station and connecting power cables etc, are they covered by their own house insurance or is it an employers responsibility? What if it’s stolen, damaged or worse catches fire and the property…
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LV car insurance will not settle total figure to lease car company
My husband Anthony who is tube fed, with complex medical conditions due to battling throat cancer, is still managing to work he is amazing. He has a VW tiguan company car in his name that he leases from VW car leasing ,the contract finishes in September and we have never missed any payments. We need this car also for…
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Car insurance limited mileage
Hi my son is 17, has his car and we purchased the insurance in March. He has 5000 miles he can use for the year but once the corona virus hit I became shielded. I’ve not been able to go out and do my own shopping etc. So my son has used his car more than usual to do my jobs. Anyone any experience or advice , if we approach…