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Home Insurance for house by a riverbank
We are in the process of buying a home about 10 metres from a riverbank. The house is only 8 years old but before we can look to exchange my solicitor has asked to check that the insurers cover for flooding . So I have contacted a few which have said they do cover for flooding but in the policy document wording on most of…
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LIFE INSURANCE QUESTION
Hi all, I am a young lad trying to get life insurance for myself and I had a few question: 1) Last year (2019) I had some chest pain and went to my GP who referred to me A&E. In the hospital they did lots of checks (blood tests, ecg, etc.) and I was diagnosed as having muscular chest pain. Does this need to be declared as…
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trying to find wedding insurance
hi guys, any help would be appreciated. We were due to get married September 2nd 2020 but we then found out we're pregnant abd of course he's due September 11th! Fortunately our venue has offered to postpone the wedding until 2nd September 2021 free of charge on the agreement we pay as if we were to get married this year-…
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No claim - claim
So in 2016 someone hit my parked car in my works carpark . They admitted liability and their car insurance company handled everything. I never claimed anything through my insurance company. Yet whenever I take out an insurance policy I get shafted with additional charges as its down as an 'incident'. CanaCan in insurance…
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If I got health insurance then got a job in future that has it as a benefit
I'm currently thinking about buying private health insurance (I respect and love the NHS but it's seriously underfunded) and am just curious as to what would happen if I got it and then ended up getting a job that has health insurance as a benefit? Would I then choose who I wanted to go with? Any help is appreciated.
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Insurance - DO I need to declare accident/incident by a named driver on my 2nd car at Insure renewal
Hi, I have two cars, One a private hire, where I have a named driver. Named driver involved in a hit and run accident. We informed our insurer but did not make a claim. Policy was renewed and insurance company did not increase any price. On my other private car, at the time of quote Admiral told me that I have to declare…
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Mobile phone insurance not paying out
I've had a policy with Pier insurance for my phone since April 2018. In March 2019 I got a new phone and called them to update. Looking back, I can see no evidence that they sent me any confirmation of this, but frankly they've been pretty poor at communication since the start of the policy so I suspect at the time I…
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Missed cooling off period by 4 days - can I still stop my insurance policy?
I missed the cooling off period by 4 days, on an annual pay-monthly travel insurance policy, which started 01/05/20, via my workplace benefits company. I had to select benefits in early April, for the policy start date of 01/05/20 (when my previous annual policy expired), and at that time, I was optimistic that I might be…
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Hedgehog Car Insurance
I have had my car insurance with Hedgehog this past year, was hit by a driver from behind who admitted fault. Her insurance company contacted me and arrange the repairs - I informed Hedgehog of the crash on the day but did not claim through them. I am now getting my insurance with Hastings who have asked for my NCD…
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Car Insurance - How long after policy lapse until Saga recognise you as a new customer?
Having made my car SORN, I looked into cancelling my Saga car insurance, and decided the £10 per month saving alone is not worth the hassle, especially as the refund would be going back onto my now defunct Tandem credit card. However, attempting to get a quote on their website using my details results in a refusal, as an…
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Life Insurance Claim
Following the recent passing of my mother, I am dealing with her estate. As part of that I am trying to claim on a life insurance policy with Zurich, which is held in a discretionary trust. They are refusing to pay the funds to my personal account, despite me being the sole (surviving) trustee and also the sole beneficiary…
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Income protection query
Hi all, I’m currently claiming on income protection due to being made redundant and am about to receive my 3rd payment. I have become quite ill recently to the point where I imagine I’m not going to be able to work in any capacity. I’m wondering, as I’m not going to be looking for work, will I now lose my income…
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Self-Storage Container Insurance - Are there insurers which cover Mould/Mildew Risks?
Hello! We took out a container rental to store various household items like a mix of old and new furniture, rugs, carpets, clothing, electricals and more sentimental family items like photos, etc in as we are planning to do some home refurbishment and building work, but since lockdown started that has been put on hold. I…
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GP refusal to support claim
I am currently trying to submit a claim to my travel insurers as I had to cancel the holiday last minute due to a terminal diagnosis of a family member whom has now passed away. The GP has refused to complete the medical declaration form as they are not inclined to provide non NHS service (even though it is a listed…
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House claim GONE WRONG! help
Hi, house insurance is with admiral, in sep 2019 we found water under our floorboards ( 1meter drop under floorboard to ground). Admiral contractors came out and looked at our drains put camera down found cracks - they then got a company to fix the drains - in the meantime they got another company in to remove the water in…
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Destroyed support on lean-to conservatory, can I claim?
Hi all, I'm completely new to this so my apologies if this topic has already been covered but I'm in a bit of a panic regarding my situation. I have been gardening a lot since lockdown and upon completion of the landscaping I decided to have a go at taking apart part of the patio, near my lean-to, with a sledgehammer...…
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House move insurance
hiya, does anyone know where I can get house MOVE insurance. I want to move from Central London to Zurich in Switzerland and want to insure the goods.
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Accident wrongly registered under my name
Hi all, Thank you for sharing your thoughts. my ex had an accident with my car. I am the policy holder, however she is registered as second driver. when she had the accident, I received a call from the insurance company, which state that the accident is my wife's fault I have explained that the accident happen differently.…
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Working from home and home insurance
It is beginning to look like working from home is going to be a permanent arrangement. What is the position regarding home insurance? Does it have to be upgraded?
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Coronavirus and Rebooking
Hello First time posting here so hope this is in the right place, and apologies if not. We have a holiday to Florida booked with TUI on 30th June. As this will inevitably not be possible, we are considering moving it to June 2021. However, the annual insurance we have purchased expires in February 2021. If the rearranged…
