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Car insurance headache
My insurer is driving me crazy and not helping me at all...I was in a retail park car park in Spring driving past a junction when someone pulled out too wide and hit the rear wheel and bumper of my car. I took photos and we swapped details. After me chasing the insurer on many occasions I've been told that the 3rd party…
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Car insurance documents
I took out a new car insurance policy a few weeks ago and they have requested a copy of the log book. I purchased the car in 2008 and have been the only driver throughout that time. For a period around 2015, the log book was transferred into my girlfriend's name and then back to mine a few months later. When asked on the…
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Travel insurance
Hi, I have purchased two separate flights. One to Gran Canaria via Ryanair and one back to the UK via Ryanair. I have also booked a hotel direct via the hotels website and paid in full. My question is: Is there a travel insurance policy that will cover me for the loss of the hotel cost if my outbound flight is cancelled by…
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Life Insurance tax?
A pensioner receives approx £28,000 per year in pension payments. Her husband died earlier this year, and probate has just been completed. Apparently they had a joint Life Insurance policy, and the company says she can have a £24,000 payment if she wants it. The money would be useful now, but she's concerned if this payout…
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Insurance “cancellation” now ruining my life!
Last year I decided to pay my car insurance monthly instead of in a lump sum for the first time in my life. I did my quotes, chose a company, set up my insurance, set up my online account, logged in to send over my proof of no claims... to find my insurance had been cancelled! I called the company and it turned out I had…
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Home insurance renewal...
Got my quote thru the post other day for Home and Contents for coming year, due in 2 weeks time. Sainsburys 195 quid,up £40 on last year. Hmmmmm I thought,had alook online, via gocompare ,dozens under £195.. Couldnt see Sainsburys at first.I seemed to recall that Sainsburys were pulling out off Insurance etc (I know they…
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Drainage
Hi After calling out a drainage company to an overflowing drain at my property, they tell me the (my) underground pipes have been wrongly fitted. Is there a chance my home insurance will cover for this? I've had a bit of a search, including on my policy, and it doesn't seem too clear. Thought I would see if anyone on here…
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Claim after switching insurer
Hi, So in early March this year, I had an accident with a gas pipe and had to get it fixed. Towards the end of March my insurance policy ended and I switched insurer. 9 months later !!! I get a bill for £640 that is due by the 18th of December (delivered on the 30th of November). The letter says to contact my insurer. I'm…
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Finding out which insurers give "new for old" contents cover
Hi, I'm considering getting my very first contents insurance (no need for home insurance or boiler cover or anything like that), and I cannot be in a position where my high-end television is awarded a pittance if something happens to it, so I need to get a contents insurer that will provide a "new for old" insurance…
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Personal belongings insurance for expat
Hi, I am an expat living outside the EU and was wondering if there is any insurance available to take out in the UK which would cover my personal items such as gadgets , watches, expensive clothing etc. So far, I have found that most insurance providers offer such an option bundled with home contents insurance and require…
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Gap Insurance
Hi Guys, Has anybody used gapinsurance.co.uk I am getting a price of Combined: Finance & Return to Invoice GAP The type of cover your motor dealer probably offered you £230.05 (Total premium including IPT of £24.66) Policy Term: 2 Years Claim Limit: £45,000.00 ALA are quoting me £46.76 per month over 10 months* or £414.00…