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Revealed: The NEW best time to buy car insurance to get the cheapest deals - MSE News
Getting car insurance quotes 20 to 26 days before the policy is due to start is likely to get the cheapest price from a comparison site, saving up to 40%, an MSE investigation reveals...Read the full story: 'Revealed: The NEW best time to buy car insurance to get the cheapest deals' Click reply below to discuss. If you…
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A new building in our garden... insurance cover?
We are building a new building in our garden and are struggling to get anywhere with our current insurer whether it will be covered under our policy, or how to get it included. It is costing tens of thousands of pounds so the building itself needs to be covered but it's a slightly unusual case and trying to get past…
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Spanish annual multi-trip travel insurance — like the good ones on MSE for a UK expat in Spain?
I've lived in the UK most of my life and have recently moved to Spain. Does anyone know how I can find MSE-quality travel insurance as an expat in Spain? My constraint: - I can't use the Spanish policies aimed at locals because I'm only half-way a full resident here (taking forever to sort an ID document called the NIE and…
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When is claim not a claim
Hi, Maybe someone can help here. I have just tried to renew (with a different company) home and contents insurance, which they were willing to do but at an increased price. This was because of 2 "claims" I had made in 2016 and 2018. After racking my brains I remembered 2 phone calls as to whether I could claim and/or was…
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Health insurance claim
Apologies if this is in wrong section I am trying to do a claim for my health. I have made claim via general and medical insurers. They have told me to submit my consent for GP to release my medical notes which i have done In the form it says for GP to send the notes to my insurance company. But GP says they need a written…
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Life Cover against Mortgage.
I have a life cover for the spouse and myself (joint) for the mortgage of our house. Took it out via the agent who did the mortgage for us, it costs £36 pm with Aviva (before friends) it covers the outsatnding balance on mortgage on death / terminal illness. I have had this for last 7 years. I am looking at current quotes…
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Home insurance
I am currently looking into a buildings and contents insurance in preparation to exchanging on a house. I have followed the steps set out in MSE article to look at comparison sites and companies that only do it direct. However then I started looking at the actual policies and there is so much to review... is there a site…
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Telematics question
My grandson passed his test 6 months ago and I have covered him on my policy for use of my car. he is shortly 18. My car is an elderly Fabia 16v 1.4 hatch with a long MOT, fully serviced, and with fairly recent cambelt and pump change. I am thinking it's time to give up because of my age and a few incidents, but it would a…
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Irish Life ? Bad Experience early 1980s
Hello Just wondered if anyone used a company called Irish Life in the early 1980s ?
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Rental Insurance Query
A relative has gifted their property to me. They have set up an agreement which we both signed that they will live in it for their lifetime and then it will transfer over to me. Currently, I provide the building insurance for this property and undertake some maintenance work so my question is how do I define the tenancy…
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travel post minor optional operation
Is there a general rule that travel insurers won't cover you for travel for a specific period after an operation, even a very minor one? I am deciding whether to have a harmless cyst removed for appearance only. I have a current annual policy and no trips booked but need to renew the insurance in February. Do most insurers…
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Insurer cancelling New Young Driver Insurance
Hi there, I’m asking for some advice regarding a car insurance policy that my son has, in which the Company has informed him that they will cancel his cover in 7 days because the Black Box fitted on the car is showing him up to be a bad driver. He has only recently passed his test so is a new driver and is under 20 years…
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Inform insurance company about external wall crack?
Looking for some impartial advice...during / after the last summer some cosmetic cracks appeared inside our house, which is not unusual as we have had them on and off since moving here in the 80s, but now also a couple of cracks in the mortar between bricks on outside walls on the garage. In September one of the the cracks…
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Life insurance and critical illness cover - how much is enough?!!
Me and my partner are in the process of getting critical illness and life insurance quotes. We are on our 30s and have two children I am self employed and earn between 90-120k per year and they earn £50k We currently have 500k life insurance cover each which would cover our mortgage and leave £300k for other expenses. We…
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Absurd quotes for occupation change
Hey all, I am looking for quotes for my car insurance, I am currently paying £860 a year for a Ford Fiesta ST-2 at 19 years of age, no claims and £250 excess with one additional driver (mother) - No claims or convictions on both of us. I just landed a new job, as an IT Apprenticeship and just looking at quotes out of…
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Elephant.co.uk took payment without notification, legal?
Had my car insured with Elephant for the past year, it's up for renewal and I just checked my account, they took the renewal fee without any sort of email or phone notification. They have also increased the amount by over £300. Additionally I am also unable to check my documents on their website because my details are not…
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Insurer charging over £700 for cancellation
I purchased car insurance from a company and got an email saying that the my insurance will not be active until a member of that insurance team contacts me. A week went by, where no one did, I failed to get in touch with them on numerous occasions over phone and email. The money from my account was already taken, so i…
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car key cover
Searching a few days ahead of 30 advanced quote limit 2020 early jan car insurance quotes. Which seem fine tempting me to move provider. I have noticed that both existing and new insurance companies don't offer key cover. Not that I have ever needed to use such additional cover. do mser's have any inexpensive car key cover…
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Insurance for stored car?
Does anybody know of any providers who will insure a car against theft/damage only if it is being stored in a locked garage and won’t be driven? Not having much luck on google. It would only need to be for just over a month or so too which seems to make it harder! Thanks.
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Is my cover enough?
Hello, I’d like some advice on life assurance please. I’m 40. I earn about £40k and my wife earns about £25k. I have in service cover of £120k, joint decreasing mortgage cover of around £400k (whoever does dies first for life of mortgage) and we both have joint cover of another £400k (whoever dies first). We have 2…
