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Apple Watch insurance
Hi, I’m looking to purchase an Apple Watch from John Lewis and was interested in purchasing insurance for it. Should I tak out the John Lewis added care or purchase insurance from elsewhere ? Thanks
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Home insurance advice needed please
Hello all, Advice needed please. On 30th January, a car crashed into our family home, finishing with the bonnet in our front room. My 8 year old son was in the front room at the time (7am) and it was only due to the large and extremely heavy cast iron radiator (which was snapped in the crash) that was in the bay window…
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50/50 Car accident insurance offer
Hi, I had a car accident with a lorry on the M6 last year. I was driving in my lane when the lorry came into my lane and hit the front of my car. I believe the lorry driver was not looking or there was a blind spot and thats why he hit my car. Definitely not my fault at all but the other side does not admit blame. There is…
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Insuring a Kid For Car with Separate Company To Our Policy?
Anyone know of an alternative to 'Marmalade' who will allow you to insure a new young driver with them yet retain our main policy with Aviva where my wife is insured with and actually owns the car? Thanks
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Self employed insurance??
Hi everyone, I never got much help from a previous thread, so hopefully I can try again and get some advice from you all. I’m a Self employed Personal trainer, Pilates and yoga teacher, single employee. I want to offer other services like dog sitting, pet sitting and walking, house sitting etc. I can find a sports insurer…
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Where can I find the reliable list of best 10 car insurance companies?
My car insurance is due for renewal in 2-3 days and I have got quotes from Confused.com and also from my bankers. I am not able to decide which one to pick from these. Can someone suggest a reliable best 10 can insurance companies ? Currently I am inclined to pick one of these but this list is not based on extensive…
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Cost of Car Insurance
I'm a 59 year old female - driving licence for 37 years. I do have 3 points (Caught 33 in a 30 zone), and I called my insurer last year as my car was vandalised (but I paid for the repair) . I drive a 6 yr old Suzuki Alto 966cc car - so hardly a sought after car for burglary - and live in a rural part of Halifax. My new…
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Building Insurance - Cash Settlement question.
Hi, Hope I've asked in correct place. Had recent damage to a bedroom ceiling via a cracked tile in roof (now fixed). Thought it was all sorted with the insurers and advised on a cash settlement of around £900 (£300 excess I believe would be deducted). That or I can go ahead with a company coming out to survey and provide…
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telematics
young friend cancelled his insurance himself. had telematics fitted which insurer say they will deactivate remotely. When he gets new insurance will the new insurer fit a new black box and will they be able to access the data that was on his previous one, as I understand that data can only be accessed by myself and the…
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Critical illness cover, am I able to claim?
In my twenties I took out a pension and life insurance with Abbey Life. In my thirties I was diagnosed with kidney disease and went on to have many years of dialysis and finally a kidney transplant. I am now in my fifties and Abbey Life has ceased to trade and has been brought out by Phoenix Life. I have transferred my…
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Mortage
Hi Please can anyone help I have had different mortgages with the Halifax on different properties do I have to make a claim for each mortgage I'm very confused an urgent reply would be a great help also can I also claim on the insurance I took out for the mortgage with a different company but was recommended by the Morgan…
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Financial Ombudsman wont investigate complaint
Hi - In Nov 2018 I had a car accident. The other driver took full responsibility. Within 2 hrs of the accident his insurance company, Direct Line, contacted me to offer to handle the claim with me direct. I checked it over with my own insurance company and they said it was common practice as it allowed Direct Line to…
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Best free gifts or incentives for new Life insurance
Hi all At 48 years old that time has come where I have recently reviewed my life insurance and discovered that I really do need to increase it. So, a couple of months back I went onto a compare site for life insurance and they asked a lot of specific questions. In order to give accurate answers to the questions I asked for…
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Financial advisor or not?
Hello, I was hoping for a little advice, basically about 8 years ago we swopped our insurances with the advice of a financial advisor, since then (silly me) I have just kept the with the same companies etc. Last year I decided to some quick price checks and found a much cheaper home insurance with same cover saving about…
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Pet insurance cancellation advice
Hi, I recently cancelled my NFU pet insurance - I contacted them by phone on the 22nd March to cancel and i also cancelled the direct debit. I then received a letter stating the policy was cancelled from the 22nd and that payments stopped automatically. I then received a letter saying I was due a refund and this money was…
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Car insurance - need help in filling the details of comparison site
I need to renew my car insurance and trying to shop around. I had an incident where another driver drove into my front door when I was trying to get out of my car in a super market parking lot. We both agreed not to go for claim though I informed the insurer about the incident. I got letter from insurer after six months…
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Travel Insurance after malignant melanoma
Hi, Can anyone recommend a travel insurance company for cover after undergoing an operation for malignant melanoma? Mr Grumpyoldmoo had an operation in January to remove offending growths. Lymph node results came back all clear. TIA
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Clothes & Cases & Shoes - How best to insure?
Evening all, had great advice from MSE folk on a wall knocked down recent times, that resulted in a successful claim. I'm realising now how poor I've been understanding what cover we have and my usage of it over the years. In particular I'm now wandering about clothes, shoes and cases. We travel a good bit and have over…
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Please help, not sure if me and my wife can get life insurance?
Hi, I am looking to get life insurance for me and my wife now that we have a little one. We don’t have a mortgage as yet so I want to look at getting some cover should anything happen to us. The issue is despite being in our early thirties, our health is not great and we have spent the last year back and forward to the…
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Mortgage Home Insurance
Hi There. I took out a mortgage with the Halifax many years ago and they would only give me the mortgage if I took out their house insurance at the time. I paid the mortgage for many years (it has now been paid off) but the insurance was always with them during that period as they told me i had to use their insurance. Is…