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Pet insurance cancellation advice

Hi, I recently cancelled my NFU pet insurance - I contacted them by phone on the 22nd March to cancel and i also cancelled the direct debit.

I then received a letter stating the policy was cancelled from the 22nd and that payments stopped automatically.

I then received a letter saying I was due a refund and this money was transferred into my bank.

Today I have received a letter saying the refund was a mistake, and the refund was given on the 25th on their belief that the next direct debit payment, due to be paid on the 25th, had been met.

The letter states I now have 15 days to make the payment.

This all seems a bit messy. I'm assuming I have to make the payment?

I still have an ongoing claim with them which they have not paid yet and this is 6 weeks after submitting the claim, which is typical of how they have been operating and one of the main reasons I cancelled my policy.

Any thoughts/advice appreciated.

Comments

  • stator
    stator Posts: 7,441 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes, you will have to repay them the overpayment.



    When was your policy renewal date?
    Changing the world, one sarcastic comment at a time.
  • Yoga_Girl
    Yoga_Girl Posts: 888 Forumite
    Part of the Furniture Combo Breaker
    Thank you, I suspected I would have to pay.

    The renewal was on the 25th Feb, so I was just into a month of the policy when I cancelled.
  • stator
    stator Posts: 7,441 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ok, so the claim was on last years policy?
    That makes sense
    Changing the world, one sarcastic comment at a time.
  • Yoga_Girl
    Yoga_Girl Posts: 888 Forumite
    Part of the Furniture Combo Breaker
    Yes that's right, the claim was on last years policy.
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